Mu Burusiya, hari ishoramari coom: abantu bashaka gufata amafaranga kubitsa no kubayobora mubikoresho byinshi byunguka. Ariko, umuntu abona umwirondoro mwiza, kandi umuntu atakaza igiceri cyanyuma. Bankiros.ru yamenye uburyo byunguka gushora amafaranga niba hari uburambe buke muburambe bwo gushora imari.
Nigute ushobora gutangira gushora imari?Ubucuruzi bwo gusesengura imari igor kuchma cyane cyane inama yo kuvugurura ingengo yimari ye.
Ati: "Niba udashaka gusubika, ukoresha ibyo ubona byose, kandi bisa nkaho udashobora kwegeranya amafaranga yo gushora imari. Gerageza kwandika amafaranga yawe: Mubisabwa cyangwa kurupapuro. Uzatangazwa nuburyo amafaranga make ya buri munsi ari ngombwa. "Yazanye urugero rworoshye: Niba umuntu agura mug ya kawa mu iduka ry'urusobe rw'amafaranga 60, gukoresha buri mwaka bizaba amafaranga 21,900. Niba dushyize aya mafaranga ku kubitsa cyangwa gushora imari uzana umusaruro wa 5% ku mwaka, mu myaka itanu aya mafaranga yaba 27,375.
"Ongeraho Croissant, kandi mu myaka itanu ukaba ufite amafaranga 54.750. Ndetse no kuzigama gato birashobora kuzana amafaranga afatika mu gihe kizaza. "Icyiciro gikurikira cyane ni ugukuraho imyenda yose, Kuchma yavuze. Yavuze ko Abarusiya benshi bakoresha amakarita y'inguzanyo, babayibagirwa igihe cyo gufunga. Kubera iyo mpamvu, ibitero byinshi, bikaba bikubita ingengo yimari.
Nanone, imvugo Bankiros.ru yasabwe cyane gushima ibyo yiteze mu ishoramari. Ugomba gusubiza ibibazo bikurikira: Witeguye kugeza ryari kugirango ukomeze amafaranga mumwanya waguzwe, urashobora gusinzira utuje mugihe imigabane yabonetse mugihe imigabane yabonetse mugihe umaze kubona ubucuruzi amasaha make kumunsi?
Ati: "Niba ushaka kubaho ku nyungu ziva mu ishoramari kandi witeguye kwishyura umwanya munini, gufungura no gufunga imyanya itandukanye - ibi byitwa gucuruza cyangwa gukemurwa. Muri iki gihe, ugomba kwiga isesengura rya tekiniki n'ibanze. "Umusesengura usesengura imari Evgeny Marchenko yagiriye inama yo kwitondera ingaruka zumva.
"Uzumva umeze ute niba portfolio yawe ishaka by'agateganyo 10%? Na 20%? Kandi niba 50%? Ibi byose bifite akamaro kanini kubyumva kugirango birinde ibikorwa by'agateganyo mu gihe kizaza. " Ni ibihe bikoresho byo guhitamo ishoramari?Ikindi ukeneye gukora ibishya - gusobanukirwa amahirwe menshi yo gushora imari.
Kuchma yanditse ibikoresho bikurikira:
- Bonds nigikoresho nyamukuru cyisoko ryumwenda. Mugura ubumwe, umuntu aha amafaranga uwatanze imyenda (umuryango utanga impapuro), kandi uwatanga isoko yo gusubiza amafaranga yigaruriwe ninyungu.
- Ububiko. Gutunga promotion ya sosiyete, mubyukuri, nimwe muri ba nyirayo. Ibigo bibakoresha nk'uburyo bwo kongera umurwa mukuru.
- ETF (guhana amafaranga yubucuruzi) ni amafaranga yishoramari ryishoramari mumahanga afite impapuro zigurishwa kumurongo. Byongeye kandi ni uko iyi ari ishoramari ryiteguye. Niba umuntu ashaka gushora imari mumasosiyete yose ya peteroli yo muri peteroli, ntagomba kugura ububiko butandukanye, bizaba bihagije kugirango ubone imigabane nibindi.
- Igihe kizaza ni amasezerano umugurisha yiyemeje gushyira umutungo wibanze kubaguzi mugihe runaka kandi cyerekanwe hakiri kare.
Kuchma yatanze umuburo, ugomba kwitegura kuba ingaruka zingana, niba ukurikiza amafaranga murugo. Muri icyo gihe, ishoramari rizazana amafaranga menshi.
"Gutandukana, cyangwa ahubwo, ukoresheje imvugo y'abashoramari, gutandukanya portfolio yawe. Tanga amafaranga yawe hagati yishoramari kuva mubyerekezo bitandukanye. Impuguke yaragiriye inama ingamba zo kugwa mu nganda imwe irashobora kwishyura inyungu zikomeye mu kindi. " Niki Gufungura Konti Yububiko cyangwa ISS?Kuchma yasobanuye ko itandukaniro nyamukuru riri hagati ya konte ya brokerage hamwe na konte yishoramari kugiti cye (iss) nuko konte ya Brokerage ifungura mu rubuga rwa brokerage cyangwa mu micungire. IIS ni konte ya Brokerage yerekana itangwa ryimisoro imwe nimwe yimisoro, ariko nanone ifite imbogamizi runaka.
"Niba witeguye kongeramo amafaranga byibuze imyaka itatu udafite amahirwe yo kubazana, ibyiza bya konte yishoramari kugiti cye ni ukudahakana - ufite uburenganzira bwo kubona imisoro - ni ukuvuga ko ugaruka kuri 52.000 Rucma ati: "Kuchma yavuze. Ni ibihe bikoresho bizazana inyungu nyinshi?Nk'uko byatangajwe na Marchenko, inyungu nini cyane zifite inyungu zirashobora kuboneka ukoresheje ibikoresho bishobora guteza akaga bigurishwa mu isoko ry'ibitambo. Aya ni amahitamo kandi ejo hazaza, ariko ntabwo ari kubikoresho byontatangira, kuko bisaba ubumenyi bwinshi nibibazo byinshi bitesha umutwe.
Ati: "Igikoresho cyiza gifatika ni IPO - umwanya wambere wimigabane ku ivunjisha. Marchenkonko yagize ati: "Imyaka iheruka ni impinga nyayo y'ishoramari nk'izo zigufasha kubona impuzandengo yo hejuru ku isoko." Nihehe gushora imari, niba amafaranga yambere ari nto?Nk'uko Marchenko, muri uru rubanza ni byiza gukora portfolio mu migabane yo mu rugo n'ingwate, bitewe n'igihe no kwitegura ibyago. Yihanangirije ko abatangiye batagomba kwirukanwa mu buryo bukabije, mbere ya byose, kubungabunga igishoro bigomba ku byemezwa.
"Kandi hamwe no kwiyongera mu kubitsa no kwakira uburambe, bizashoboka kohereza igice gito cy'amafaranga yo gucuruza ibyo dusuzumye kugira ngo" itobore imitsi ".