Mabhangi epakati anotya kwazvo nekukurumidzwa kwekupararira kwekusazivikanwa uye kwakazvimirira kuchema, izvo zvakagadzirira kumhanya yavo yedhijitari mari. Panguva imwecheteyo, hapana musoro webhangi repakati rinonzwisisa zvizere, nei iyo nyika ichidikanwa cbdc
Pachinzvimbo cheCBDC, iwe unoda Digital "mari"
Economist, mutsvaguhi weCopenhagen Chikoro cheBhizinesi, Lars Christensen ane chivimbo chekuti mabhangi epakati haachaiti kuti nei vachida mari yedhijitari (CBDC), iyo, ichave yakaenzana nemari yenguva dzose. Akazivisa izvi pane peji rake pa Twitter, kwaakatsanangura chiono chake zvakadzama.
Joinha yedu terlegraph curnel kuti uzive nezve maitiro makuru eCypton.
Sekureva kwe klisenenen, mabhangi epakati anotsvaga kusangana nevatengi kudiwa kwemari yemagetsi. Munguva yeKandani, kubhadhara kwemagetsi kwakakura kakawanda, asi hazvisi zvese mabhanga aive akagadzirira kuitisa kuwanda kwekutengeserana. Kristenenen anotenda kuti kugadzirisa dambudziko iri, iyo Central Bank's Digital Curity haina kudiwa (CBDC). Iyo inofunga kushandisa digital mari (CBD mari).
Iyo nyanzvi inofunga kushandura kune iyo yakazara zvizere maitiro ekuverenga pakati pevashandisi nemabhangi. Kune izvi, mugari wese, enjeri kana kambani inofanirwa kunyoresa chikwama chemagetsi chemagetsi icho mari yemabhangi ichatambirwa panguva yekuchinjana kwemari. Panguva imwecheteyo, mabhangi haafanire kubhadharisa komisheni yekushandurwa kana kuti inofanira kunge ichingoita zero. Vashandisi ivo pachavo vanogona kuchinjanisa mari yemagetsi pane mamwe mari kana mari navo muATM.
Kristenenen anotenda kuti kubviswa kwekubuda kwemari yemagetsi kunofanirwa kudzorwa, saka isu tinogona kutora maitiro ekugadzira makristuraticy. Asi huwandu hwembambo huchatsanangurwa chete nebhangi repakati.
Maitiro akadaro, maererano nehunyanzvi, anobvumidza mabhanga kuti avandudze mutemo wemari, pamwe nekudzora inflation nekudzora huwandu hwemari yemapepa mune turnver.
Mabhangi anowana monopoly zvakare
Iyo Monetary Economist uye munyori wenhoroondo George Selgin ane chivimbo cheCBD mari ichapa Mbiri pamusika, uye kuiswa kwemagetsi magetsi kunobatsirawo vakuru kuti vadzore mari, vharira mushandisi mashanga.
Panguva iyoyo, nyanzvi kana ivo pachavo havana kumbouya kune imwe pfungwa yakajairika paCBDC account. Zvakangodaro, iyo bhangi repakati iri kushanda nesimba pakuvandudzwa kwemari yedhijitari, uye dzimwe nyika dzatoedzwa neCBDC.
Saka, muJapan, ivo vakatotanga kuyedza yavo yedhijitari yemari. Nyika dzinoverengeka dzakadai seTurkey, Germany uye vamwe vari kukudziridza.
Mutungamiriri asina magumo mune iyi maitiro anoramba achichina, iyo yatopedza kuyedza yedhijitari yuan. Russia ichiri kutarisa kuCBDC uye haina kukurumidza neiyo sumo yedhijitari rubin.
Hurumende yehupfumi yeRussia ichashanduka sei, kana CBDC yakagadzirwa uye yakaburitswa kumusika, verenga pano.
Iyo post mabhangi ichiri kusanzwisisa kuti nei vachida CBDC - yekutanga yekutanga pane beincrypto.