Birazwi ko hari ishoramari ritaziguye kandi rya portfolio. Ariko ni irihe tandukaniro riri hagati yibi bitekerezo? Reka tugerageze kumenya aya magambo tubisobanura gusa.
Ni irihe tandukaniro riri hagati y'ishoramari rigororotse kandi rya portfolio
Iki gitekerezo kimaze gushora imari muri ikigo cyari kijyanye nibi: Buri nyirubwite cyangwa umuyobozi arota kubona umushoramari wumushoramari, ninde watanga amafaranga kandi ntiyakubajije icyo ariho amaherezo yakoreshejwe.Birumvikana ko ibi, urwenya, ariko hamwe nigice cyukuri. Mu busobanuro busanzwe, ishoramari riziguye ni ishoramari, iyo umushoramari ashobora kuvugwa, biba umugabane ukomeye mu kigo no gusaba kugira uruhare mu micungire yayo. Ni ukuvuga, ibyo amafaranga akoreshwa, arabaza, kandi agenzura inzira ubwayo.
Ntabwo buri gihe ishoramari rikorwa namafaranga. Kurugero, Coca-Cola ishyira ibirango nibitabo muri ventures. Na McDonalds, gufungura resitora nshya, biteza imbere ikoranabuhanga ryayo yibiryo byihuse.Nkuko bisanzwe, birashoboka, ishoramari ritaziguye ni umuntu ku giti cye. Akenshi tuvuga uburyo butaziguye hagati yabatanga amafaranga nubucuruzi. Turashobora kuvuga ko ishoramari ritaziguye uruhare rutaziguye umushoramari muri uwo mushinga.
Hamwe n'ishoramari ritaziguye, dukemura icyo gihe cyose. Tuvuge ko umuturanyi yahisemo gufungura amahugurwa y'imodoka cyangwa kurana byoroshye, yasabye amafaranga, kandi yiteguye kuba umushoramari utaziguye ku bihe bimwe na bimwe.
Hafi ya buri kizaza kinini kizaza gitangirana nikintu gito, kuva intambwe yambere. Nko, kurugero, Apple na μIcrosoft batangiriye muri garage, naho Facebook na Twitter bari muri hostel yabanyeshuri. Kuri kimwe, aya masosiyete atose yakwegereye ishoramari ritaziguye. Hanyuma barakura, bahinduka abayobozi b'inganda zabo.Ikintu gishimishije ni uko abo bantu bazengurutse bashimye igitekerezo mugihe, babaye abaherwe, bakora neza. Ubu ni bwo bwinjira cyane muri iki gihe cyacu - kuba mugihe gikwiye kandi ahantu heza, shora amafaranga umuyobozi wurugo ruzaza, uwanditse cyangwa abandi bashyano bahindura ubuzima bwacu.
Ishoramari rya Portfolio
Ishoramari rya Portfolio kandi rigoye cyane, kandi icyarimwe, byoroshye cyane kuruta ishoramari ritaziguye. Bakozwe mugice cyanyuma cyiterambere ryubucuruzi, mugihe harakubye amafaranga yo kubungabunga, bimaze gutangwa, birashobora kuvugwa kumugezi, nubusabane nibibitsa bisanzwe.
Ibitekerezo byikibazo cyimigabane ni ubwoko bwamasezerano rusange yerekeye gukurura amafaranga. Abagura bose ku mpapuro bakoze bafite uburenganzira.
Inzozi zo gucunga ubucuruzi zibaye impamo: baza abaterankunga batanga amafaranga kandi bitaziguye bitaziguye birashobora guhindura ibibera. Hanyuma ubaze amafaranga yakoreshejwe, hafi ntibishobora na gato. Nibyo gutora na Ruble - kugurisha impapuro niba zitanyuzwe nubucuruzi bwubucuruzi.
Kugura imigabane isanzwe itanga abashoramari uburenganzira bwo kwitabira imicungire yubucuruzi binyuze mu nama rusange y'abanyamigabane. Ariko ntibishoboka ko rwose bishimishije kubantu. Byibuze igihe cyose ubuyobozi bugezweho buhangana ninshingano zayo.
