I-biometric eRussia iba ngaphezulu, kubandakanya noRhulumente-sele kulo nyaka, iibhanki zinokwenziwa zisebenzisa inkqubo enye ye biometric (i-EBS) yonke imisebenzi yabemi kunye neenkampani. Ngaphambili, bekunokwenzeka ukuba uvule i-akhawunti, yenza imboleko okanye wenze uguqulelo (ingeniso engekhoyo i-479-FZ). Ukususela ngoJuni 2021, i-biometry yesiphelo esikude sezivumelwano ziya kuba nakho ukusebenzisa i-telecom. Ethintela ukungeniswa okusebenzayo kwenkqubo ye-biometric ye-biometric kwaye nokuba kuya kuba yingenelo ekusebenziseni ishishini, iingcali zeforum yeplastiki "ye-biometry esebenzayo" ifunyenwe.
Ingxaki ephambili yokusetyenziswa kwe-EBS, ikakhulu ziibhanki, ihlala ikwinqanaba elisezantsi lomsebenzisi. Ngaphandle kwento yokuba kwinqanaba likarhulumente i-EBS isungulwe eRussia ngo-2018, umsebenzi wabemi uhlala uphantsi. Ngenxa yoko, inqanaba lokufumana ingenelo alifikeleli kwiirekhodi ezingama-200, abathathi-nxaxheba kwiforamu: ngehlobo lama-2020, inani lalimalunga ne-150 lamawaka. Kwaye oku kunikezwe ukuba idatha kwi-EBS inokunikezelwa kumasebe angama-231 eebhanki kwilizwe liphela.
Oku akuthethi ukuba itekhnoloji yeebhanki zaseRussia ayisetyenziswanga kumgaqo-endaweni ye-EBS, eli candelo liphuhlisa le candelo layo, kwaye ukuzaliswa kwabo kuphakamile. Eyona nto isebenzayo isahleli "i-serber", esele iqokelele idatha kubathengi abazizigidi ezili-2 (inani elichanekileyo lebhanki alichazi), i-VTB iphuhlisa inkqubo yayo. Ukusebenzisa inkqubo yayo ye-biometric ngo-2020 ngo-2020, bagqiba kwelokuba bathathe isigqibo seBhanki, i-Artem ye-Artem Karchenko, iNtloko yeSebe loRhwebo lobuqhetseba.
Ayinakuthethwa ukuba ivela kwiibhanki ze-Ebs Aliwe: Ke, i-VTB isebenzisa isigqibo se-hybrid, ihamba ngebhayisikile i-enjini ye-biometric, yatsho i-enjini ye-biometric, yatsho uGregory Salnikov, entloko yeBhanki yeBhanki yeBhanki. Ukubhaliswa kweekhredithi ngokusekwe kwi-EBS isungule iRosbank ngo-2019. Kodwa bona, nangona bekwinkxaso yomlawuli kunye namathuba okunciphisa ukunciphisa iindleko kwinani lamasebe, thetha malunga nobunzima.
Ixabiso kwaye ingakhululekangaNjengoko i-Kirill Kirill, iNtloko yeProjekthi yoPhuculo lweDigital, unxibelelwano kunye noNxibelelwano lwe-Russian Federation, olwanda kokusebenzisa ubuchwepheshe be-biometric kwindawo yoluntu, kwaye ikwalawula ukusetyenziswa kwabo iinjongo zorhwebo. Kulindelwe ukuba iinguqu ezenziweyo ziya kudala imarike ye-biometric kwi-Russia, iKosolapov.
