Kupesana neyekushambadzira gore rakapera kusvika pakubudirira zvakanyanya kumusika wekufa, iyo yakanga yamisa zvinyorwa zvakati wandei kamwechete, inotevera kubva kuhuwandu hwebhangi repakati. Kwegore iro, veRussia vakayeuka madhora zana nemakumi manonwe emamiriyoni. Rakare rekodhi ye 2018 - kungopfuura matatu trillion rubles.
Vanokwereta vakaitwa pakupera kwegore, rakaburitswa muna Zvita 21,500 zvikwereti nemabhiriyoni mazana mashanu emazana matanhatu.
Nekuda kweizvozvo, iyo mongororo yemabhangi emabhangi nekutanga kwe2021 yasvika 9.07 trillion rubles. Mugove weChikwereti Chekuchengetedzeka Chikwereti Nekuda Kwekukura kwePorfolio Yakadzikira Pagore: Kubva 0.97 kusvika 0.85% per Ndira gore rino.
Chikonzero chekunakidzwa kwaive kudonha kwakakosha mumitambo yemari mushure mekiyi batch yebhangi repakati (rakadzikira pamusoro pegore pamasangano maviri muzana. Kusvika 4.25%). Saka, iyo yakaremerwa avhareji chiyero chakapihwa mukati memwedzi mbopa yakawa kubva 9 kusvika 7.36%. Pakati pegore, chiyero chakagadziridza nhoroondo yacho kakawanda, ichisvika pazasi muna Nyamavhuvhu - 7.16%, asi mukudonha kwaakapwanyika.
Pamusoro pezvo, kudikanwa kwekushayiwa kwedzimba kwakapiswa nechirongwa cheiyo yekubhadhara mari yekubhadhara gore rakapfuura pasi pe6,5%. Maererano neanoshanda wepurogiramu, dom.RF, gore rapfuura mabhaisikopo akanyorwa mazana matatu nemakumi matanhatu nemazana matatu emari
Chirongwa chekusarudzika chengetedzo chakanyanya kutsigirwa nemusika, asi mupiro mukuru wekukura kwemusika uyu aive achiri kufambisa dzimba, kusanganisira yekunatswa kweakambopihwa chikwereti, inosimbisa mudura mudiki kuti bhangi Ratings "Nyanzvi Ra" Catherine Schurichina. Chinhu chesviro chakakanganisikawo: Inotenda: Dambudziko rehupfumi, kudonha kweiyo rucle exchanger rate uye kuderera kwemari yekuisa yakadzora huwandu hwehuwandu hwekudyidzana.
Iyo purogiramu yeiyo rusaruro rwekumaraera yakatangwa muna Kubvumbi 2020 kutsigira vanogadzira dambudziko. Pasi pemamiriro ayo, huwandu hwemari harigoni kudarika 6.5% pagore reAnumum (muzana arisheni yekubatirwa nemabhangi anotsigira nyika). Iyo yakakwira chikwereti mari yeMoscow, St. Petersburg uye matunhu avo ane mamwe mamirioni emamirioni, kune mamwe matunhu - 6 miriyoni, saizi shoma yemupiro wekutanga ndeye 15%. Pakutanga, chirongwa ichi chaifanirwa kupedzwa munaNovember 1, asi zvakazowedzerwa kusvika muna Chikunguru 1 chegore rino. Uye svondo rapfuura "Interfax" Nezvekushandisa muhurumende yakataura kuti vakuru vakuru vanokurukura kuwedzeredzwa kwechirongwa - kusvika pakupera kwe2021, asi nekugadziridzwa. Semuenzaniso, inogona kutambanudzirwa mune mamwe matunhu, uko kuvaka kwedzimba kuri kukura zvisingaite, zvataurwa neChina Charindi weDumo Dare reDuma pamusika wemari weAnatolova Aksakov.
Mutengo wekodhi
Nekudaro, iyo central bank yakakwevera kutarisa kune "zvisingadiwe mhedzisiro" yechikwereti ichi chochemo mukudzokorora "pakuvandudzwa kweganda rebhangi". Chekutanga pane zvese, ndiko kusimuka mumitengo yedzimba, iyo yakanyanya kukwana mabhenefiti kubva kuderera mitengo. Maererano neiyo Central Bank, mitengo yegore rapfuura dzimba dzakasimuka pa1.6%. Uye zvakare, mabhanga akatanga kuburitsa zvimwe zvikwereti zvakaderera (zvisingasviki makumi maviri muzana emutengo wedzimba) nemupiro wekutanga: ICHICHASE YEMUFANANIDZO muzvikamu makumi maviri neshanu kubva musi wa20% mune yechipiri chikamu. Pamusika wepuraimari, uko chirongwa chekutanga chinoshandiswa, chikamu chezvikwereti zvakadaro zvakakura zvakatonyanya: kusvika 40% kubva 24%. Vhoriyamu yakanaka yemubhadharo wekutanga mupiro unopihwa kune vanhu vane chikwereti chakakura chechikwereti, uye kusanganiswa kwezvinhu izvi zviviri uku uchiramba uchikura mareti, uye nekuziva mari yekugara, inogona kutungamira Kuunganidzwa nengozi, kucherechedza director weDhipatimendi rekutsigira reBasa reCentral Bank Alexander Danilov.
