Maitiro Ekuvhura JEJI MuCDD - Nhanho-ne-Sporter Mirayiridzo

Kubva muna 2015, chishandiso chitsva chevashandi vakaoneka - nhoroondo yemunhu emubhadharo. Izvo zvakasikwa nekutsigirwa kweHurumende kuti inhamise huwandu hwekudyara kwekudyara. IIS inokurudzira kunyoresa chete rubles. Mari, zvisungo hazvina kukodzera izvi. Kana kuvhara imwe account, unogona kuvhura imwe nyowani. Mabhadharo emitero ari kushanda pavari, saka iyo nyika inodzoka yakabhadharwa mutero kana kuti haina kutora chikamu chemabasa ekutengesa.

Iyo ICD Bank inofunga kutora mukana weiyo yakasarudzika algorithms yekutsvaga zvinhu zvinobatsira zvakanyanya. Service yakakosha yemari yesangano yega yega yechipiri inoongororwa nezvinhu zvakasiyana, inopa data repamusoro pane izvo zvinowanikwa mari. Vatengesi vanogona kusarudza migove kana zvisungo neiyo yakanakisa data yehuwandu uye nguva. Iyo ICD inopa mari yakatarwa, iyo iri nani pane kubhengi deposits. Vagadziri vemari vanowana mukana wekudzoreredza mucherechedzo, tora kufarira.

Iis inoshanda sei?

Moscow chikwereti chekwereti chinopa mukana wekuwana mari kubva kune mari kubva pakudyara kwemitero, purofiti yakagamuchirwa kubva kuZZ uye kubva pane yekudyara. Investor inogona kuwana nemari yekuwana kune gumi nemaviri muzana pagore uye 13% yekubvisa mutero. Paavhareji, mari inowanikwa 15% nekusavapo kwakazara kwengozi.

Investment mari inoenderana neiyo yakasarudzwa zano. Iyo inonyanya kufarirwa sarudzo dzakatariswa neiyo ICD yakavakirwa pane kuvimba nekutarisira. Mamiriro ezvinhu:

• Isina muganho yekudyara nguva;
• Russian ruble seye base mari account;
• Iyo shoma mari yekudyara huwandu ndeye zviuru makumi mashanu zvbras, uye iyo yakakwira - 1 miriyoni;
• Makore matatu ekudyara masvomhu;
• Mumwe munhu anogona kuvhura imwe chete iis.

Kusarudza broker, nyore nyore kuendeswa kubva kune imwe kuenda kune imwe. Bhangi rinokubvumira kuti utamire mari kune iyo account kuti uenderere mberi nekushanda nemhando dzakasiyana dzezvombo.

Icb tarifs yeIIS

Paunenge uchivhura iyo iis muICD, inokurudzirwa kusarudza imwe yezviyero zviviri. "Mari yemosvo" uye "Capital Capital". Misiyano huru iri mukubatsira uye mitengo yakagadzirwa nemari, njodzi.

"Mari yemoscow" inoreva mari ye7% isina kufungira mutero kuderedzwa. Investment inogona kuitwa mune yechishanu, mari, stock "moscow chikwereti kubhengi". Paunenge uchishandisa Tariff iyi, iyo kuiswa kwekuiswa ndeye 1.5%, uye kutonga ndeye 0.5% chikamu chimwe nechimwe.

Iyo yechipiri zano "moscow capital" inobvumira kuwana mari kusvika gumi muzana pagore. Iwe unogona kuita mari muzvisungo, ofzi, pif, rubles. Kubhadhara kuri 0.75% yekuiswa uye 0,1% yekutarisira. Mune tarigi iri, huwandu hwacho hunowedzera kutorwa kwekubviswa kweiyo yega mari yekudyara account. Semuenzaniso, kana iwe ukatora chibvumirano nesangano remari mukati megore, iwe unozoda kuwedzera kubhadhara 2% yehuwandu iyo iri pane iyo account.

Iko kune mutero urongwa "mkb pamhepo" kupa masevhisi mumisika yemari. Iyo huwandu hwekomisheni inoverengwa neiyo muzana yehuwandu hweimwe neimwe chaiyo kutengeserana kutengeserana, ndeye 0,1%. Kana zvichidikanwa, kugadzirisa migove nezvekugamuchirwa kwemubhadharo wekupa wakaenzana kune zviuru zvitatu zvezviuru zveimwe.

Kuverengera kuverenga jana iri mukambani?

Iyo ICD inopa kuvhura account pasina kushanya kubhangi. Izvi hazvizofaniri kuvhura account, kudzoreredzwa uye kubviswa kwemari. Mashandiro ese anogadzirwa uchishandisa PC kana foni mbozha. Chero nguva, iyo Investor inogona kukumbira chirevo papepa. Mune ino kesi, iwe uchafanirwa kushanyira imwe yemahofisi ebhangi.

Moscow chikwereti kubhengi kutanga kutarisa kuti iyo account yekudyara inoshanda sei, ichiita shoma yekudyara mune zviuru gumi. Zvizhinji zvisungo zvine musoro wakadaro.

