Panyaya yekunonoka kuzvikwereti, vateveri vanorega vasingabvi vanozvikwereta ivo pachavo, asiwo vadiwa vavo. Dzimwe nguva kunyange nevana vakuru vane chikwereti vanofanirwa kubhadhara kuhama. Kune nzira dzekuzvidzivirira iwe kana zvakanyanya kuderedza huwandu hwechikwereti.
Chii chinogona kubhejerwa
Kana paine kusava nechokwadi kuti mwana mukuru akanyoreswa nababa vake kana amai vake pasi pedenga rimwe chete vanogona kuita mauto asina kukwereta, zvakakodzera kukoka kuti arege kudzingwa kubva mufurati. Izvi zvichabatsira kuchengetedza chivakwa chako pachako. Kana iye ane chikwereti akanyoreswa pamubereki anogara pachinzvimbo, mukana wakakwira, kuti Baiffers kana vateresi vanouya kukero iyi. Iyo Bank inokwidza kudare, iyo inoburitsa runyorwa rwemavara eFSSP. Balifs anotanga kutsvaga chivakwa chinogona kubatwa muchikwereti.Vabereki vanofanira kuratidza kuti mwana haana pfuma yayo panzvimbo yekugara. Zvinokurudzirwa kuti uone chokwadi ichi nemacheki kana chibvumirano chekutengesa. Baliffs anogona kuitisa ongororo yevavakidzani vanofanira kusimbisa kana kushandura chokwadi chekugara chakabatana. Kana kupokana kwevamiriri veFSSP kuchiratidzika kusasimbisa, kune njodzi yekubviswa kwezvinhu zvakakosha kubva kufurati.
Kana vabereki vari mutoro wechikwereti chemwana
Vana vevana vanogona kuwana chikwereti chete nemvumo yevabereki. Vanova vimbiso kana varairidzi. Kana mukweretesi akamira achibhadhara nguva dzose, uchafanira kubhadhara pachinzvimbo.
Vavimbisi uye varairidzi vane mhosva yezvikwereti pamberi pekwereti sangano. Kana mamiriro ezvinhu eCo-subser anotsanangurwa mumagwaro akasainwa, vabereki vakatanga kugamuchira mutoro wakaenzana wekubhadhara chikwereti. Mune ino kesi, bhangi rinogona kuda chitupa chemari yeamai uye / kana baba. Iva anobatana, asina kusaina magwaro ekubvumirana, hazvigoneke.
Kupesana nekutenda kwakakurumbira, kuzivikanwa kweanokwereta hakukwanise kusamanikidza vairengeki kubhadhara zvikwereti zvake kumutengesi wavo.
Kana mubereki wechibvumirano chechikwereti asina kusaina, haana kunyora ratidziro yevimbiso uye, pamwe, aisaziva zvese nezve kuvapo kwechikwereti, haatakuri chero mutoro wepamutemo. Kana chikwereti chakapihwa chidiki, munhu anofanira kupikisa chibvumirano mudare. Maererano nezvinyorwa Nha.
Pane mamiriro ezvinhu apo vabereki vauya nenhaka yevana vakafa. Kwete chivakwa chete, asi zvakare chikwereti (kunze kweiyo alimony uye zvirango) zvinogarwa nhaka. Asi huwandu hwemitero yezvikwereti hazvigoni kupfuura mutengo wenhaka. Mutoro wezvikwereti zveTestator zvinodzorwa nechinyorwa Nha. 1175 of the Civil Code yeRussia Federation. Kuti udzidze kana zvikwereti zvekufema zvaizobatsira njere panguva yekugadziriswa kwenyaya yenhaka.
Mazhinji masangano echikwereti anokurudzira ekuzvikwereta kuronga hupenyu nehutano inishuwarenzi. Kana muedzo wacho akagumisa chibvumirano chakadai, chinofanira kutungamirwa kuzvirambidzo zvinogoneka uye zvisungo zveishanyi kubhangi.
Zvekuita kana chikwereti chakashongedzwa muMFI
Kutanga, zvakakodzera kuyera chiyero chechinetso - chiyero chechikwereti, chikwereti pairi uye zvimwe zvakavanzika. Bhadhara chikwereti chemwana pasina kudzoka mari hazvina musoro - hapana chivimbo chekuti chikwereti chitsva hachiratidzi munguva pfupi. Kana mari ichikutendera kuti ubhadhare chikwereti, chingave chakanyanya kunakidza kuita izvi nesarudzo yedare. Kana kukazve chikwereti kuyambuka matare, pane mukana wekuti anokwereta anowira mu "dema rondedzero" yemasangano echikwereti. Saka mwana haazokwanisi kutora chikwereti chitsva kwenguva yakareba.Kuti ubatsire, vanechikwereti vakapinda mumhirizhonga yebhangi repakati, rinorambidza kuwanda kwehuwandu huwandu hwehuwandu hwe11,5 kubva ku microloan. Chiyero chinogona kunge chisiri kupfuura 1% pazuva. Izvi zvinoreva kuti munguva yechikwereti zviuru gumi zvenduru. inopa chero zviuru makumi maviri zvenduru dzuru. Kufunga nezve account account, zvirango uye kubhadhara kwemabasa esangano kwakapihwa mubhadharo.
Mhedziso
Vabereki havatakura mutoro wepamutemo nekuda kwezvikwereti zvevana vakasvika pazera revanhu vazhinji. Kunze - nyaya dzipi kana mumwe chete kana vaviri vabereki vanovaraidza / vimbiso, kana kana vachipinda pandinhaka. Chikwereti uye vadiki kusvika makore gumi nemasere pasina kusaina kwevanhu vane mutoro kunorambidzwa nemutemo.
Kana iwe uchida kubudiswa, usakanganwa kuendesa zvakadai uye kunyorera kuchiteshi chedu, kuchave nezvakawanda zvinhu zvinonakidza!