Zvakangodaro, maererano nemwedzi mipfumbamwe ye2020, imba yekusarudzika yakaramba ichiramba ichibatsira kuti iwane muparara mukubhadhara kwemwedzi uye kuwanda, Schurichina zvinyorwa. Zvinoenderana nazvo, zvinofungidzirwa pamatero azvino pamusika, nguva yekutanga yekubatsirwa kubva kune imwe mari yekubhadhara ichauya kuApple mita seyakazara muRussia pamusoro pe8,000-82,000 rubles. (Zvino, maererano nerosstat, izvi zvinongova zvinopfuura makumi manomwe nematanhatu rubles. Kune 1 metres metres pamusika wepakutanga). Nemaitiro aya, saizi yekubhadhara kwemwedzi nemwedzi yakaderedzwa inoenderana nemubhadharo usati waderedza mitengo uye mutengo unoshanda zvinowedzera.
Asi kuderera kwemitero, kunyangwe pasina mabhenefiti, kwaive kwakakosha kuti mune chero nyaya yekukwira kwemusika wechigaro kwaizosemesa, mukuru weboka reboka remari remagetsi.
"Hationi shanduko yakakosha muzvikamu zvepakati uye pakati pekubhadhara," anodaro Musoro wekuvandudzwa kweMortoge Bhizinesi Development Bank Elena Nazarenko. Mhando yemakwereti, zvinoenderana naye, zvakakwirira kwazvo.
Mberi - zvisingaiti zvimwe
Pane mukana wekuti iyo imba inocheka ichaita gore rino, zvishoma, zvisina musoro nyanzvi. Kufunga nezvekuwedzera kwekusimudzira kwekutanga kwegore, iyo nzvimbo dzekuwedzera kuderera muyero yakakosha uye, semhedzisiro, hapana mitengo yemari, inodaro Bywing.
Kana chirongwa cheizvozvo zvekushomeka zvichinge zvapera muna Chikunguru 1, muhafu yechipiri yegore, zvinokwanisika kutarisira kumwe kukura kweyekukura kwemusika wemusika, anobvuma Schurichina. Chikamu chinogona kuitika chemari yemari muhafu yekutanga yegore ndeye 7-7,5%, mune yechipiri - 7.5-8%, inoti.
"Mitero inogona kufambisa anenge 0.2-0.3 pp kumativi ese maviri," akadaro Tatyana Ushkov, mitengo ye "Bank Bank". Asi sezvo chiyero chakakosha chiri pane rekodhi yakaderera, musika wekutanga uye wechipiri ucharamba uchikura - inotenda kunenge 5-10%, inotenda. Nazarenko yakamirirawo kugadzikana kwehuwandu hwemitero ine zvishoma kufamba pasi kana kumusoro zvichienderana nemusika mamiriro ezvinhu.
Iyo hype mumusika wemubhadharo uye shanduko yekuita purojekiti mari yevanovandudza yakatungamira mukuwedzera kwakakosha muAscro maakaunti gore rapfuura. Sekureva kweiyo central bank, kwegore ravakabuda kubva pamabhiriyoni gumi nematatu kusvika ku1,2 trillion rubles.
Schurichina anotenda kuti kukura kwemusika kuchave kwakanyanya: chikamu chakakosha chevakwereta vakatora mari gore rapfuura nekuda kwehuwandu hwehuwandu hwehuwandu hwehuwandu hwehuwandu hushoma hushoma hushoma solvent. Kuwedzera kwekuwedzera kweiyo rusaruro raunoita kuti usimbe pamusika uye nekuzvinatsa, zvinotya, zvarinogona kukwezva vanopa mukana wavo kuti urambe uchizvipira kwenguva refu sechigadzirwa. Naizvozvo, mukufambira mberi kwechirongwa ichi, zvine musoro kudzokorora mamiriro ayo, semuenzaniso, kuwedzera mari yekutanga, Shchurichina anopokana.