Muri 2014, kubera ibihano mu Burusiya, hashyizweho gahunda yo kwishyura mu gihugu "amahoro" mu gihe mu gihugu
Sisitemu yo kwishyura mpuzamahanga. Kubura amahirwe yo kwishyura mumahanga byabaye ikarita nini yo gukumirwa. Ariko, mu myaka ibiri, amabanki yo mu Burusiya yashyizeho irekurwa rya cobejiggeng. Phintola asobanura uburyo ibi bikemura ibibazo by'Uburusiya, byahindutse mu mahanga hamwe na plastike
"Amahoro"
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Ibyiza byamakarita ya Cobejiggeng
Cobejding bisobanura "ingingo." Ni ukuvuga, ikarita ishobora gukora icyarimwe muri sisitemu nyinshi yo kwishyura, urugero, "amahoro" na Mastercard. Yaremye ibikoreshwa mu rugo, ikarita ya banki ikorana mu mahanga yishyuye hamwe nandi makarita muri sisitemu ya Mastercard yatanzwe mu bihugu birenga 180.
Kugera kuri konti no mu Burusiya, no mu mahanga biteganijwe mu buryo bwikora, ibikorwa byinyongera kubakoresha ntibisabwa. Ikintu nyamukuru nuko konti yari amafaranga. Ntabwo ari ngombwa kubihindura mu ifaranga ry'igihugu bwo kuguma, guhinduka bibaho mu buryo bwikora, ku gipimo cya sisitemu yo kwishyura.
Uzahembwa kubuntu 'isi "ukoresheje terefone zose, koresha ATM ahantu hose, hindura amafaranga kuri konti kuri konte hanyuma ushyire kumurongo ahantu hose kwisi.
Ninde nshuti
Hariho sisitemu nyinshi zo kwishyura kwisi, ntabwo ari ibisanzwe bitatu (Masterse, Visa, Ihuriro ry'Ubushinwa, JCB, Express Express Express, Americars Club mpuzamahanga, anarya club mpuzamahanga n'ibindi.
Uyu munsi, amabanki menshi abafatanyabikorwa "yisi" (none ubu 274) yakozwe namakarita ya Mir-Maestro Cobejiggeng. Aya makarita akora sisitemu ya Mastercard. Cobejigging amakarita yinkingi zitandukanye zifite ibyiza bitandukanye.
Kurugero, cobejundigging "goicart" vtb "mir-maestro", usibye amahirwe yo kwishyura mumahanga, afite amahitamo menshi. Urashobora kuyitegura kubusa, buri mwaka wakazi utangwa ku ikarita. Urashobora kubona cashes kugura kugeza kuri 1.5%, Cashes kubafatanyabikorwa kugeza kuri 15% kandi akusanya konti kugeza 4.5%. Ikarita VTB igufasha guhitamo uburyo bumwe bushoboka kugirango ubone ibihembo byinshi. Kurugero, "ingendo": Ibihembo byishyurwa muburyo bwubutumwa bushobora kugurwa numwuka cyangwa amatike ya gari ya moshi. Urashobora guhitamo uburyo "uwagurijwe" no kugabanya impyi ku nguzanyo yafashwe muri VTB. Ihitamo "ishoramari" rizemerera amanota ya Bonus kugura impapuro muri porogaramu ya VTB. Ihitamo rishobora guhinduka rimwe mu kwezi, ni ubuntu.
Banki ya mbere, washyizeho irekurwa ry'amakarita ya cobejigging "mir-honeday", yabaye Rosselkhozbank. Sisitemu yo kwishyura ihuriweho yavumbuwe mu Bushinwa, ariko uyu munsi iyi sisitemu yakoraga neza mu bihugu 150 by'isi kandi irushanwa n'abayobozi b'Isoko mpuzamahanga.
COBjijing Ikarita y'Isi-Ihute kuva Rosselkhozbank ni ikarita yo kubikuza banki itanga kurekura kubuntu. Ikarita yo Kubungabunga ni garale 200 kumwaka. Kandi kugura ku ikarita urashobora kwakira amanota ya bonus kuri gahunda yubudahemuka "vintage". Kuri buri rubyambo 100 rwakoreshejwe - amanota 1.5 ya bonus. Nibyo, urashobora gukoresha ibihembo ku bicuruzwa bitangwa muri kataloge idasanzwe. Y'ibidukikije, urashobora kuvuga sms zishinzwe amafaranga yishyuwe: 59 Rables buri kwezi.
Gazprombak niwe wambere wagize couple ya "mir-jcb". JCB ni sisitemu yo kwishyura ikubiye muri 5 ya mbere kwisi. Abaremwe be ni abayapani. Ikarita ya sisitemu yafashwe mu bihugu 190.
Imir-jcb cobejing ikarita gazprombank ikwiranye no gutembera muri Aziya, Nouvelle-Zélande, Ositaraliya. Ku gihugu cy'izuba riva, hari inyungu zinyungu zitandukanye, zitwa "ikaze ku Buyapani". Kurugero, inzara za mir-jcb zifite gazprobank zirashobora kugura itike ya bisi kumujyi hamwe no kugabanyirizwa 20 ku ijana ku kibuga cyindege cya Tokiyo. Kandi ku ikarita y'Uburusiya hari "ikozwe muri japan". Uzahabwa kugabanyirizwa resitora zaho, amaduka y'ibicuruzwa by'Ubuyapani, abashinzwe ingendo z'ibanze n'isonga bidasanzwe ku ikarita yo mu bindi bihugu byo muri Aziya: Tayilande, Hong Kong na Koreya yepfo, Singapore. Abakiriya "Mir-jcb" bategereje ko ibyifuzo bidasanzwe mu turere tumwe mu turere tujyanywe mu Burusiya, urugero, muri Yakutia na St. Petersburg.
Tegura ikarita ya mir cobejigging ntabwo igoye kuruta izindi karita ya banki. Ibi birashobora gukorwa mubiro cyangwa kurubuga rwa banki nukuzuza ibyifuzo. Ikintu nyamukuru nuguhitamo ubwoko bukwiye bwikarita hamwe na sisitemu yo kwishyura kurugendo rwawe.
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