Muri Kanama, isoko ry'ifaranga rifite uburemere. Noneho byasaga naho: Nibyo ibintu biruha kuburyo bitera undi guta agaciro. Amezi atandatu yarashize - kandi bisa nkaho ibintu biri mumasoko yivunjisha byarushijeho kwivunjisha. Nibura bisa nkaho bireba. Ariko bigenda bite mubyukuri? Turimo tuganira mu iremo rishya rya Podcast "ryerekeye amafaranga." Muri studio, umunyamakuru Onliner Nastasya zanyasya zanyasko na Alpari Eurasia "Vadim Josub.
Muri verisiyo yinyandiko dushyiraho ibitekerezo gusa. Umva verisiyo yuzuye muburyo bwamajwi. Iyandikishe kuri Podcast irashobora kuba muri Serivisi ya Yandex.Musi. Irashobora kandi gutega amatwi kubikoresho bya Apple cyangwa abandi bakirwa. Ihuza Gukuramo dosiye ubwayo muburyo bwa MP3 iri hano.
Ibitekerezo nyamukuru
Ibihe biriho bitandukanye nuko noneho habaye kwiyongera gukabije mugukenera ifaranga (kubwimpamvu zigaragara) kandi kubwibi, amasomo yose yifaranga ryingenzi mu mahanga ryiyongereye cyane. Muri rusange, igitebo cyifaranga cyakuze gifite imbaraga. Byari ukugwa kwa gebralorusiya muburyo bwiza.
Noneho, niba urebye idorari rimwe gusa, igitekerezo nuko gusenyuka muri twe bikomeje (guhera mu ntangiriro zumwaka, amadorari yazamutseho 2,2%). Ariko niba urebye kuri Euro n'Uburusiya, tuzabona ko aya mafranga yombi kuva mu ntangiriro z'umwaka yaguye gato kuri 0.1%. Muri rusange, igitebo cyamafaranga kuva umwaka watangira wazamutse ku giciro na 0.6%. Ariko mubihe tumeze, tuzirikana ifaranga ryacu, kwiyongera kw'ibitambo by'ifaranga ntakintu kidasanzwe.
Idolari rikura, kuko rigenda rihenze kwisi yose mumafaranga yose yamahanga. Niba tuvuga kubyerekeye ifaranga rya euro -dollar, noneho kuva umwaka utangira wagabanutse kuva kuri 1.228 kugeza 1.2. Ni ukuvuga, amayero amwe yaguye ku madorari ndetse akomeye cyane kuruta amafaranga ya Biyelorusiya: na 2.3%. Nanone, ubwitonzi bw'Uburusiya bwaguye ku madorari. Imbaraga za Rulasika ku madolari y'Amerika ntabwo zidahuye n'imiterere ya Euro n'Uburusiya.
Nubwo ibintu nyirizina bigaragara ko byari bitandukanye nibyari muri Kanama - Nzeri umwaka ushize, ibyateganijwe kubaturage byabaturage nibigo bikomeza kuba byinshi.
Kuba ukwezi gushize mumasoko yivunjisha byamahanga byatuje rwose, ntabwo ari garanti y'ibizaba noneho. Kugira ngo hatabaho ibiti bitabaye ku mafaranga ya banki y'igihugu, Redulator yaguye ibikorwa byo gufata neza. Muri make, icyifuzo cyamafaranga kibujijwe numubare wubuntu abaturage nimishinga baboneka.
Kubyerekeye ibihuha bijyanye nimashini yo gucapa. Ubwa mbere ukeneye kumva impamvu, kuvuga hafi, birazimya. Niba leta ari intego zimwe (kuzamura imishahara, gutanga inguzanyo za politiki, nibindi) zibura amafaranga ya Biyelorusiya, arashobora gufatwa no gucapa no gucapa no gucapa no gucapa. Imana ishimwe, ibara kuri guverinoma irahagije. Kugeza mu 2019, imyaka itari mike, twagize ingengo yimari idasanzwe (amafaranga yarenze).
Kubera iyo mpamvu, guverinoma yandukuye amafaranga mubyitwa Airbag - umwaka ushize ingengo yimari yari ibuze. Igice cyamafaranga yagombaga gukoresha. Ariko ntibamara bose. Mu ntangiriro z'umwaka ushize, amafaranga angana na miliyari 5. Igice (Amashanyarazi agera kuri miliyari 2) yashoboraga gukoresha ibipfundikiro byizewe umwaka ushize. Ni ukuvuga, no mu ntangiriro z'uyu mwaka, amafaranga yagumye.
Ni ukuvuga, turasubiramo: Iyo leta idafite amafaranga ahagije yakiriwe muburyo bwimisoro, ikoresha ibiryo. Kandi iyo iyi mpinja izarangira kandi, mugihe kimwe, ntamuntu numwe ushaka kuduha amafaranga hanze, cyangwa ku isoko ryimbere mu gihugu, noneho bizakenerwa kugabanya ibiciro bidahebuje, cyangwa kugirango ushoboze imashini icapa.
Kugeza ubu, guverinoma ntabwo yaje kubikenewe. Ariko birashoboka ko iki kibazo gishobora kuba gifite akamaro mugice cya kabiri cyuyu mwaka.
Noneho twese tugomba gukeka, fungura imashini yacapwe cyangwa ntabwo. Uyu munsi, birasa nkaho bidakenewe.
Hariho igitekerezo cyuko impamvu zitera gukura gukomeye kumadorari zishobora guterwa nibibazo hamwe nibimera bya metallurtian muri Zhlobine. Nibyo? Nibyo, ubukana bw'amasomo ashobora kugira ingaruka ku mpamvu zimbere. Bafitanye isano n'agakiza gakurikira ya BMZ, biragoye kuvuga. Nkako, guverinoma iherutse gushyira ihuriro rya leta rifite agaciro ka miliyoni 600 z'amadolari, kugurisha iyi ndogobe kuri banki no kohereza amafaranga agenga muri BMZ kugira ngo igihingwa kizagaruke ku nguzanyo zabanjirije.
