SBBrahonk ni ikigo cyinguzanyo gishoboka gufungura konti iriho gusa cyangwa gushyira umusanzu wihutirwa, ariko kandi uzasoza amasezerano ya brokerage kandi wunguke uburyo bwo gucuruza imigabane.
Kugirango ukore ibi, ugomba gufungura konti ya Brokerage. Urashobora kubikora muburyo bubiri: gusura ishami kugiti cyawe cyangwa ukoreshe sisitemu yo kumurongo kubasanzwe kubasanzwe umukiriya wuyu muryango wimari.
Ibiranga gufungura konti ya Brokerage muri Sberbank
SBERBANK ifite ibyiza bibiri mubindi bigo byimari byo mu Burusiya. Uwa mbere yagiye kumurage. Amashami yacyo ari mumijyi yose, niba atari muntambwe yo kugerwaho, noneho rwose hafi. Kandi icya kabiri ni kisanzwe mu minsi mishya, Sberbank yakoze porogaramu ikoresha niba atari igihugu cyose, hanyuma igice cyacyo.Uburyo bwo gufungura konti ya Brokerage muri Sberbank kugiti cyawe, birashoboka, abantu bose barumvikana: birahagije kuza mu kugabana ishyirahamwe ryinguzanyo hamwe na pasiporo. Kubwibyo, tuzibanda kuburyo bishobora gukorwa kure, nta ruzinduko rwawe.
Kugirango ukore ibi, birakenewe kuba umukiriya uriho ikigo cyinguzanyo. Ikiranga gikwiye kiri mu gice cya "ikindi" cya Sberbank kumurongo cyangwa "ishoramari" rya porogaramu igendanwa yikigo cyinguzanyo.
Ibikurikira, ugomba kuzuza ibibazo, hitamo amasoko ateganijwe gukora: isoko ryimigabane, kugura inkwano, ifaranga, ibibaha. Noneho hitamo igiciro, fagitire umukiriya yifuza ko azashyirwa kuri coupons no ku nyungu, nibindi. Iyo mikorere irangiye, umukiriya aratumiwe gufungura ayandi witwa konti yishoramari kugiti cye, IIS, itanga imisoro imwe.
Konti y'ishoramari ku giti cye muri Sberbank
Muri rusange, IIS ntaho itandukanye na konte isanzwe ya brokerage, usibye bimwe bisabwa ibisabwa, kuruhande rumwe, hamwe no kongerera imisoro.
Konti yishoramari kugiti cye muri Sberbank ni ibyiciro bibiri. IIS yubu bwoko bwa mbere igufasha kubona imisoro kugeza ku gihumbi kugeza kuri 52 kumwaka. Nkigisubizo, umushoramari, kunshuro yambere, aje ku isoko ryimigabane, birashoboka ko bishoboka ko bishoboka .
Ubwoko bwa kabiri IIS itanga indi nyungu - ikuramo umusoro ku nyungu yakiriwe ku isoko ryimigabane.
Muri icyo gihe, abantu bose bagomba kwishyura: Guhitamo imwe muri izi nyungu z'ibyiciro bibiri bya konti zishoramari kugiti cyabo, umuntu agomba byibuze gufata amafaranga ku isoko ryimigabane imyaka itatu. Urashobora gukuramo igice, ariko umaze gutakaza ibyiza. Ni ukuvuga, ku rubanza rwa mbere, gusubiza imisoro yo kugabanya imisoro wongeyeho igihano, no mu cya kabiri, yishyura 13 ku ijana by'imisoro ku nyungu z'abantu.
Guhitamo Ubwoko bwa konte ya Brokerage Muri Sberbank
SBBrahonk itanga gufungura konti, kurwego rwo kuzuza urupapuro, kumenya niba umukiriya ashaka gucunga amafaranga yigenga cyangwa yiteguye kubiha inzobere za banki zifite amahugurwa yihariye.Birumvikana ko ubunini bwa Komisiyo yishyuwe na banki biterwa no gutoranya. Kubahisemo kwicuruza, birasa cyane. Mugihe kimwe, niba uhaye imicungire yinzobere muri portfolio, hanyuma ukore ibikorwa byawe ntibizakora.
Ibiciro bya Sberbank kuri serivisi ya Brokerage
Komisiyo Sberbank kuri serivisi za brokerage zirimo guhatana kandi zumvikana. Gato, kuva kuri 0.018 kugeza 0.06 ku ijana bagomba kwishyura abakora ibicuruzwa bonyine binyuze mu gusaba ku isoko ryimigabane. Kubakeneye inkunga ya banki kugirango basoze ibikorwa, igipimo cyihariye - Ishoramari, 0.3% yubucuruzi.
Mu isoko ry'ivunjisha, Komisiyo kuva 0.02 kugeza 0.2 ku ijana, bitewe n'ubunini bw'ubucuruzi. Byongeye kandi, Komisiyo Nkuru - Kubikorwa bike, munsi ya 100 ingano ibihumbi 100, ni ukuvuga amadorari ibihumbi 1 cyangwa amayero.
Iyo gahunda yo kuba yarashizeho ibikorwa, banki ntabwo ifata Komisiyo zose n'ubundi bwishyu bw'abakiriya. Kubwibyo, niba umushoramari yashakaga guhagarara mugihe yitabira isoko ryimigabane, ntabwo ari ngombwa gufunga konti.
Rero, Sberbank itanga abakiriya bayo kubona isoko ryimigabane ugereranije nimisoro yigihugu. Twabibutsa ko ameze nkumuntu wakunze cyangwa atabikunze, kimwe, yizewe mumiryango yimari mu Burusiya.
Amabwiriza uburyo bwo gufungura konti ya Brokerage muri Sberbank
- Birakenewe kumenya ubwoko bwa konte dufungura. Kugirango ukore ibi, birakenewe gukemura ibibazo bibiri: niba umukiriya yiteguye gushora imyaka itatu, hanyuma mugihe cyo kurangiza ibyangombwa birakenewe kugirango uhitemo IIS. N'ikibazo cya kabiri - uzafata ibyemezo by'ishoramari. Niba we ubwe, igiciro kiri hasi. Ugomba guhitamo gahunda "yigenga". Kimwe, ninde ukeneye ubufasha n'inkunga, bigomba kwerekanwa ku giciro "ishoramari".
- Byongeye, kugirango ufungure konti, ugomba kuba usanzwe kuba umukiriya wa Sberbank. Noneho ibintu byose biroroshye: Urashobora kujya muri sisitemu ya Sberbank kumurongo hanyuma ufungure konte ya Brokerage usibye gutura bisanzwe. Gusa wuzuze porogaramu hanyuma wemeze kohereza kode ya SMS.
- Niba inkuru muri Sberbank atari na gato, biroroshye gusura kimwe mubiro, cyane cyane ko biri hose.
- Intambwe yanyuma nugutegereza gufungura konti. Nkuko imiterere yumuryango winguzanyo yizeza, menyesha umukiriya ko konte ifunguye, igomba kuza muminsi ibiri. Igishimishije, VTB, umunywanyi Sberbank numero ya mbere, arabivuga muminota ibiri. Ariko ntabwo ifite ibiro byinshi.
- Hanyuma, iyo konte yiteguye, urashobora kuzuza no gukora ibikorwa mumasoko yimigabane. Kugira ngo ukore ibi, hazasabwa kwishyiriraho porogaramu igendanwa "Sberbank umushoramari" cyangwa muri rusange kuri gahunda yihuta yikirusiya.