Kakebo: Nigute ushobora kubika ingengo yimari yabayapani

Iyi gahunda yingengo yimari yazanye moto ya japani. Kandi ijambo Kakebo ubwaryo, rigizwe na hieroglyphs eshatu, risobanura igitabo cyubukungu bwinzu. Ukurikije iyi sisitemu yo kuzigama, ugomba gushinga amafaranga make, ariko buri gihe. Nigute wabikora?

Ibikenewe kuri bije

Uzakenera ikaye cyangwa ikaye aho uzatanga. Mu ikaye nini, urashobora gushushanya ameza aho ibyiciro bine byakoreshejwe bizerekanwa:

- Amafaranga yo murugo (imyenda, inkweto, ibiryo, imiti yo murugo);

- Amafaranga yo kwiga n'umuco (amahugurwa, amatike kuri theatre, inzu ndangamurage);

- Amafaranga yo kwidagadura (inama n'inshuti, asangira muri resitora, gutembera firime);

- Ibindi byakoreshejwe (byose ntabwo byinjiye mubyiciro bitatu byabanjirije ibi, ariko mubisanzwe birakoreshwa neza, nko gusana cyangwa kuvura).

Mbere yo gukora gahunda, ni ngombwa kumenya uburyo witeguye gukoresha kuri buri cyiciro. Mu kwezi kwa mbere gucunga amashinga, sisitemu nkiyi izaba igerageza. Inararibonye nubimenya niba udashobora kurenga ingengo yimari cyangwa ugomba kwaguka runaka. Ukwezi kurangiye uzasesengura amafaranga yawe hanyuma uhindure nibiba ngombwa.

Pexels / Karolina Grabowka Ibice byingenzi bya sisitemu ya Kakebo

Ingengo yimari ishingiye kubipimo bitanu.

Gutumiza

Ibintu byose byinjije kandi byakoreshejwe bigomba kugangishwa ku bubiko, buri rubingo agomba kwitabwaho. Gusa rero na sisitemu ya Kakedo izatangira gukora.

Kuzigama

Sisitemu ikora izadufasha kurinda amafaranga yawe kumarana no kuzigama kugeza 30% kubiguzi bikenewe.

Kugenzura

Ucunga amafaranga, ntabwo ari wowe. Muri uku kubitsa gushikama!

Indero

Wiga gucunga imari, bityo ubuzima bwawe. Urinda!

Ikizere

Kumenya ko ufite umusego wamafaranga kandi ko ingengo yimari igukorera nkisaha, utuje ubuzima bwawe, bivuze ko ushobora kwibanda kubindi bintu kuri wewe.

Pexels / joslyn pickens uburyo bwo kwegeranya amafaranga

Usibye amafaranga yagenwe mu ngengo yimari, agenda kuzigama, sisitemu ya Kakebo igufasha gucika no gukomeza kongera kuzigama.

1. Gutinda imyenda yagarutse muri banki y'ingurube. Mubyukuri, ntabwo bizigama na gato, ariko ayo mafaranga utigeze wiga muri kamwe mumezi ashize.
2. Buri mugoroba valve kuva mumifuka ni utuntu ari ntoya kandi ubashyireho muri banki yingurube. Ukwezi kurangiye, iki kintu gito kizaba umubare unaniwe.
3. Shushanya fagitire nini? Shyira hasi uhereye ku mpinduka muri banki yingurube ijanisha ryagenwe. Kurugero, mable ijana. Umushinga w'itegeko rikomeye, ijanisha ryinshi rirasubiyemo.
4. Ibihano wenyine kubera kubura indero. Kurugero, nabuze amahugurwa kubiyandikishije, yakoresheje amafaranga, ashyira amafaranga runaka muri banki yingurube. Uzarushaho guhanwa.