Kuvhura account:

1. Iva mutengi webhangi, kupa pasipoti data uye zita reimba.
2. Sarudza yakakodzera mutero wakakodzera kwazvo.
3. Dhawunirodha chikumbiro chakakosha.
4. Enda kuburikidza nekunyoresa maitiro.
5. Tora kubvunzana pamari yekudyara muBonds pasina kuzadza account.

Pamusoro pezvo, zvichave zvakafanira kubvumirana nekugadziriswa kwedata rako uye kutaurirana, bvumirana uchishandisa ingalo yekuona kwayo. Kune zvakare iyo demo vhezheni iyo iwe yaunogona kuwana iyo yakakodzera sarudzo yekudyara, kutora iyo nguva nenguva, huwandu, dziripo mhando.

Kana iwe uchida kutora hurukuro, iwe unogona kuwana bazi riri pedyo nebhangi, shanyira hofisi. Pachave nekupihwa kuzadza chikumbiro. Iyo yekupedzisira inosanganisira kutsanangura yakavimbika data.

Mushure mekutumira chikumbiro chekuvhura mubhangi renhare, iyo "investments" chikamu chichaonekwa uye nhoroondo ine chimiro chacho chakapihwa. Mushure mekutora, iyo account ichauya SMS, iyo account yeBroaddera ichave inoshanda. Activation muICD kazhinji inotora anenge awa, asi dzimwe nguva zvinotora kusvika pamazuva matatu.

Zvinyorwa zvekuvhura

Pakati pezvinyorwa zvekumanikidza - Passport uye Inn. Iwe unogona kuda kuongorora kana mufananidzo wepeji rekutanga nemufananidzo uye iyo iyo iyo iyo yekunyoresa data inoratidzwa. Dzimwe nguva zvinokurudzirwa. Zviri nyore kushandisa zvinopihwa zveICR kune avo vane smartphone, nekuti kana mashandiro epamhepo anozoda kupinda nhamba yefoni.

Maitiro Ekuwana Mutero Kuderedzwa?

Vagari venyama vane "machena" muhoro anogona kuvimba nekutambira mutero kuderedzwa. Kuti uite izvi, iwe unofanirwa kuita chirevo che3-nfdl, chinozvipa iyo yemutero inoongorora. Mushure meizvozvo, zvinyorwa zvemazwi. Maximum muripo anosvika zviuru zvishanu zvezviuru zvegore. Izvo zvinotarisirwa nenyaya yekuti zvinokwanisika kuwana kuderedzwa neine mashoma mari.

Uyezve, gadzirira:

• Bvumirano nebhangi;
• 2-NDFL kubva panzvimbo yebasa;
• kubviswa kubva kuaccount yekudyara;
• kopi yezinesi;
• Application yekubvisa.

Iyo phukuse rese rezvinyorwa zvekuwana mutero kuderedzwa kubva kuCB inopihwa kusvika Kubvumbi 30 kwegore rinotevera kutaurwa. Iwe unogona kunyorera zvakare basa mumwedzi makumi matatu nemana. Mushure mekuvhura account yekudyara.

Maitiro Ekudzokorora Iyo Akaunti?

Mushure mekuvhura munhu wega mari yekudyara muICD, iwe unongoda kuendesa mari kune ruzivo. Ivo vanogona kuwanikwa muchishandiso kana kudzidza panguva yekuguma kwechibvumirano muDhipatimendi. Kazhinji, masevhisi epamhepo, ekushandisa kubhengi kana bhangi recarier rinoshandiswa kuzadza.

Maitiro ekuunza mari kubva kune yako account?

Iyo moscow chikwereti kubhengi inopa sarudzo dzinoverengeka:

• kuburikidza nenharembozha;
• pachako muhofisi;
• parunhare.

Kana iwe ukafunga kutora nzira iri pamberi pemakore matatu mushure mekuvhurwa kweakaunti, mukana wekuwana zvese zvakanaka zvemitero neHurumende. Kana vakawanikwa, ivo vanofanira kudzoserwa neminyi uye zvirango.

Paunenge uchivhara ICB ICR mushure memwedzi makumi matatu nemana, unogona kudzosera zvishandiso, uuye navo kune kadhi kana kubhengi account. Kana adzoreredzwa kazhinji, mamiriro ebasa haachinje.

Ndingavhara sei uye kuwana mari?

1. Usati wavhara, iwe unofanirwa kubvisa zvese zvinoreva kubva kuaccount kana kuvashandura.
2. Mushure meizvozvo, chikumbiro chakanyorwa muzita reBroker, zvichiratidza chinangwa chavo uye chiratidzo cheakaundi account iyo pfuma icharatidzwa.
3. Izvo zvinoramba zvichimirira mhinduro. Inowanzosiya mazuva matatu mwedzi usati wasvika.
4. Kana broker inogamuchira chirevo, anotarisa kuburikidza neicho chokwadi chekuwana mutero kuderedzwa. Panyaya yekushandisa zvakanakira zvakadaro, kuderedzwa kwavo kunoitika.
5. Iyo yekupedzisira mari inoshandurwa muakaunti yakatsanangurwa mune chirevo. Zvekuvhiya kwakadaro, kuvapo kweMuridzi wemubvunzi kunowanzoda.