Muna 2021, vagari veRussia vachatanga kubhadhara mutero mutsva kubva kubhengi deposits. Mutero uchaverengerwa mutero, chii chinofanira kubhadharwa, uye zvinokwanisika kuwana mutengo - zvimwe mune izvo zvinyorwa.
Sekureva kwemitemo yekare, ndiko kuti, Ndiro pamberi paJanuary 1, 2021, mutero wemasaini wakaenda kuchipatara chete kana huwandu hwemubhadharo hwakafanana neyekupedzisira bhangi (CB) pamwe ne5 muzana mapoinzi. Mutero we 35% wakabhadharwa chaizvo kubva pane izvi zvakanyanya. Neiyo, kana munhu asiri-mugari, kureva kuti, anobhadhara mutero mune imwe nyika, chiyero chaingova 30%. Izvo zvinofanirwa kucherechedzwa kuti mugari anogona kutariswa iye ari muRussia mazuva gumi nematanhatu mumwedzi gumi nemaviri anotevera.
Nekudaro, nemipiro yakadaro, mitero haina kuita, seyakaenzana kubhengi re4,25%, chigadziko chemitero chinotanga na9.25% uye yakakwira Zvino mabhangi haasi kufarira kwakadaro pamasaini asingachipo, uye saka varidzi vemitero veunifi havana kubhadhara.
Chii Chichachinja?Kubheja kwakachinjirwa, izvo zvinoverengera chigadziko chemitero. Izvozvi zvichave zvakafanana kune vanhu vanozivikanwa nevagari, uye kune avo vasina chimiro chakadai. Iyi ndiyo 13% NDFL. Panguva imwecheteyo, mutemo "pamwe chete 5" hausisiri kunyorwa.
Kuti uwane mari yemari kubva kuDeposits, iyo nyika yakaunza huwandu husina hukama hwemari, iyo inoverengwa seinotevera: Iyo kiyi yeiyo central bank iri paJanuary 1 inowedzerwa nehuwandu hwemamiriyoni emamiriyoni. Kana iyo huwandu hweSipo 201 iri mamirioni emamiriyoni, kana zvishoma, mutero haudi madikanwa.
Muenzaniso wekuverenga: Musi waJanuary 1, 2021, iyo kiyi chiyero ndeye 4.25% pagore. Zvinoreva kuti mutero uchabhadharwa kubva pamutsipa, unodarika mamirioni 1 42,000 zviuru makumi mana nemashanu.
Ngatiti iwe une 1.1 miriyoni muakaunti yako, zvinoreva chirevo chemitero - 13% yemari yaunowana kubva ku57.000 zviuru. Kana iyo muzana yemupiro wako iri 5% pagore, saka mutero waunobhadhara uchave unoti:
Zvakakodzera kuyeuka kuti kana sangano remari rinopa deposits nemari yemufungo pamusoro pemitero yepakati yebhangi repakati, mari pane yakadaro deposits inogona kupfuura isina mutero mari.
Muchibatanidzwa mutero wehurumende (FTS), zvinozivikanwa kuti mutero wacho pane dhipoziti uchafanira kuzvipira kuzvimiririra, asi kuziviswa hakuna madikanwa. Izvi zvinotora bhangi uko mupiro unoitwa. Kana zvikaitika kuti mari iwane mari isiri yemutero, ipapo mutero uchaona.
Ziva gore rinouya, mitemo mitsva haibhadhare mutero, sezvavanopihwa gore rapfuura. Ndokunge, nekuti 2021 inofanirwa kubhadhara chete muna 2022.