Nigute ushobora gusubiza umusanzu wihutirwa mbere ya gahunda? Amahitamo yose

Nigute ushobora gusubiza kubitsa bidasanzwe mbere ya gahunda - kimwe mubibazo byakunze kubazwa. Twamusabye banki kandi nibyo bamenye.

Ifoto: Myfin.by.

Kwimura imbaga yo kubitsa muri banki za Biyelorusiya byatinze gato. Igice kuko umugabane ukwiye wibitsa kandi byinjira bidasubirwaho. Ibi bivuze - amafaranga ahabwa banki mugihe cyagenwe kandi kugaruka kwabo ntabwo yatanzwe.

Ariko, icyifuzo cyo gusubiza vuba amafaranga yacyo ntibyatakaye, ahubwo cyongerera igihe gisimbuka amasomo hamwe nubundi bukungu (n'ubu - na politiki).

Amahirwe yo gusubiza kubitsa bidasubirwaho mbere yigihe. MyFin.by yakusanyije ibisabwa byose kugirango agarutse. Twohereje ibyifuzo bya banki ya Biyelorusiya tugana ibisubizo byakiriwe (izo banki zatanze amakuru).

Ifoto: Myfin.by.

Bps Sberbank

Gusubizwa kwambere kubitsa bidasubirwaho birashoboka gusa niba hari impamvu nziza yo gusaba umukiriya. Hamwe nawe ugomba kugira pasiporo ninyandiko zemeza.

Urutonde rwimpamvu nuburyo bwo gusaba hakiri kare:

• Dukurikije inyandiko nyobozi hakurikijwe amategeko.

IHINDURO NZEKANDITSWE BY'ITANGAZAMAKURU (CYANGWA IZINDI NZENKI) Uzakenerwa;

• Kubaka, kwiyubaka, kugura amazu nundi mutungo utimukanwa (wenyine cyangwa ufunga).

Amasezerano (Amasezerano yibanze) yuburinganire, kugura amazu no kugurisha amazu (andi mazu yimiturire), infashanyigisho, icyemezo cyubwubatsi bwakarere, icyiciro cya leta cyo kwandikisha ubutaka, nibindi.

• Kwivuza (wenyine, cyangwa bene wabo ba hafi).

Icyemezo kizakenerwa, akuramo amateka yindwara (indi nyandiko) yikigo cyubuvuzi, inyandiko zemeza isano ijyanye (ibyemezo byubukwe, ibyabaye), ibisubizo byubahwa, nibindi).

• Kugenda muri Biyelorusiya kugera ku nzu ahoraho.

Ubutumire bwo gukora nibindi byangombwa bizasabwa.

• Urupfu rw'uwabitsa.

Isaba ibyatanzwe n'abazungura hakurikijwe amategeko, icyemezo cy'urupfu.

• Urupfu rwa bene wabo ba hafi b'uwabitsa.

Bisaba inyandiko zemeza umubano ufitanye isano.

• Guhagarika amasezerano y'akazi (amasezerano) hamwe n'umuterankunga ku mpamvu ziteganijwe mu gika cya 1, 2 n'icya 6 by'ingingo ya 42 z'amahame ya Repubulika (TC RB).

Bizatwara igitabo cyakazi.

• Indwara ya abitsa cyangwa umuvandimwe we wa hafi, wateje ubumuga burenze ukwezi.

Inyandiko yemeza yatanzwe n'ikigo (umuyobozi) ya sisitemu yubuzima izasabwa.

• Impanuka (umuriro, guturika, umwuzure, nibindi); ibiza (igihuhusi, umwuzure, nibindi); ibyago.

Bizaba ngombwa kugira ngo byemerwe na Zhes, Inama y'Umudugudu, n'ibindi.

Iyo habaye hakiri kare, Banki yasubije inyungu kububiko bugana kugabanuka.

Paruwasi.

Niba umukiriya adafite impamvu nziza yo gufunga umusanzu, agomba kwandika itangazo. Iyi porogaramu izasuzumwa muminsi 14 y'akazi kandi banki izatanga igisubizo /

Kubwagarutse hakiri kare birashobora kuba:

• Kuvura uwabitsa cyangwa abavandimwe ba hafi (ibiryo byiza).

Kugira ngo wemeze, uzakenera icyemezo cyikigo cyubuvuzi kubikenewe kugirango bivurwe, kandi (cyangwa) gukuramo amateka yindwara, na (cyangwa) amasezerano na (cyangwa) kwishyura serivisi z'ubuvuzi, the Kubona imiti, ibikoresho byubuvuzi, inyandiko zemeza isano (umutungo).