Ariko ibi ntibisobanura ko abanyamigabane rwose badafite ingaruka kuri sosiyete. Niba isosiyete ikora nabi, imigabane ye ihendutse, umuntu aje kugura ubucuruzi bwose, abone impapuro ku isoko. Kandi iyi niyo nzira itaziguye yo gusimbuza igitabo kibishoboye.Ibidukikije by'ishoramari ritaziguye kandi rya Portfolio
Akenshi urubibi rusobanutse hagati yishoramari rigororotse kandi ryububasha ntirishobora kubaho, kandi ubwoko bumwe bwishoramari burashobora gutemba cyane.Kurugero, mugihe cyibibazo, nkuko byari bimeze mu 1998 mu Burusiya, uduce twinshi twa Echelon ya kabiri yabuze imyanda. Hanyuma, abakinnyi ba Stork bazashaka ubushake cyangwa badahujwe ba nyiri portfolios, baturutse mubucuruzi - mu bashoramari b'ingamba. Benshi muribo bafataga ahantu mu Nama y'Ubuyobozi.Uburyo butandukanye burashoboka niba umugabane wabashoramari bambere bavanze cyane kubibazo bishya. Kandi ibi ntabwo buri gihe ari bibi.
Tekereza ko umuntu icyarimwe yashoye amadorari igihumbi mumigabane ya sosiyete nshya, nyuma yabaye Google. Ahari mugitangira, aya mafaranga yari hafi kimwe cya kabiri cyubucuruzi bwose. Kandi birumvikana ko bahaye uburenganzira runaka bwo kugenzura no gucunga imbere.Buhoro buhoro, amasosiyete akurura abashoramari bashya n'abashya. Ariko ntibishoboka ko bidakunda ababitsa bwa mbere, kuko mumafaranga, umugabane wabo nawo ukura. Urashobora kwiyumvisha igice kimwe cyangwa kimwe cya cumi, cyangwa gusangira amajana yumurwa mukuru wa Google uyumunsi uyumunsi. Birakwiye guhangayikishwa numugabane wawe kumafaranga?
Ibyago no kunguka
Ishoramari ritaziguye rirashobora kuzana inyungu nyinshi, ariko zifitanye isano ningaruka nyinshi. Ishoramari rya Portfolio rirashobora kugurisha byoroshye kungurana imigabane, va mumwanya, kugabanya indishyi niba hari ibitagenze neza. Bitabaye ibyo, ibintu bishora imari mu buryo butaziguye. Kugurisha umugabane muri rusange ntabwo byoroshye. Niba kandi ubucuruzi budashobora kuba inyungu, akenshi ntibishoboka rwose.
Ku ishoramari ritaziguye, abantu binjiza na 20, na 30, na 50 ku ijana ku mwaka, ndetse birenze, niba, icyiti witwa Goldel. Ariko icyarimwe urashobora gutakaza mubyukuri ibintu byose bishora. Muri rusange yemerwa kwizera ko hafi icyenda mumishinga icumi nshya irafunga mumwaka wa mbere ukubaho.Gurinda abanyamwuga babikesha ibyo, bitaziguye, ntabwo ari isuzuma ryimishinga gusa, ahubwo rinatandukanya portfolio. Iyo atari umwe, ariko imishinga icumi yatoranijwe kumugereka, noneho amahirwe yo gutakaza byose hanyuma ako kanya hepfo. Kandi kuba kuri iki kidendezi mu kidendezi butaziguye, amaherezo bigomba gukwirakwiza ibiciro bifitanye isano na miss namakosa.
Ubu bwoko bwubucuruzi, ni ukuvuga uruhare rw'amafaranga n'ishoramari mu bigo bito, inzobere mu ishoramari zishora mu micungire y'amafaranga y'imari.
Nigute ushobora kubona?
Ku buryo bw'umurima, kugira ngo ujye mu Burusiya kwishora mu ishoramari rinini ritaziguye, gushora imari mu mafranga yihariye - birakenewe kubona imiterere yumushoramari wujuje ibyangombwa. Noneho kugura amafaranga yumushinga wishoramari hamwe nibindi bice bizaboneka.
Ariko ugomba kumva ko aya atari amagambo yubusa. Imiterere irasabwa kugirango umenye neza ko umushoramari azi kandi akumva icyo akora. Kuberako Venture Ishoramari rikuru zifitanye isano ningaruka nyinshi.Ku rundi ruhande, munsi y'inshingano zayo, umuntu wese arashobora kubivuga, nkuko bimaze kubivuga, kubuza amafaranga umuturanyi ufungura serivisi yimodoka muri garage muburyo bunyuranye, kandi bizanabera ishoramari.
Kugirango winjire mu ishoramari rya Portfolio, uzakenera gufungura konti ya brokerage kandi wunguke uburyo bwo gucuruza. Ariko yatanze ibyangombwa bikenewe, umushoramari yakira inyungu zidashidikanywaho: gushora imari no gusohoka amafaranga byoroshye. Iguma gusa nkubucuruzi ubwo aribwo bwose, kugirango ifate ibyemezo byukuri gushora imari.