VTB itezimbere ibisabwa kugirango itange inguzanyo zinguzanyo muri gahunda "gutsinda hejuru yubumenyi". Noneho abakiriya bazashobora gukemura ikibazo cyamazu batanga inguzanyo ku nyandiko ebyiri kandi hamwe nintererano yambere ya 20% byikintu.
Gahunda ya "Intsinzi kuri gahunda" nimwe muri VTB izwi cyane mumurongo w'inguzanyo kandi ikubiyemo igisubizo utabyemeza amafaranga hamwe. Mu mpera za 2020, umugabane wacyo utanze inguzanyo ya banki yarenze 30%. Abakiriya batanga ibihumbi birenga ibihumbi 115 mugihe kingana na miliyari zirenga 287.
Kugirango ubone icyemezo ku nguzanyo, umukiriya akeneye inyandiko ebyiri gusa - pasiporo no gutontoma. Umukiriya ahabwa icyemezo kuri porogaramu mu masaha 24. Amafaranga arashobora gutangwa mugihe cyimyaka 20 afite umubare ntarengwa wibihumbi 500 kugeza kuri miliyoni 30. Ku musanzu wambere urenga 50% yikiguzi cyinzu, igipimo cyinguzanyo kigabanywa kumwanya muto wa 7.4% kuri buri mwaka. Nanone, icyifuzo kigufasha gukora inguzanyo nkigice cya gahunda "mees nyinshi - munsi yikintu cyarangiye, inzu yisumbuye yibanze cyangwa yisumbuye ifite metero kare 100. m ku gipimo cya 7.6%. Byongeye kandi, abahawe inguzanyo bakira inguzanyo mu rwego rwa minisiteri y'amanuka irashobora kandi gukoresha gahunda: Inguzanyo iyobowe na gahunda .21% Inkunga ya Leta 2020 "- 6.1%, nk'uko imiryango ifite abana - 5% "Inguzanyo ndende y'Iburasirazuba" - 1%.
Ati: "VTB itezimbere gahunda yo gutanga inguzanyo ku byiciro bitandukanye by'abahawe inguzanyo. Abakiriya ba Banki bashaka kubona inguzanyo byihuse kandi hamwe na paki ntoya yinyandiko zirashobora kuyikora muri pasiporo yacu no gutontoma. Noneho twagabanije hamwe nubunini bwintangiriro ntarengwa ya gahunda kugeza kuri 20%, urashobora kandi gukoresha gahunda iyo ari yo yose yo gutanga inguzanyo no kugabana, harimo no kugabanyirizwa 0.3 pp. Mugihe usaba inguzanyo kumurongo. Ibisabwa birahari kubahawe inguzanyo kugeza 31 Werurwe. Muri icyo gihe, twabonye ko dukurikiza twitonze ireme rya Porttage Portfolio. Mikhail Seroshtan yagize ati: "Umugabane w'inguzanyo hamwe n'ishami rya mbere riri munsi ya 20% muri VTB nta gaciro ari Perezida wa Banki ya VTB.
VTB nimwe mubayobozi mumasoko yinguzanyo. Mu mpera za 2020, abakiriya basohoye inguzanyo ibihumbi 354 na miliyari 935. Nibisubizo byinshi mumateka ya banki, hafi 40% kurenza indangagaciro za 2019. Portfolio ya WTB yiyongereyeho 18% mumwaka kandi hafi ya tables 2.