MetallinevestBank Inotangisa mapurogiramu maviri matsva ekufa:
? "Chikwereti chekutenga kwezvinhu zvisiri zvekugara (pantry)"
? "Chikwereti chekutenga kwemuchina-nzvimbo"
Mamiriro Akwereta:
Rates - Kubva 8.7% pagore.
☑️ Iyo shoma yekutanga mupiro kubva ku20%.
Nguva Yekudya - Kubva pa1 gore kusvika makumi matatu emakore.
☑️ Chikwereti Chikwereti - Kubva pa500 Zviuru Zvizhuru. anosvika mamirioni 2,5 rubles.
☑️ Izvo zvinokwanisika kufunga nezvekushandiswa kwe2 zvinyorwa - zvese zvikamu zvevakwereta
Chinangwa chechikwereti:
- Kuwanikwa kwemotokari kwakagadzirirwa kuiswa kwemotokari, iri:
- muzvivakwa zvakaparadzaniswa - garage yakaoma;
- mumamiriro ezvinhu akawandisa;
- muzvivakwa zvivakwa;
- Kuwanikwa kweasina-pekugara nzvimbo (pantry), iri mune yekuvaka imba nekupedzisa zvibvumirano zvekutora (ddu, dedpt, dkp).
☑️ Zera reanokwereta / rakabikwa kubva pamakore gumi nemasere kusvika makumi manomwe;
☑️ Kukweretesa uye nekudzokorora kwemakamuri pasina kubuda;
☑️ Mukana wekukwezva sevarairidzi uye usimbise (kusvika kune 3 Coute) - Vakadzi-vanopokana / vasina vakadzi venguva yakazara (- ", vabereki vemutungamiriri wehurumende uye vamwe vanhu vasiri hama ;
☑️ Zvakaitika munzvimbo yekupedzisira yebasa kubva mwedzi mina (iyo kuronga kwemushandirwi kana shanduko kunzvimbo itsva yebasa mune iyo dudziro yekushandurwa panguva ino inobvumidzwa). Zvakajairika basa ruzivo kubva kumwedzi mitanhatu.
☑️ accounting yemari yenguva-yenguva (Maximum 3);
☑️ Kufunga nezvezvinyorwa zviviri zvine mupiro wekutanga kubva pagumi muzana kune ese mapoka emakwereta;
☑️ ip nechero chimiro chekushuma, pasi pekugadzirisa kwekuzorora-kunyange zviitiko kwemwedzi gumi nemaviri;
Varidzi vebhizinesi vane mugove wekutora chikamu mubhizinesi rinosvika 51% vanogona kutariswa sevashandi, vasina kupa zvinyorwa zvebhizinesi;
☑️ Kubhadhara / ravenue ratio ye60%;
☑️ Muedzo weSolvency haatore hanya nemitengo yemakadhi echikwereti nekuganhurwa zviuru mazana maviri kusvika mazana maviri.
☑️ Kufunga nezvezvishandiso zvemibvunzo yemamwe mabhanga;
☑️ Iyo yekutanga mupiro kubva ku10% kana uchitenga imba yeinenge zvikamu zvese zvevakwereta;
☑️ Kunzwisisa mutengo weiyo yakatengwa estate kune iyo chikwereti mari;
☑️ Gogodzwa kubva kuna Jur. Vanhu uye piz. Vanhu (kusvika 3x nguva kusanganisira kutengeserana kwevatengi)
☑️ Mukana wekutenga dzimba mumaruva emamwe mabhanga;
☑️ Shanduko pakati pehama.
Chii chimwe chavangaverenga: Sezvo mumaminitsi gumi kuti uwane nhoroondo yeChikwereti pachako pachako chikonzero chekudzikiswa kwechikwereti chechikwereti. Zvikonzero 7 Zvepamusoro zvinoderedza chikwereti kana kubhadhara kwekutanga kubhadhara?