Umushoramari uwo ari we wese, winjiye mu masezerano na broker, agomba kumenya mbere, ukurikije ibihe nuburyo amasezerano yasonzuye ashobora gusohoka. Kubwibyo, ikibazo cyuburyo bwo gufunga konte ya Brokerage muri Sberbank ningirakamaro cyane kubajya ku isoko ryimigabane hamwe nuyu muryango.
Iyo bibaye ngombwa kureka imikorere mumasoko yimigabane
Ishoramari mububiko zirashobora gushyirwa amafaranga menshi kuruta imisanzu muri banki. Ariko mugihe isoko ryimigabane rigenda riva. Mu bundi buryo, niba ikibazo kiza, gishoramari muri sosiyete kubwuburenganzira bwabo buba ibyago bidafite ishingiro. Muri uru rubanza, umushoramari afite uburenganzira bwuzuye bwo kudategereza ikirere ku nyanja, ariko gufunga umwanya wacyo no kuzana amafaranga kuri konti yo guhana - kugeza igihe gisanzwe.Mumwanya utsindiye gato, abafite imigabane, ariko bonds: ni byibuze byijejwe kubona amafaranga yizina kumunsi wo kwishyura. Ariko, ntabwo byose byoroshye. Amagambo ya Bond arashobora kugwa cyane kubiciro mugihe wongere igipimo cyinyungu. Kandi igihe kinini kirasigaye kugeza gikuze, umukomere. Kandi amafaranga yinjiza ku bubiko mu bihe bibi birashobora gusenywa n'ifaranga no guta agaciro.
Nkwiye kubona ibihe bibi, bigatuma impapuro zihendutse? Cyangwa ni byiza kugurisha imigabane na bonds, nubwo bigabanuka, hanyuma utegereze igihe kibi, ushyira amafaranga kubitsa cyangwa amafaranga, cyangwa no kubishora mubusabane? Umuntu wese azasubiza ibi bibazo wenyine hashingiwe ku kibazo. Ariko ntiwumve, birumvikana ko biteguye, niba ubikeneye, funga konti ya Brokerage kandi umenye neza uko wabikora.
Ingaruka zo gusoza konti
Hariho ubwoko bubiri bwa fagitire ikoreshwa mugushoramari. Bisanzwe kandi bitwa IIS, inkuru zishoramari kugiti cyabo. Iya mbere irashobora gufungura no gufunga uko ubishaka. Mu buryo nk'ubwo, nk'irangano isanzwe.
Naho IIS, ibi ntabwo byoroshye nkuko bigaragara. Konti yishoramari kugiti cye itanga imisoro. Kandi icyarimwe, ibintu bimwe na bimwe byashyizwe, kimwe muribyo - umushoramari agomba gushora imari mumyaka itatu. IIS irashobora gufungwa mbere, ariko rero ugomba gusubiza ibyatanzwe.
IIS yubwoko bwa mbere
IIS ni amoko abiri, ubwoko bwa mbere butuma bishoboka kwinjiza imisoro bifite agaciro ka Rable ibihumbi 52 kumwaka. Niba ufunze konti nkiyi, noneho umushoramari ategekwa kumenyesha abategetsi b'imisoro no kwimura ingengo yimari mbere yo kwishyura amafaranga.IIS yubwoko bwa kabiri
Ubwoko bwa kabiri bwa konte butanga umushoramari nyuma yimyaka itatu yo gufata amafaranga nta misoro ku byinjira byose, muri iki gihe bizashobora kubona amafaranga ku isoko ryimigabane. Mugihe cyo gufunga konti, Sberbank nkumukozi wumusoro uzategekwa gukuramo imisoro 13 ku ijana ku bantu. Ariko, byanze bikunze, ntabwo biva mumafaranga yose, ahubwo ni inyungu gusa, niba aribyo.
Ni byiza kuri konte ya Brokerage muri Sberbank
Twabimenye, mu bihe byiza kubona ku isoko ryimigabane, kimwe n'ingaruka zizahura nazo mushoramari niba konti ya brokeche igomba gufunga muri Sberbank hamwe nubwoko bubiri bwa IIS.Birasigaye gufata umwanzuro kumwanya wanyuma: Nkeneye kurangiza konte ya Brokerage? Cyangwa birashobora gusigara ejo hazaza? Erega uyumunsi kuri serivisi buri kwezi, mugihe ibikorwa bya Sberbank, amafaranga ntabwo afata amafaranga. Nanone, kimwe no kubika ibisigisigi bisigisigi, niba nta gikorwa.
Rero, umushoramari yumvikana guhagarika umubano na Broker gusa niba atagomba gusubira i Sberbank mugihe kizaza. Ahari hamwe nandi masosiyete ntabwo aribyo, ariko ubwabyo kuba konte yambumbakurwa mu gisimba bwabakiriya na gato ntibishyigikira ikintu icyo ari cyo cyose. Nubwo, birumvikana ko ikigo cy'inguzanyo gishobora guhindura aya mategeko mugihe kizaza.
Amabwiriza, uburyo bwo gufunga konti ya Brokerage muri Sberbank
Rero, birakwiye gupima byose kuri no kurwanya. Niba igisubizo kiracyemewe, hanyuma ufunge konte ya Brokerage muri Sberbank yoroshye cyane.
- Ugomba kujya kuri konte yawe bwite mwizina ukoresha nijambobanga.
- Ugomba guhitamo tab muri menu hanyuma uzenguruke kugirango usoze konti isabwa.
- Iburyo kumurongo, urashobora kuzuza amabwiriza aho impirimbanyi igomba kutondekwa.
- Iyo ujugunywe mu gufunga konti ya Brokerage yoherejwe, ugomba gutegereza kwemeza ukoresheje ikimenyetso ku ishyirwa mu bikorwa ryayo.
Niba umushoramari afite ikibazo, birashoboka ko byoroshye gusura imwe mumashami menshi ya Sberbank kandi asinya ku giti cye impapuro zikenewe. Kandi ntuzibagirwe gufata, mugihe habaye ko kopi yo gusaba gufunga konti ifite ikimenyetso cya banki ko byemewe kugirango bicwe.