Kuki inama zidasubirwaho mu Burusiya - isoko rya miliyari, bibangamira imyumvire

Ni ubuhe buryo bushimishije muri serivisi n'impamvu amabanki abara cyangwa atangizwa.

Terminals kumpamaro +

Kuki amabanki yohereza kumurongo hamwe namafaranga muri iri soko

Ku ya 15 Gashyantare 2021, Forbes, hifashishijwe amakuru, yavuze ko mu gihe cya vuba aha Bill-Banki azagura serivisi ya Netmottnet, binyuze mubyo abasuye inzego bishobora gusiga inama ku makarita. Abahagarariye isosiyete ntibatanga ibisobanuro kubikorwa bishoboka, nubwo umufatanyabikorwa "georgy Vysotsky yavuze ko Senette yitegura gucuruza no gushora imari na gahunda yo gufunga kugeza mu mpera za Gashyantare.

ALPHA BANK ntabwo ariyambere muri banki zu Burusiya bagerageza guhindura inama kumiterere itari mike. Sberbank (Sberfood na sithps) na tinkoff (igicu) bafite serivisi zabo. Banki isanzwe y'Uburusiya itezimbere serivisi yo kwishura amafaranga ku bufatanye na Visa.

Ku mabanki, Gutunganya Impanuro ni ikindi gicuruzwa cyo gukurura umukiriya kuri serivisi zabo z'ibanze, uwashinze serivisi "TIPPOPY" gusa ni Evgeny zagorukhiko. Yavuze ati: "Dukunze kuva muri banki igihe abayobozi bananiwe ko serivisi za banki zishyiraho amabanki n'abashyitsi babo."

Kwishura kumurongo ni igice cyangiza gikura cyane cyane biterwa no kwanga Abarusiya bava mu mafaranga, basobanuye ko abajijwe VC abitabiriye isoko. Byongeye kandi, kubuza RospotrebnaDzor ku kwinjiza inama muri konti yatumye inzego zishakisha inzego zishya z'abakozi bashinzwe abakozi.

Ariko, nta suzuma rimwe ryiri soko:

• Igicu - Umukobwa "tinkoff", gitera imbere ibicu, bisuzuma isoko ry'inama zitari nke mu mwaka wa miliyari 120 Rables ku mwaka, amafaranga agera kuri 40 aje gutanga impano. Ugereranije, isoko rya interineti rigenda rikura kuri 15% ku mwaka, ufata neza na Ceo ibicu by'ibikombe Dmitry Spiridovov.
• Gutanga serivisi bisuzuma gusa ingano yinama mu gice cya Horeca muri
• Dukurikije 2Tip, isoko ryishuri rigera kuri miliyari 130 ku mwaka, muri bo umugabane w'amafaranga atarenze 15% ().
• Visa ntabwo ifite amakuru ku bwinshi bw'isoko. Mastercard ntabwo yashubije icyifuzo.
• Abahagarariye Ytips basanze bigoye gusuzuma.
• Muri Sberbank, ntabwo yashubije icyifuzo. "Banki ya Alfa" mu ntangiriro za 2020 yagereranijwe isoko ryinama muri

Nigute inama zamafaranga kumurongo ukora kandi ushake amafaranga

Mubisanzwe serivisi zo kwishyura kumurongo zishingiye kuri QR code: Ubwakiriye akora kode kuri konte yawe kandi ikayigaragaza kuri ecran ya terefone cyangwa prece), kandi umukiriya asengera kode kandi kugwa kurupapuro rwo kwishyura.

Kora rero, nk'urugero, "inama zonyine", "nta monette", igicu, 2Tip, ytips na mastercard ihuriro na platifomu.

Hariho ubundi buryo bwo gufata inama:

• Muri serivisi kuva viza, umusereri arimo kubona umubare winama kuri pordinal, kandi umushyitsi akoresha ikarita yo kwishyura. Komisiyo yo gusohoka kw'amafaranga ni 5%, ingano yacyo isobanura "Igipimo cy'Uburusiya" nka Banki Nkuru.
• Tipbox hamwe ninama + ubukode bwa terminal umushyitsi utanga amafaranga kandi ugashyiramo ikarita cyangwa terefone hamwe na NFC. Tipbox Ubukode bwa Terminal ni kuva kuri 2500 buri kwezi, inama + - kuva kuringaniza 1000 buri kwezi, bifata serivisi kuri 8% bigera kuri 8% kugeza kuri 10% kugeza kuri 10%.

