VTB yatangije gahunda nshya y'inguzanyo "nziza". Guhuza ubwishingizi bwimodoka, yishimira igihe cyose cy'inguzanyo bizaba 5.5% kuri buri mwaka. Porogaramu irahari kubakiriya mugihe bakora porogaramu kurubuga rwa banki.
Abakiriya bazashobora kugura imodoka nshya cyangwa yakoreshejwe mubacuruzi, ariko imiterere nyamukuru yo kubona inguzanyo ku gipimo cya 5.5% ni itangwa rya porogaramu binyuze kurubuga rwa VTB. Kugira ngo ukore ibi, jya kuri "Inguzanyo y'imodoka", hitamo gahunda "nziza" kandi wuzuze ikibazo.
Mu rwego rw'icyifuzo, umukiriya agomba guhabwa ubwishingizi bwimodoka gusa. By'umwihariko, birashoboka gutegura gahunda "Imigisha", ihendutse inshuro nyinshi kuruta casco yuzuye, ariko icyarimwe irinda imodoka mubyago byo guhunika no kwangirika. Igipimo gikosowe kandi cyunze ubumwe nko guhitamo imodoka nshya, hamwe na mileage.
Ati: "Imwe mubyihutirwa za VTB niyishinzwe kugura imodoka. Twashimangiye cyane imyanya yabo muri iki cyerekezo, gutangiza inguzanyo yimodoka muri banki igendanwa mu ntangiriro zumwaka. Uyu munsi dutanga gahunda idasanzwe dushimangira igipimo cyagabanijwe mugihe dusaba kurubuga - kwanga serivisi zinyongera za serivisi, twasize ubwishingizi bwingwate. Ibi byatwemereye gutanga hafi ya 5.5%, byahindutse umwe umwe hasi ku isoko. Mu gice cya mbere cyumwaka duteganya gutuma bishoboka kubona inguzanyo yimodoka kuri interineti, utiriwe usuye ibiro, bityo hamwe no gutangiza serivisi zacu nshya, iyi gahunda izemerera abakiriya gukoresha serivisi za banki kumurongo kandi Shiraho icyerekezo gihamye kumiterere yububiko bwuzuye bwa digitale. Duteganya ko muri VTB, umugabane wa porogaramu kumurongo urangiye uyu mwaka uzagera kuri kimwe cya gatatu cyimibare yabo yose, "ivan Zbarev.
Inguzanyo y'imodoka muri VTB irashobora gutangwa mu myaka igera kuri 5 ifite uruhare rumbere kuva kuri 20% no mu nyandiko ebyiri, nta shingiro n'akazi. Umubare ushoboka winguzanyo urashobora gutandukana no kugwiza amafaranga agera kuri miliyoni 7. Uwagurijwe azakenera gutanga pasiporo ninyandiko ya kabiri yo guhitamo. Urashobora gukoresha inyungu nshya kugeza 30 Mata 2021.
VTB nimwe mubayobozi b'inguzanyo zimodoka. Muri Mutarama na Gashyantare 20, Banki yatanze inguzanyo zirenga ibihumbi 14 mu rwego rwo hejuru ya miliyari zirenga 15, ziba 20% mubijyanye na nimero na 60% mubijyanye nigihe kimwe cyumwaka ushize. Igitabo cya portfolio ku ya 1 Werurwe yarenze miliyari 117.