I-biometrics ye-biometrics ijongeka njengeshishini elithandekayo, kwaye ayimfuneko kuphela ukuhlawula izibongozo kwi-EBS (intlawulo iya kuba zii-ruble ezingama-200 zesibheno). Umzekelo, kubasebenzi beTelecom, ukusetyenziswa kwenkqubo kungenjalo kungenzeki okuluncedo ngakumbi kwezoqoqosho ngenxa yeendleko zokudityaniswa, uNikita Dalov uthi, intloko yokusebenzisana okusemthethweni ne-PJSC ye-PJSC ye-PJSC i-PJSC Megafon. Ngokuhambelana nohlengahlengiso kuMthetho "kunxibelelwano", i-EBS kuya kufuneka isetyenziselwe ukuqukumbela ngokude izivumelwano zonxibelelwano zombini kubantu abathile kunye neenkampani. Ngenxa yoko, ngokutsho kwe-Dadilov, ngelixa ukusetyenziswa kweenkqubo zayo ze-biometric kuhlala. Enye indlela yokuchonga okude yefowuni Abaqhubi beTelecom inokuba sisityholo ngokulula (isitshixo sinokuqinisekiswa kwiNkqubo-sikhokelo ye-ECI ene-akhawunti yezigidi ezili-100). Nangona kunjalo, le ndlela yayikhutshelwa ngaphandle komthetho oyilwayo. Ngaphambilana, iinguqu emthethweni "kunxibelelwano" zigxunyekwe kwisiseko seSkuolkovo Skwekelo, ngokoqikelelo lweengcali zeZilungiso ezinokubangela ilahleko ye-Billional Childrators.
Kwimiphetho yentlawulo ye-biometric ye-biometric nayo iyabiza: Iindleko zabo zinokuqala kwi-500 yeedola, ehlala ingumthwalo omkhulu kwiinkampani eziphakathi nencinci.
Kodwa kwicandelo lebhanki, iindleko zokwaziswa kunye nokusetyenziswa zinokuphezulu kakhulu, ngakumbi ukuba asithethi malunga nabadlali becandelo elikhokelayo. Isibakala sokuba namhlanje inkqubo yokuphumeza ixabisa kakhulu kwaye ichitha ixesha, ayifikeleli kwimibutho emincinci, iqinisekisa i-Sergei sefer. Ngeli xesha, kuya kuba sezibhankini eziya kwenza imvakalelo yokwazisa ukuqalisa kwe-biometrics - ikakhulu ngokwemigaqo yokuthintela ubuqhetseba. Umzekelo, kwi-tinkoff ibhanki "ye-biometry yenze ukuba inciphise inani lobuqhetseba kwityala ngamaxesha ama-8, malunga ne-5 000 yokuphaphama kuqalile inyanga kuphela.
Sukuthemba kwaye usoyikeHayi umqobo omkhulu kuphuhliso lwe-biometrikhi, kubandakanya noRhulumente, uhlala ungathembeki kubemi. Ingabonakala ngathi idatha yobuqu kwifom ye-insult kunye nendawo efudukelweyo igcinwe kwisiseko se-Esa kwiPortal yoLuntu, kuphela kwimilinganiselo esezantsi yobuso igcinwe kwi-EBS. Ingqokelela yedatha ye-biometric yabemi yenzeka njengendlela ekhuselekileyo, igxininisa i-Kirill Kosolapov.
Nangona kunjalo, ngokutsho kweNafi, ukuqaliswa kwenkqubo enye ye bimemetric, efunyenwe eRussia ukusukela ngo-2018, yoyika isiqingatha samaRussia. Ngakumbi, iinkqubo ze-biometric azithembeki ngenxa yokufumana idatha kunye nokuhlolwa kwendawo ezinokubakho. Kwakhona, abasebenzisi bangeyoncedo lomntu ocacileyo ngokusetyenziswa kwetekhnoloji entsha.
Ukungabikho kweziphumo zophando ezivulekileyo zesayensi eRussia, iziphumo zovavanyo zovavanyo lweenkqubo ze-biometric kwaye zaphunyezwa, utshilo uDanil Nikolaev, uMlawuli we-NP "biametric". Oku ngokungaqondakaliyo akongezi ukuzithemba komsebenzisi. Ukungasakhankanyi isibakala sokuba xa kusenziwa iinkqubo ze-biometric, iimpazamo eziqhelekileyo zinokwenzeka: Ukuvavanya ii-algorithms ezahlukeneyo kwiimeko ezinokuvavanywa kude kube yiMigangatho yeSizwe neHlazithi.
Nangona kunjalo, iziphumo zinokuba kukukhuthaza abemi ukuba zisebenzise i-EBS kwi-State-umzekelo, nokuba ubhaliso kwinkqubo yoluntu luyimfuneko ukufumana inani lenkonzo yoluntu, i-windows yesiseko iya kuba yahluke ngokupheleleyo, ibhiyozelwe UGregory Salnikov. Kwakhona, inkuthazo inokuba yizaphulelo kwiintlawulo kwi-biometrics ye-biometrics.
Ithunyelwe ngu: Olga Blinova