Ibipimo by'ingenzi bya serivisi zitarimo amafaranga "inama gusa"

• Ibigo byahujwe: 3700. Muri byo harimo OSTIO Mario na Restaire ya Papa John, ubwiza Saldo Coppola n'Ubusitani bwera, Marriott na Hyatt Hoteri.
• Kureka inama: Abakoresha 135.000 buri kwezi.
• Shakisha inama: 22.000 buri kwezi.
• Impuzandengo y'inama: amafaranga 200.
• KOMISIYO KU IJAMBO: 5% by'amafaranga yatanga.

Igicu.

• Abafatanyabikorwa bahujwe: 800. Muri bo - Lamoda, Gett, Igooods Restaurants, imishinga y'umushinga wa Ginza, imiyoboro yogosha n'Ubufaransa.
• Kureka inama: Serivisi igufasha guhindura inama nta kwiyandikisha, rero nta makuru yatangajwe numubare wabashinzwe.
• Shaka inama: 21,000 muri Mutarama 2021.
• Impuzandengo ya Tipov: 163 Rables muri Mutarama 2021.
• Komisiyo ishinzwe umwanzuro: 5% kubahawe - abafite ikarita ya Tinkoff, kugeza 10% kubakiriya bandi mabanki.

2Tip.

• Inzego zihujwe: 500. Muri bo - urusobe rw'umunyamahane rwa Brasserie, resitora zo mu itsinda rya Novoikov, kimwe na mariyoni ya Marriott hamwe na X-finness ibigo. Kugenga Umufatanyabikorwa 2Tip Roman Ageev yavuze ko ba nyir'ibigo barashobora guhuza serivisi nyinshi, urutonde rwabakiriya rero rushobora guhuza.
• Kureka inama: Abakoresha 8000-9000 buri kwezi ..
• Shakisha inama: hafi 11,000 buri kwezi ..
• Impuzandengo y'inama: amafaranga 300-400.
• Komisiyo: 5% by'inama zakiriwe.

Visa n'Uburusiya

• Abafatanyabikorwa: 460, ukoresha terminal 1400 yo kwishyura.
• Kureka inama: Abakoresha barenga 8000 buri kwezi.
• Shakisha inama: Ntabwo basangiye amakuru.
• Impuzandengo y'inama: 142 Rables.
• Komisiyo: Kuva kuri 5% kubisohoka ku ikarita.

Ytip.

• Inzego zihujwe: 200. Muri bo - Barbers Topgun, Salon y'ubwiza Fen Burne, ibimera & inshuti icumbi. Nk'uko uhagarariye serivisi, bagerageje guhuza farumasi, ariko "ntibyagenze."
• Kureka inama: Abagera ku 15.000 buri kwezi.
• Shakisha inama: 700 buri kwezi.
• Impuzandengo y'inama: 140 isabulika 140.
• Komisiyo: 10% cyangwa 7% ku miyoboro irenze ibigo bitatu. Ati: "Ubu turashaka guha abashyitsi bafata inshingano zo gufata inshingano - iyo bimukiye umukiriya tuzashobora kubona Komisiyo no kongera inama kuri aya mafaranga, ashyira amatiku." Uhagarariye YTTIP.

Abahagarariye "Nta-MOnette" na "Sberfood" (Sberfood na sitships) ntibashubije inyuguti vc.ru. Mastercard ntabwo yatanze igitekerezo mugihe cyo kwandika inyandiko.

Niki kibuza iterambere rya serivisi zitabona amafaranga

Ikintu nyamukuru gihagarika isoko abitabiriye amasoko yita stereotypes yinkunga n'abategereza.

Ku ba nyirubwite, guhuza sisitemu yo kumurongo ntabwo aribikorwa byihutirwa, akenshi bagerageza gusubika ihuza, bavuga ko ihuza, yavuze ko uhagarariye.

Abategereza bitiranya komisiyo kandi bahangayikishijwe no kubaza niba imisoro ishingiye ku nama zakiriwe binyuze muri serivisi yo kumurongo ntagomba kwishyura imisoro. Nkigisubizo, bizera ko bashobora kwinjiza byinshi niba bafata amafaranga asukuye cyangwa bagafata ubwandukira ikarita.

Ageev muri ageev yavuye muri ageip ati: Harayomo ko hagamijwe no kudashishikazwa n'inzego ubwazo mu guteza imbere inama zidake mu bashyitsi. Bumwe muri ubwo buryo ni icapiro rya Kode ya QR ku cpinere ibanziriza iki, ariko ntabwo bigaragara nko kwamamaza mu kigo ubwacyo, yasobanuye.

#tip

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