Muna 2021, mutero une deposits akaunzwa muRussia. Haazoregi chete avo vanochengeta anopfuura mamirioni emamiriyoni emamiriyoni pane dhipoziti, nyanzvi dzinonyevera. Kuti adzorerezve hupfumi hwenyika uye mune chiitiko chekuti huwandu hwemupiro hwakaderera, "kupopotedzana uye chokwadi" zvinoendeswa.
Zvese zvinhu zvichavimba nemabatirwo emari mari inobatsira pagore. Mune zvimwe zviitiko, 13% yeNDF ichafanirwa kubhadhara, kunyangwe iyo mari yacho pane isingasviki mamirioni rubles, mune vamwe hazvizove madikanwa kubhadhara, kunyangwe iyo mari yacho ichidarika mamirioni 1 rubles.
Anogona pensiersers haabhadhare mutero kufukidzwa?Mutemo unoti mitero inosungirwa kubhadhara zvese, kunyange iwo iwo mapoka evagari ane manobatsira mune mamwe mamiriro. Ivava vaPensikesers, uye vakaremara, uye vakakura mhuri.
Zvichakadaro, zvinodikanwa kuyeuka kuti mari pamari yemakadhi erudzi haazobhadharwe mutero, iyo mukati megore rese hapana anopfuura 1% pagore regore (semuenzaniso, muhoro), uye mari paAscro account inobhadharwa.
Kubva panguva ipi iyo mutero waizofanira kubhadhara?Mudiwa weCCMG anokurukurirana network muRussia uye Cis Donat Subniek akatsanangura kuti kufarira kwakawanikwa pamberi paZvita 31, 2020 kunobatanidza mutero, uye kufarira kwakagamuchirwa kubva muna Ndira 1, 2021 inodonha pasi pemitemo mitsva.
"Ndokunge, iwe uchafanirwa kubhadhara mutero wemari wega wega, kunyangwe iwe uchinge wapinda muchibvumirano chezvibvumirano muna 2020 kana zvisati zvaitika, kunyangwe pamberi peMutemo wemitemo," akadaro nyonganiso.Mukuwedzera, mutero wemupiro unomanikidzwa kana panguva yekarenda yegore kubva kune imwe kana akati wandei mabhangi akagamuchira huwandu pamusoro peasina-mashoma mashoma. Iyi shoma inoverengerwa seinotevera: Mari kubva pamutsipa wemamirioni emamirioni pane iyo kiyi yeRussia Federation, iyo inoshanda musi waJanuary 1 yegore iro, kana bhangi rikaverengera mubairo wekodhi.
Ndeipi mari yacho haizo kunyorerwa muna 2021?Iyo kiyi chiyero cheCentral Bank muna Ndira 1, 2021 yakaiswa pa 4.25%. Zvinozoitika kuti vave vanokosirwa havazodi kubhadhara 13% kana iyo deposits ichauya nemazana mana nemakumi mashanu emazana emakumi manomwe emakore gore rino.
Ndiani anocherekedza huwandu hwemutero?Izvi zvinoitwa neiyo federal mutero basa, inosungirwa kuzivisa iyo investor yaanoda kubhadhara mutero. Ipapo mugari anofanirwa kunyora iyo yakatarwa huwandu kune iyo Fts account. Nguva yekubhadhara kwegore pamberi paDecember 1, kureva kuti, mutero wemari pamadhora akawanikwa mugore razvino uchafanirwa kubhadhara kusvika Zvita 1, 2022.
Mari yekubhadhara inoverengwa sei?Kutanga, FNS vashandi vachipfupisa mari inowanikwa mumabhangi ese apo mapepa. Ipapo mari yekuwedzera inoderera kusvika kune isina-mutero mashoma. Uye kubva pane yakasara mari inobhadharwa 13%.
Mutero pane mari pamari yakabhadharwa kubhadhara?Uku kuvhiyiwa kunongoitwa: Mari yekufarira inoshandurwa mune rubles pamusangano wepamutemo weiyo central bank yeRussian Federation pazuva rekutora, uyezve neyakajairwa scheme inoderera kune isina mutero mari. Nenzira, muridzi weiyo mari dhipoziti anogona kuita purofiti nekuda kwekukura kwemari yekune dzimwe nyika. Panguva imwecheteyo, inofanira kuyeukwa kuti musiyano uripo pakati pemari mari muakaunti, yakadzokororwa mumarara pane imwe nzira yekutsinhana yekutsinhana Kupiwa iyo mari deposits ine huwandu hwakanyanya huwandu, huwandu hweinosvika makumi mana emadhora emadhora anowanikwa kubva kumutero.