Ishoramari ryoroshye ishoramari, kandi ni ukubera iki ubu buryo bwinjira mumitungo yo gukura
Inzego zishinzwe imari ni ikigega gishora munganda zitanga umusaruro. Mu mwaka ushize, ikigega cyari gizwi cyane: Umutungo mu micungire wiyongereye uva kuri miliyari 10 kugeza kuri miliyari 60, none ikigega gifite byibuze 15% mu masosiyete 11 atandukanye. Urufatiro ruzwiho raporo y'icyerekezo - by'umwihariko, natwe turabisenya na raporo nini y'abashakashatsi mu mirenge, iterambere ry'ibiyobyabwenge muri kanseri hamwe na sosiyete ya Vencirov.
Niba ubushakashatsi bwisosiyete inkuge inkuge yambitswe ikamba hamwe - azarasa, niba atari byo - igitekerezo ntabwo gikora. Uburyo, muburyo, burakora, ariko bisobanura ko inkuge igurisha ejo hazaza heza, hamwe nimyaka 5-10. Isano nkiyi irakomeye kurenza abandi biterwa nuko imyumvire yabashoramari bityo ikaba, ikiguzi cyingaruka.
Umusaruro w'imyaka 10 US (Proxy ku gipimo kitagira ingaruka) ni ugukura igihe gito kandi impinga birashobora kugeraho vuba. Amafaranga yamaze gutangira kugwa, kandi hari impamvu nyinshi zituma igitonyanga gito gishobora kuba gikomeye.
ART yatsinze imyanya idasanzwe - izi ni ingaruka zifatizo
15% mumasosiyete 11 ni paki zikomeye zidashobora kugurishwa ukanda buto imwe. Niba urimo gushora nkumushoramari wigenga kandi ushaka kugurisha imigabane - birakorwa byoroshye numubare umwe ukanze buto muri porogaramu. Urufatiro rufite 15% rwisosiyete ntirushobora kubikora, kuko mugihe nta muguzi ukomeye. Niba ugurisha umuntu, hanyuma kugurisha imigabane.
Nk'uko WSJ, ibirenze kimwe cya kabiri cy'umutungo w'ishoramari muke ni muri ibyo byibandaho, ni ukuvuga, ibiciro bidafite amazi (10% by'isosiyete n'ibindi).
Ariko ark ishoramari igura nyuma, kuki bagurisha? Kugira ngo usubize iki kibazo, ni ngombwa kumva uburyo amafaranga akora. Niba urujya n'uruza rw'abashoramari rushya muri Fondasiyo rugenda, ruzishyura imigabane kuri aya mafranga. Niba ivumbi rimaze, ikigega kigomba gusubiza amafaranga kubashoramari - ni ukuvuga kugurisha igice cyimyanya iboneka. Biragaragara niba hari isohoka riva mu nkuge, urufatiro ruzahatirwa kwishora mu migabane ikubise neza.
Umuyobozi mukuru wa Cathie yagize icyo avuga kuri WSJ ko bafite "ingabo" ikomeye mu buryo bw'umugabane (tesla (nasdaq)), bazagurisha kugura ingaruka mugihe cyo gusenyuka. Niba urufatiro rwose ruzakora ibi, hanyuma ku isoko ryisoko bizarushaho guke cyane, kandi kubijyanye no gusohoka kwabashoramari bo mu nyenzi n'ibiti, hazabaho ibitonyanga bityaye mu ntera ifite.
By the way, irashobora gutanga amahirwe yo kugura tesla na $ 500-600 kumugabane, bitanga autider ishimishije isuzuma ryibanze.
Noneho imbaraga za etfs zose ziva mu nkuge zirasa nkibuto zidashoboka:
Noneho amafaranga agwa kuri Maxima na 7-10%, ashobora gufatwa nkibisanzwe - nkibi bimaze kuba muri Nzeri na Ukwakira 2020. Mugihe gukomeza gukosorwa, mubyukuri muminsi iri imbere dushobora kubona kwihutisha kugwa k'umutungo wabo - gucuruza bizava mu kigega, kandi ibi bizamura no kugurisha byihuse mububiko butari amazi.
Kugwa kwa Foundation birashobora gutanga umusanzu mubindi bigega
Isoko riteganijwe cyane ku buryo ikigega zimwe ari kibi, ntigitangira kubihuza, kongera umwanya we. Amakuru ku bucuruzi bwose arakurikiranwa, hari no gusaba hamwe nisanduku Portfolio Tracker.
Amafaranga ya Hedge ntabwo akunze kubura amahirwe yo gukina kuri deciline ya ETF avuye mu nkuge, akangura umutungo wa Net (hanyuma akabaza abashoramari bacuruza, bigize ishingiro ryose ryikigo. Iyi ngererane izaganisha ku kugurisha umutungo no kugwa kwagaciro kabo ndetse no kugabanuka cyane muri ETF.
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Isanduku
Ishoramari ryemerera abashoramari kuva kera kwinjiza umutungo utangaza mugihe cyibiciro byapiganwa.
Mubyukuri, ikipe yisanduku yasanze amahirwe ashimishije yo gushora imari, kandi kuri horizon imyaka 5-10 birashoboka ko bazazana inyungu abashoramari. Ariko, ubu urufatiro n'umutungo wacyo byuzuyemo kwitabwaho, nuko rero ni ingingo mbi yo guhaha.
Kubera ubwiyongere bw'umwaka w'imyaka 10, dushobora kubona gukosorwa gukabije mumitungo yo gukura, ubu byashyizwe mubiciro byimyaka 5-10 iri imbere.
Twizera ko mu mpeshyi igipimo cyo kugaruka ku butunzi bw'imyaka 10 bizaba hafi 1.6%, kandi bizaba amahirwe meza yo kwinjiza imigendekere y'igihe kirekire mu biciro by'igihe gihiga - no mu biti ubwabo bivuye mu ngoro, kandi Mu mutungo wabo utabujijwe arigihe gito birashobora gukoreshwa mubiciro byapiganwa kubera kugurisha ku gahato.
Kubacuruzi bakaze, handf ikubumbe yisanduku irashobora kuba amahirwe ashimishije.
Ingingo yanditswe ku bufatanye n'umusesenguzi Alexander Saiganov
Soma ingingo zumwimerere kuri: gushora.com