Ukwenza ngcono inani - kusemthethweni? Sinqume ukuthenga amafulethi ngokwakho, wakhetha okuthandayo, okuvunyelwe ngakho konke. Futhi umthengisi uthi, ake sicacise inani kwinkontileka yokuthengisa engezansi yangempela.
Unamehlo ayindilinga. Okwani?Kepha kungani utshela lo mthengisi.
Umthengisi unemali engenayo ekuthengisweni kwefulethi, uma ithengisiwe kakhulu kunalokho okuthengiwe. Ukusuka emholweni onjalo, i.e. Kusuka umehluko phakathi kwentengo yokuthenga nokuthengisa, udinga ukukhokha izintela. I-NDFL 13%. Kufanele kuqondwe ukuthi kuzovela intela njalo. Ngokwesigaba 2 se-Article 217.1 yeKhodi yentela yeRussia Federation lapho uthengisa izindlu nomhlaba, imali engenayo ayiveli futhi intela ayikhokhelwa uma ngabe into ibingakhokhelwa uma ngabe into ingumthengisi
Umnqamulajuqu wesikhathi noma iminyaka emithathu wamukelwa ngamacala lapho okuwukuphela kwendlu kuthengiswa noma indawo ethengiswayo lapho umthengisi esedlulile ngaphansi kwenkontileka noma ngetho ifa, noma ngaphansi kwesivumelwano sokuvalwa noma aqashiwe ngelungelo lempilo impilo yonke indawo yokuhlala. Kepha lapha kukhona ama-nuances, ngakho nje ngezansi. Noma iminyaka engu-5 yawo wonke amanye amacala. Ngendlela, iminyaka engu-5 izoba sezimweni lapho umthengisi enazo ezinye izindlu zangempela (share) empahleni, etholwe ngaphambi kwezinyanga ezi-3 ngaphambi kokuthengiselana kwamanje. Lapho-ke umthetho weminyaka engu-3 awusebenzi.
Lokhu kufaka phakathi, ngendlela, ukuthengiselana kokushintshana kwamafulethi ngaphansi kohlelo lokuvuselela. Ukubala phansi kwendlu entsha kuqala ngokuqala kobunikazi bezindlu zakudala, ezinikelwe edolobheni.
Kepha, uma ifulethi lithengiswa ngaphambi komnqamulajuqu, liqala ukuxoxisana mayelana nokunyuka kwentengo ...Umthengisi akafuni ukukhokha izintela ngakho-ke ucela ukunciphisa intengo kwinkontileka.
Umehluko wentengo uvame ukukhishwa ngesivumelwano noma ukwamukela okujwayelekile ekudluliseni kwemali "eyengeziwe".
✔️ ngemalimboleko yamabhange manje, kunjalo, ithatha ukuthengiselana okunjalo. Futhi akupheleli lokho. Ngasikhathi sinye, esivumelwaneni semalimboleko, inhloso izokhonjiswa ngokutholwa kokutholwa kwezindlu nokungeyonakele. Okuthile komoya onjalo.
By the way, la mabhange asebenza nge-understatement:
Kuze kube yiliphi inani - i-Gazprombank, i-Minbank, iRaiffeisenbank, iRosbank House (kodwa hhayi kuwo wonke amahhovisi), iSenberbank, UniCreritbank, Psb, Bank St. Petersburg.
Kufika kuma-ruble ayizigidi eziyi-1 - ukuvulwa kwebhange ne-BZHF.
Kuze kube yimali yemalimboleko
Musa ukubukela phansi intengo - RHshB, i-Russian Federation.
✔️ Uma kukhona uxhaso lukahulumeni, bese kuba nandaba kangabiki kuzoba nezinkinga. Uma kungekho mxhaso, khona-ke amabhange avumelana ngokuthengiselana, kodwa ngoxhaso, okungashiwongo ngeke kulunge. Isibonelo, inhlokodolobha yomama, isiKhwama sempesheni singakwenqaba ukuhumusha uma ukuthengiselana kungasizi.
✔️ Isamba soxhaso, ngokwesibonelo, ohlelweni, umndeni omncane ungaphansi. Ngemuva kwakho konke, lapho ukhokha isinxephezelo, intengo ilinganiselwa esivumelwaneni sokuthenga. Lezo. Ngena ngenani elincane kunalokho ongakwenza.
✔️ Ukuncishiswa Kwentela Yezezakhiwo ngamaphesenti emalimboleko nakho kungalahleka, ngoba Eqinisweni, kuvela hhayi imali mboleko kwelitshe, hhayi ukuthenga kuphela. Futhi ukuncishiswa kunikezwa emalimbolelweni okuhlosiwe.
✔️ Ukube isivumelwano sizophonswa inselelo noma kungazelelwe umthengisi uzoshintsha umqondo wakhe kwinqubo, khona-ke ukuthengiselana kunganqamuka (ngemuva kwenkantolo, futhi ungabuyisa imali ngaphansi kwenkontileka. Imali etholile ingenye inkantolo nokunye ukwahlukaniswa nomthengisi.
Yebo futhi, uma isivumelwano sidlula ngentengo engeyona imakethe, izinkantolo zivame ukubhekwa ukuthi awubonisi ukuqaphela, ubuhlakani nokholo oluhle. Nayo yonke imiphumela elandelayo.
Ngakho-ke i-rorestra yaqala ukwehlisa ukuthengiselana ngokuthengiselana ngokuzithoba, ukunaka umehluko ngamanani entengo yemalimboleko kanye nesivumelwano sokutholwa. Bhala uhlu lwe-carousel.
Ukubhalisa kumisiwe. Njengoba amaqembu azochaza eRosresser, umehluko ngamanani awucaci.
Vele, icala elilodwa, kepha uyaqonda. Kunoma yikuphi ukuqala kukhona uhlelo ...