• Amahugurwa mubigo byuburezi budasanzwe kandi bwisumbuye bwuwabitsa cyangwa abavandimwe ba hafi (ibiryohereye).

Kwemeza - Amasezerano na (cyangwa) fagitire yo kwishyura amahugurwa; Inyandiko zemeza isano (umutungo).

• Kubatuye Repubulika ya Biyelorusiya - kurenga ku mipaka ya Biyelorusiya wabitsa cyangwa abavandimwe bayo (ibiryo).

Iyo bagiye aho gutura burundu, kwemeza ni visa, icyemezo cyo gutanga uburenganzira bwo gutura hanze ya Repubulika ya Biyelorusiya, izindi nyandiko zemeza ko ari ugukora, inyandiko zemeza isano (umutungo).

Iyo ugiye aho ukorera (aho wakorewe uwo mwashakanye), kwemeza - viza, amasezerano y'akazi (amasezerano), umutungo).

• Kugura, kubaka amazu y'imiturire, imiryango itera imiryango cyangwa abavandimwe be ba hafi (gereza).

Kwemeza - Amasezerano yo kugurisha, kubaka uburinganire, kugura no kugurisha imiturire. Kopi yinyandiko zemeza isano, umutungo.

• Urupfu rw'uwo mwashakanye (na) wabitsa cyangwa abavandimwe be ba hafi (ibiryohereye).

Kwemeza - Icyemezo cy'urupfu; Inyandiko zemeza isano, umutungo.

• Ibihe bya Majenitura yingufu: Impanuka, ibiza, umuriro, umwuzure, indege (auto) byatewe numuterankunga cyangwa abavandimwe ba hafi (gereza ya hafi (gereza ya hafi (gereza ya hafi (gereza.

Kwemeza ni protocole, icyemezo cyubugenzuzi, izindi nyandiko zemeza ko hari ibihe bya Majenie zihari, inyandiko zemeza isano.

• Gukenera gusohoza inshingano kubahawe inguzanyo muribitsa cyangwa abavandimwe ba hafi (ibiryohereye).

Icyemezo nicyemezo cy'urukiko, infatiro Nyobozi, Icyifuzo cyo kwishyura ku gahato umwenda w'inguzanyo.

• Gutakaza inkomoko yinjiza mu kubitsa cyangwa umugore we (uwo bashakanye).

Kwemeza - Igitabo cy'Umurimo.

• Ikosa ryumuhanga mugihe ufunguye kubitsa.

Kwemeza - Amasezerano yishami ryubaka.

Ibintu byose byakemuwe mumashami ya banki. Mugihe cyo gutanga hakiri kare, umusanzu uzavana inyungu.

Ifoto: Myfin.by.

Belveb

Banki yiteguye gusuzuma uburyo bwo kugaruka hakiri kare umusanzu udasubirwaho ukurikiza impamvu zikurikira:

• Indwara yo kubitsa, yateje ubumuga burenze ukwezi kumwe, byavutse nyuma yo kubitsa.
• Indwara ya mwene wabo wa hafi wabitsa yateje ubumuga bwe ukwezi kurenga, byavutse nyuma yo kubitsa.
• Urupfu rwabafite konti.
• Urupfu rwa mwene wabo wa hafi wuwabisanyi, nyuma yo kubitsa.
• Guhagarika amasezerano y'akazi (amasezerano) hamwe n'umuntu umusanzu mu gika cya 1, 2 na 6 cy'ingingo ya 42 ya TC nyuma yo kubitsa.
• Ishyirwaho rya konte I cyangwa II itsinda ryabamuga nyuma yo kubitsa.

Munsi ya bene wabo ba hafi ni uwo mwashakanye (uwo mwashakanye), ababyeyi, ababyeyi barera (ingimbi), abana, bavandimwe, sekuru, sogokuru, nyirakuru n'abuzukuru.

Belgazpronk.

Banki yemera ko hagaruka hakiri kare umusanzu udasubirwaho mubihe byinshi.

Inyandiko yanditse yuwabitswe irakenewe, yerekana impamvu zo kugaruka hakiri kare byihutirwa.

