Ibisubizo nubucukuzi biva muri Banki Yuzuza: Kugabanya ibiciro, digitalisation hamwe na transcontinenal inguzanyo

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Ibisubizo nubucukuzi biva muri Banki Yuzuza: Kugabanya ibiciro, digitalisation hamwe na transcontinenal inguzanyo 15911_1
Yatanzwe na banki

Urufunguzo rwingenzi 2020

Icyerekezo cyo kugabanya ibiciro. Muri 2020, Banki Nkuru yagabanije igipimo cyingenzi kunshuro yambere - Ikimenyetso nyamukuru cyimiterere yisoko ryimari - kugeza kuri 4.25%. Gukurikiza, ibiciro haba ku nguzanyo no kubitsa buhoro buhoro byagabanutse. Ikigereranyo cy'inguzanyo cyageze ku buryo buke - 7.3% kuri buri mwaka. Nta bisabwa kugirango bigabanye ibiciro byinshi mumezi atatu yambere ya 2021. Umugenzuzi yavuze inshuro nyinshi ko izakora politiki yoroshye y'inguzanyo muri 2021, bityo impinduka zikaze ntizishoboka.

Kwiyegurira "Guhatirwa" kugirango wihutishe umutware imiterere ya remoge. Kumurongo watangiye kwimura ibintu byinshi bya banki na serivisi zaboneka mbere kumurongo. Ndabona ko muri Banki ya Absout, ibyerekeye iterambere rya serivisi za digitale ryamenyekanye muri 2018. Ibinyuranye n'umubare w'abatari bake mu isoko, kumenyera byihutirwa imiterere ya serivisi ya digitale ntabwo yasabwaga. Ako kanya hanyuma basezerana kuri digitalisation mubice byose byingenzi byubucuruzi - hakurikijwe ingamba zayo "ubuyobozi bwikoranabuhanga mubufatanye". Turahanura ko muri 2021, guhindura digitale yubucuruzi bwa banki bizakomeza. "Gusubira inyuma" kuri offline ntibizabaho.

Mu rwego rwo kohereza, "impinduramatwara" kwari ugukuraho komisiyo ishinzwe amabanki yose bifitanye isano na sisitemu yo kwishyura vuba (SBP). Banki yuzuye, mu ba mbere, yahagaritse Komisiyo yo kwiherera kuri SBP. Mubyongeyeho, nta buhariwe bwo hejuru ku bwinshi bwo kwishyura kubuntu. Nibyiza kuri abo bakiriya bahindura amafaranga binyuze muri bump kugirango bishyure buri kwezi no kwishyura hakiri kare. Ukuboza, umugabane wo kwimura unyuze muri Cap Abroub muri Bank Absolut yageze kuri 50% yishyurwa hamwe na P2P yose kandi ikomeza gukura. Iyi ni imwe mu serivisi ziyongera byihuse muri banki.

Ibintu by'ingenzi muri 2020

Kunoza imiterere ukurikije gahunda zisanzwe zinguzanyo. Ubwa mbere, Banki ya Absolut yagabanije Bet akurikije gahunda zisanzwe zinguzanyo kuri 7.84% kuri buri mwaka. Icya kabiri, twagabanije ingano ntarengwa yumusanzu wambere kugeza 10% yikiguzi cyinzu. Icya gatatu, serivisi zacu zo kumurongo zemerewe ibikorwa byinshi muburyo bwa kure no kugabanya igihe cyo kugera kumurongo kumunsi 1.

Banki yuzuye yatangije umusanzu mushya - "iterambere". Ikintu nyamukuru kiranga uku kubitsa - kwishyura inyungu ntabwo ari kumpera, ahubwo ni intangiriro yigihembwe mu masezerano, kumunsi umwe cyangwa ikindi gihe. Muri Banki ya Absout i Yekaterinburg "Bated" babaye umusanzu uzwi cyane mu Kuboza.

Banki yuzuye yazanye inguzanyo kurwego rushya - transcontinental. Ibiro byacu bya Yekaterinburg bwa mbere byagenze neza kuri interineti bikemura kumurongo abahawe inguzanyo bari ku wundi mugabane. Hifashishijwe amasezerano ya digitale, abashakanye, kuba muri Kanada, babonye umutungo mu nguzanyo muri kavukire yegeranye. Banki yuzuye yakoresheje iyi transaction ya digitale kure kuva itangira kugeza irangiye.

Soma byinshi kubyerekeye ibisubizo bya 2020 no kubiteganijwe kuri 2021, urashobora gusoma mumutwe "ibisubizo 2020".

Soma byinshi