Bishii Janaayo, macaamiisha VTB waxay soo saartay in kabadan 97 kun oo amaah lacageed qaddarka in ka badan 87 bilyan rubles. Caddadka soo saarista ayaa ah ku dhawaad 1.5 jeer ka sareeya natiijada Janaayo sanadkii hore. Dadka deggan gobolka Kaalga waxay ka soo saartay wax ka badan 450 amaah oo lacag kaash ah Russia waxay ku soo noqotay amaahda firfircoon: koror culus ayaa lagu bilaabay 4 rubuc oo kale oo ah 2020, markii iibka kastamyada ay kordhay 40%.
"Bilowga sanadkan waxaa lagu calaamadeeyay dib u soo celinta waxqabadka macaamiisha ee muwaadiniinta - bisha Janaayo, bixinta amaahda ee lacag kaash ah waqtiyada dheeriga ah ee wax ka badan. Waxaan rajeyneynaa in kobaca baahida loo qabo iyaga ay sii socon doonaan, dhinacyo badan, sida caadiga ah ee nashaadaadka dhaqaalaha iyo la dagaalanka masiibada. Qodobka ugu muhiimsan ee sanadkan sidoo kale waxay noqon doontaa mid digirta ah ee ganacsiga - gaar ahaan VTB, VTB waxay qorsheyneysaa inay si joogto ah u soo saarto amaah kasta oo lacageed oo labaad iyadoo loo siinayo VTB khadka tooska ah oo sahlan oo sahlan oo loogu talagalay isticmaaleyaasha. Waxaan rajeyneynaa in tani ay u oggolaaneyso in rubuc ay kordhineyso mugga amaahda dhamaadka 2021, "faallooyinka Evggeny Blagoin, madaxa maamulka" VTB.
Bishii Janaayo, reer Russia waxay kordhiyeen kharashaadka ay ku qarash gareeyaan shabakad ka mid ah marinnada POS iyo helitaanka internetka, sida laga soo xigtay kooxda VTB ee ay soo saartay tirakoobka ganacsi. Baahida dib-u-dhigga iyo xayiraadaha safarada dibedda ee lagu soo diro ayaa u diray kharashyada Ruushka ee isticmaalka gudaha ee badeecadaha iyo adeegyada guriga. Kharashaadka reer Russia ee qaybtan bishii Janaayo waxay ka kacday 23% marka loo eego bishii Janaayo ee sanadkii hore waxayna gaareen 200 bilyan rubles. Inta badan aad ayey - 70% tahay - kharashaadka Russia ee dadka elektiroonigga ah iyo qalabka guryaha ayaa kordhay. Isla mar ahaantaana, dakhliyada makhaayadaha ayaa u rogay 14% wax ka yar doprandamy.
Amaah lacag caddaan ah ee VTB waxaa lagu heli karaa Isugeynta 50 kun illaa 5 milyan oo Rubles ujeeddo kasta iyo muddo ilaa toddobo sano ah. Macaamiisha ayaa laga yaabaa inay amaah ku sameeyaan barnaamijka dib-u-habeynta, taas oo kuu oggolaaneysa inaad iskugu dariso dhowr amaah oo bangiyada kale mid ka mid ah dib u soo celi deynta hay'adaha kale ee amaahda, iyo sidoo kale hel lacag dheeraad ah 5 milyan oo rubles ujeeddo kasta. Codsiga waxaa suuragal ah arjiga guusha ee VTB khadka tooska ah, websaydhka bangiga, xarunta xiriirka ama xafiiska VTB.
Amaaho lacag caddaan ah ayaa ka mid ah tafaariiqda caanka ah ee dadka ku nool. Sannadkii la soo dhaafay, bangigu wuxuu soo saaray in kabadan 1.1 milyan oo amaah oo ah 829.5 bilyan rubles macaamiisheeda. Kuwaas oo ka mid ah kuwan, 27% akoonnada bixinta internetka. Cabbirka boortofka ee dhibcaha 2020 kordhay 8% oo dhaaftay 1.465 tirillion rubles.
Xogta ku saabsan soo saarista amaahda lacag caddaan ah ayaa la siiyaa iyada oo la tixraacayo lacagaha loogu talagalay dib-u-habeynta amaahda ee VTB.