Nkuko hazahindura ibisekuru bizahindura imigendekere yishoramari kandi niba ibice byisi yose bya sisitemu bidutegereje bitewe nimyaka "yo kwamamaza" muganira hamwe na Bankiros Umuyobozi wa sosiyete ishoramari Aktivo kanstantin zebeskov.
Ikinyagihumbi Abashoramari Ubushomeri ubu
Mubashoramari bariho ni amabuye menshi. Aba ni urubyiruko kuva 25 kugeza 40 (umwaka wavutse kuva 1981 kugeza 1996). Millennila nyinshi mu Burusiya yazamutseho hashyizweho igenamigambi ribi, intego z'akazi zashishikarije kandi zizera ko zishobora kubigeraho gusa - bikwiye. Baha agaciro ibirango, imiterere n'impuhwe zikaba ku bijyanye n'ibyaba bibaha ibyiyumvo byo gushikama no "kubaha Imana". Muri icyo gihe, ibyo bintu ntabwo buri gihe bigaragazwa nibintu bireba: Millenniyala irashaka ibitekerezo n'amarangamutima. Kugira amafaranga ahagije yo kwemeza ibyo ukeneye, Millenälya akora cyane. Birashimishije kumenya ko icyarimwe badashaka kugura amazu - Urufatiro rwabigenewe rubazwe ko 47% gusa bazagira amazu yabo gusa mugihe bafite imyaka 45.
Kubwibyo, abashoramari nkuyu bakunze guhitamo Portfolio ya Conservateur na algorithms zanditse. Ntabwo buri wese muri bo afite ubumenyi bwimbitse bwumwuga mu rwego rw'Imari, ariko basoma byinshi, ugereranije, nubwo bakoresha ibintu byarangiye byamasosiyete. Biteguye guhura nazo, ariko tangira nibishobora kumva ufite umutekano. Kubwibyo, ishingiro ryibice byabo akenshi byubucuruzi hamwe nubucuruzi bwibiribwa - Yagaragaje ko yiringirwa mu gihimbano kandi afite ibibazo bitandukanye mu Burusiya bwabonetse bikabije kandi yiga gutinya gusenyuka byihuse. Kandi kubona umutekano no kubanza byahanuwe kandi byinjiza ibyemezo, bumva bafite icyizere kandi basanzwe batangiye gukina nini. Ariko icyarimwe, benshi nta musego wamafaranga bafite - ibinyabuzima bihitamo gukoresha.
Igisekuru gike gitandukanya nuburyo bakira amakuru: Banyaruginalas umva balggers, hitamo ibinyamubiri kandi byoroheje - Ibice bizasoma bisanzwe abashoramari benshi basesengura no gutongana. Alunnialys itwara amakuru vuba, rero igomba rero kuba inshuti byoroshye. Ariko icyarimwe, hillenialov ntigishobora kwitwa abantu gutekereza hejuru kandi bikorerwa ku mpimbano - bahita basohoka kandi basesengura amakuru manini. Kubwibyo, amasosiyete n'amafaranga bigomba gusuzuma uburyo bwo gusaba, ariko ntibworoshya ibintu byaryo.
Iteganyagihe kubashoramari ZemomersNdetse na zoomers zagiye izindi - Abashakashatsi benshi mu gisekuru bemeza ko iki gisekuru cyateje imbere uburyo bwo gusuzuma neza amakuru no kumenya impimbano. Bakumva byoroshye, ntukajye kumiterere nibirango kandi ubishaka bitwara neza. Iki gisekuru, kurugero, gihitamo imyidagaduro, ariko mugihe kimwe. Sneakers ishingiye ku bice byinshi, kuko bavutse bafite amatenduko mu ntoki. Urwego rwo gusoma no kwandika ruruta ibisekuruza byose byabanziriza.
Abahanga mu by'imitekerereze y'amahanga ntibari bakiga igisekuru kugira ngo badutoteza. Ariko ubu biragaragara: Zoomers izasubika icyitegererezo hamwe nishoramari. Ibishoboka byose: Imyumvire yamenyeshejwe kandi iha agaciro Isosiyete izaba igipimo cyingenzi nkicyizere cyubukungu bwishoramari.
Indi miterere yarazwe kuva muri Alunialtalans ni akajagari. Ishoramari ryose rigomba kuboneka muri terefone, kandi inzira yo gucunga inyandiko irategurwa kandi byihuse.
Ibi bivuze iki mubikorwa?Tuzabona digitalisalisation na digitalisation yishoramari. Ururimi rushya ruzagaragara rusobanura ishoramari mururimi rwa "urubyiruko". Basobanura ingamba - COMO - ubwoba bwo kubura - (Icyongereza - "Ikadiri yinyungu zabuze") na Yolo - Ubaho rimwe gusa ("Ubaho gusa"). Aba ni abashishikarizwa gushya kubikoresha, bityo rero ishoramari. Birumvikana ko batagaragaye mu kirere kandi bamenyereye igisekuru cy'ingenzi cy'abashoramari, ariko Milleninyaly yabasobanukiwe, bagaragaje imiterere yabo neza, barahindutse none barahindutse.
Ingamba, nk'igisekuru icyo ari cyo cyose, gihakana ibanziriza iyi, birashoboka ko gikuraho kuva allenialylov. Nabo, kurugero, bitandukanye na Millennoalov, wasubije byinshi kugirango ashyigikire abana (35%) no gutembera (25%), bakikijwe numwanya (20%), no mubiruhuko kandi gutembera 7% gusa byabajijwe. Sneakers ifitanye isano nishoramari ryinshi hamwe nishoramari ritekereza, ariko bazashora imari, ariko bazashora imari, ariko bazashonga mubyo begereye kandi bakumvikana, bihuye nindangagaciro zabo: Ubwoko bushya bwingufu, Ikoranabuhanga, inzu ya televiziyo na Eco na Wintertument Inzu. Inganda rwose zizahindurwa munsi yamategeko mashya. Ni ngombwa guhinduka hamwe kandi ntukubure abashoramari bashya.
Nkuko uwatanze ikiganiro yabibonye, mumigabane yabashoramari ba AKTIVO, umugabane wa zoomers mumyaka itatu ishize ntabwo byahindutse muburyo ubwo aribwo bwose kandi ni 1%. Mubikorwa, ibi bivuze ko mubwinshi bwishoramari ryishoramari ryishoramari ryerekanwe niki gisekuru, ntakibiri. Ariko kugabanywa kuri konti, ntabwo uzirikana iri tsinda ry'abashoramari muri nta rubanza. Muri icyo gihe kimwe, umugabane w'imyaka minoniland mu bashoramari muri icyo gihe cyiyongereye kuva 47% kugeza 51%, naho umubare w'abandi bashoramari bagabanutse kuva kuri 52% bagera kuri 52% bagera kuri 42% bagera kuri 42% kugeza 48%. Igihe kirenze, Zururata izatangira gusohora Milleielli, kuko ubu amaherezo ikubiyemo ibisekuruza byabanjirije.