Igihingwa muri Zhlobine nikibazo gikomeye cyane mubukungu bwa Biyelorusiya. Imyenda ye imbere ya banki igizwe na miliyari 1 z'amadolari.
Aya mafranga agomba kubanza "Biyelorusiya". Niba utekereza uko ibintu BMZ bitangaza ko bihomba kandi ntibitanga amafaranga "Biyelorusiya", ndetse no kuri banki nini nkiyi bizaba bibabaza cyane.
Gugura amabanki yo kugira ingaruka ku isoko ry'ivunjisha? Birashoboka cyane ko kugura BMZ Bonds byari amabwiriza, nibyo, ntibyashobokaga kwanga. Kandi ibi bivuze ko niba banki idafite amafaranga yifuzwa ajya ku isoko agutwara amafaranga, noneho muri ibi bihe igitutu ku isoko ry'ifaranga rishobora kuba. Ibintu nkibi bigumaho, nta makuru yo kubona.
Ese ubukungu bwacu buzafasha ubukungu bwacu kuri miliyoni 500 $ kuva muri miliyari 1 z'amadolari yo mu Burusiya, itegereje Minisiteri y'Imari? Niba wibuka inkuru, nyuma yanyuma, Tranche ya gatatu yinguzanyo ya guverinoma yabazwe mu ntangiriro za 2021. Kuva ku magambo aheruka muri minisiteri y'imari, nta kintu na kimwe kivuga ku ntangiriro z'uyu mwaka ntabwo bigaragara - hari ikiganiro gusa ku gice cya mbere cyumwaka cyiza. Aya mafranga azafasha? Birashoboka cyane, bamaze kwitabwaho muri bije kandi amafaranga ashushanyije. Ni ukuvuga, ikibazo ntabwo ari ukubera ko badukiza cyangwa atari muri kimwe cya kabiri, ariko aho bajyana amafaranga. Kandi mugihe ikomeje gufungura.
Naho ibihuha ko kimwe mu mabanki yubucuruzi yitegura amasomo kuri 3.5-4 Rables kuri buri dorari. Amakuru mabi nuko bidashoboka gusiba iki kintu. Nibyiza - aracyasa nkaho bidashoboka.
Kugirango dukure kenshi mumasomo yamadorari, ibibi byose wongeyeho muburyo bwose bwimashini yacapwe igomba kubaho icyarimwe. Ni ukuvuga, uko byagenda kose, icyerekezo cy'amafaranga ya Biyelorusiya kizaba kugagabanuka, ariko nta rubambuzi rwihariye ruva muri guverinoma, biragoye cyane kubona kugabanuka. Kugira ngo ubigereho, ugomba kurenga kubuyobozi amategeko yose hamwe namategeko yose yubukungu, tangira kwandika amafaranga rwose nta mbogamizi. Bite gukurikizwa kuva mu 2011. Niba ibi bidakozwe, noneho iteganyagihe risa n'ikirere kirenze.
Gutera ubwoba bukabije bwibibazo bitemewe? Ikibazo cyo kutishyura kizatera ikibazo cyo kubura amafaranga mu mishinga yo kugura ibikoresho fatizo, kwishyura imisoro n'umushahara ku bakozi, kandi abantu nta mafaranga bafite. Kubwayo, ibintu nkibi ntibishobora gutera guta agaciro ityaye, kuko bidahagije kugirango bikore ikintu icyo ari cyo cyose ndetse no kugura amafaranga. Mu buryo butagira amafaranga.
Ariko niba mu gusubiza iyi san, guverinoma izahitamo gusuka ruble yacapwe, muri uru rubanza, gusa guta agaciro gakomeye birashobora kubaho.
Ni ubuhe butegetsi ku minsi ya vuba? Ntabwo bizwi cyane, ntabwo bisobanutse neza uko ibintu bya politiki bizatera imbere mugihugu kandi burya. Niba wifungira gusezerana ukwezi gutaha, noneho hano vadim Josub yerekana: Igipimo cyamadolari kizakura kugeza 2.7 Breyelorusiya. Muri icyo gihe, umusesenguzi wemera ko Euro n'Uburusiya rusange bishobora kuba mu nzego ziriho.
Ibihe
00: 30-07: 30. Ni ubuhe buryo bugezweho mu isoko ry'ivunjisha ritandukanye na Kanama?
07: 30-11: 28. Ukuntu ibihuha ari ukuri ko Banki nkuru yigihugu imaze guhitanwa nigitutu cya guverinoma kandi harimo mashini?
11: 28-16: 18. Imyenda yumuryango umwe irashobora guhatira isoko ryivunjisha? Bavuga ko icyateye gukura gukomeye kw'idolari zishobora kuba ikibazo na bmz.
16: 18-19: 25. Minisiteri y'imari yavuze ko uyu mwaka tranche ya kabiri y'inguzanyo y'Uburusiya itegereje - iyi ni miliyoni 500 z'amadolari kuri miliyari imwe n'igice. Aya mafaranga azafasha ubukungu bwacu?
19: 25-21: 56. Igihuha cyagaragaye ko kimwe mu mabanki yubucuruzi yitegura mugihe cya vuba kumasomo kuri 3.5-4 Rables kuri $.
21: 56-24: 40. Umunyururu wo guta agaciro katishyura?
24: 40-27: 13. Niki gutegereza mumezi ari imbere? Iteganyagihe kuva Vadim Isoba.
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