Ibikenewe byumusanzura mugihe cyo kubitsa hakiri kare biterwa nimpamvu zifatika zikurikira (doment dotique documentaire):

• Urupfu rwa mwene wabo wa hafi wabimenyewe;
• Ibikenewe byanditse, ubuvuzi bwihutirwa kubatsa cyangwa bene wabo ba hafi;
• Gutakaza ubumuga bwo gukora amezi arenga atandatu;
• Ibyangiritse ku nyubako zo guturamo abitsa, bidashoboka kubamo;
• Kubona kubitsa ubumuga bwibanze 1, 2, 3 amatsinda;
• Guhagarika akazi k'uwabitsa hamwe na gakodesha, byemejwe byanditswe (kopi yakazi).

Igihe bituzuye byuwabitsa ni kuva ukwezi 1 no hejuru.

Guhagarika kare: Niba umukiriya arangije kubitsa mbere yigihe, noneho inyungu zose zizamenyekana ku gipimo cyinyungu zikora hakiri kare.

Ifoto: Myfin.by.

Bank DABRACYT

Guhagarika hakiri kare kubitsa birashoboka gusa kubijyanye na banki kubisabwa byabakiriya.

Inyandiko zemeza agaciro k'igabana ryambere ryabitsa rishobora kuba:

• Icyemezo cyurupfu cyangwa uburwayi bukomeye bwa mwene wabo wa hafi;
• amasezerano yo kugura umutungo utimukanwa (ariko ntabwo amasezerano yimigambi);
• Inyandiko zemeza ko imbaraga zabantu nibihe bya Majeure.

Urashobora kwandika itangazo mubiro byose bya banki cyangwa usige umuhamagaro wa elegitoroniki kurubuga.

Inyungu ziboneka ku gipimo cyo guhagarika kare 00001%.

Biyelorwak

Igisubizo cya Biyelorusiya cyaje vuba, ariko cyari gigufi cyane:

Dukurikije amasezerano yamasezerano, umusanzu ntabwo afite uburenganzira bwo gusaba umusanzu hakiri kare (ibice byumwasanzu) na / cyangwa guhagarika amasezerano.

Mu gihe cyo gufunga hakiri kare, banki akora isubirwamo inyungu kubisabwa kugirango usabe igihe rusange cyo kubitsa:

• Mu mafaranga y'amahanga ya 0.1% kuri buri mwaka;
• cyera Rubles 0.5% kuri buri mwaka.

Kubwibyo, ubushobozi bwo gusubiza umusanzu buracyariho - ngaho, ariko gusuzuma ikibazo bizaba kugiti cyawe mugihe umukiriya arimo akora.

Aben

Igisubizo cya mbere cyacyo nacyo cyari gito, ariko mubyukuri, kirasobanutse:

Iyo usabye umukiriya muri banki kugirango usabe umusanzu udasubirwaho, gusaba kwe bifatwa kugiti cye.

Amategeko agenga imisanzu igengwa na Banki nkuru yigihugu kandi ikorwa mu manza zidasanzwe zijyanye n'ubuzima n'ubuzima bw'abakiriya cyangwa bene wabo.

Kandi ni ayahe mabanki andi?

Nk'uko gusubiramo abakiriya n'abajyanama b'indi banki, ibintu biri muri byo ni kimwe. Kenshi na kenshi bavuga ko gusaba gukuraho umusanzu udasubirwaho kugiti cyawe. Kuri banki zitandukanye, impamvu zitwa:

• Indwara ikomeye yo kubitsa cyangwa abakuwe iyo bisabwa bihenze;
• Kubona kubitsa ubumuga bw'amatsinda ya I-II;
• Urupfu rw'uwabitsa, akenshi - uwo bashakanye (uwo mwashakanye) w'Uwabisanyi;
• Gutakaza akazi ntabwo biterwa nikosa ryuwabitswe kandi ubushokazi budahwema;
• Birakenewe byihutirwa amafaranga kubera impanuka kamere, umuriro nibindi bihe bisa.

Buri gihe utange imisanzu iyo ari yo yose n'icyemezo cy'urukiko. Ariko, aya mafranga mubisanzwe ntagana umusanzu, ariko kwishyura inshingano zayo.

Kubaka, kubona umutungo utimukanwa no kwiga kumenya impamvu yo gutanga amafaranga ntabwo ari hose.

Ikintu nyamukuru nuko ihuza amabanki yose - umuntu yita kuri buri porogaramu yo gusubizwa. Tekereza mubisanzwe iminsi 14-15. Icyemezo cyiza ntabwo cyemewe ahantu hose.