Kunyaka ophelileyo, irhafu yaphakanyiswa eRussia 'ngesityebi', ababeyixabisa kakhulu abemi belizwe. Nangona kunjalo, isikali sokuhlawula ipension sisetyenziswa kwiNkqubo yePenshini: Kwimicimbi ehambelana nayo, iingeniso eziphantsi zengeniso yexabiso labemi lingaphezulu kubantu abaphumeleleyo. Kutheni kunjalo? Kwaye ngaba kufuneka uyitshintshe le nkqubo? Oku kwaxelwa ziingcali "moscow komsomoltsu".
Ngokomthetho, bonke abaqeshi bahlawula abasebenzi abangama-30% kwifom yeeprelimu zeinshurensi. Le mali iya kuhlawula ipenshini, ikhefu lokuya kubeleka kwaye linike amayeza asimahla. Kwangelo xesha linye kukho iintlawulo zokuhamba. Umzekelo, ukuba umntu ufumana ngaphezulu kwesigidi esinye sezigidi ezili-ruble ngonyaka, iminikelo kwingxowa-mali yePenshini (iFFR) incitshisiwe-ukuya kwi-10% yomvuzo.
I-Evgeny ye-Evgeny Bebdis Umphathi we-Evgeny Bebdis Uchaza ukuba umda onjalo ukhona ukungabizi iimfanelo ezingeyomfuneko kwi-PFD kubantu ". Nangona kunjalo, abaqeshi basabhatala ukodwa kwabasebenzi abahlawulelwayo.
Kodwa ezi ntlawulo azibuyeli nawaphi na amalungelo ongezelelweyo epenshini. Kwaye i-PFR ichitha le mali ukugubungela intsilelo yayo kwaye ihambisa phakathi kwabo bonke abadla umhlala-phantsi, "watsho ingcali. Zeziphi imali ezihlawula iimali kwiimali zentlalo?Kuyavela ukuba kwingeniso enkulu, abemi abakhuselweyo bayahlawula ngaphantsi, kodwa ayichaphazeli ipenshini yabo yexesha elizayo.
I-Vice-Renent yeDyunivesithi yezemali phantsi kukarhulumente weRussia, uAlexander Safonov wachaza ukuba indlela enjalo yokwayisa ipenshini yenziwa nguSekela-Primer Croudkovich.
"Wayekholelwa ukuba urjista uza kunciphisa ukugxothwa kweenkampani ekuhlawuleni iiprimiyamu zeinshurensi. Ngeli xesha, ubunzima kukuba akukho mabali anje emhlabeni naphina. Inkqubo ye-inshurensi isekwe kumgaqo wobumbano lwe-qokelela. Imirhumo kufuneka yenziwe yonke into ngenani elifanayo, "watsho uSofhones.Kwiminyaka embalwa edlulileyo, ukuqina kwe-duma ye-Duma kwiqela leRussia elilungileyo kunyanzelise ukupheliswa kwerejista. Bacela ukuyenza endaweni yokwandisa iminyaka yomhlala phantsi. Ababhali beli phulo babalwe ukuba linokuzisa i-600 yezigidi zeerandi kuhlahlo-lwabiwo mali. Kodwa kurhulumente, umbono owaliwe. Oogxa beemvavanyo ezifanelekileyo baqwalaselwe, kungakhokelela ekukhathaleleni kwishishini emthunzini.
Ngokwe-sophofow, kukho inketho yokulalanisa-yenza ukonyuka kwe-suty, njengoko yenzekile ngerhafu yengeniso. Umzekelo, ukwanda kweepremiyamu ezongezelelweyo zeinshurensi ukusuka kwi-10% ukuya kwi-12 ukuya kwi-15%. Iya kunika umvuzo ongezelelweyo kuhlahlo-lwabiwo mali, kodwa aluyi kuwa ngumthwalo omkhulu kwishishini, ingcali ayichazi.