Inzitizi za Biometrie

Anonim

Biometrics mu Burusiya iba myinshi, harimo na Leta - Kuva muri uyu mwaka, amabanki arashobora gukorwa akoresheje sisitemu imwe ya biometric (ebs) ibikorwa byose byabaturage namasosiyete. Mbere, byashobokaga gufungura konti gusa, kora inguzanyo cyangwa gukora ibisobanuro (udushya byemewe 479-FZ). Kuva muri Kamena 2021, biometrie kugirango umwanzuro wa kure uzashobora gukoresha abakora itumanaho. Birinda intangiriro ikora sisitemu yibinyabuzima bya leta kandi niba bizaba ingirakamaro mugukoresha ubucuruzi, impuguke za forumu ya plastike "biometle ifatika" byabonetse.

Inzitizi za Biometrie 14845_1
Ifoto: Kubitsa.com

Abakoresha ntibahagije

Ikibazo cyingenzi cyo gukoresha neza ebs, cyane cyane namabanki, akomeza kuba urwego rwo hasi cyane rwumukoresha. Nubwo ku rwego rwa Leta yatangijwe mu Burusiya mu Burusiya muri 2018, ibikorwa by'abaturage bikomeje kuba hasi. Rero, urwego rwinjira rutagera ku bihumbi 50, abitabiriye iryo hunzi bavuze: Mu ciro ya 2020, ishusho yari nko mu bihumbi 150. Kandi ibi bitangwa ko amakuru ari mu bitaro ashobora kwiyegurwa mu mashami arenga ibihumbi 23 angana na banki 231 mu gihugu hose.

Ibi ntibisobanura ko ikoranabuhanga ry'amabanki y'Abarusiya ridakoreshwa mu ihame - aho kuba ebs, umurenge ukura cyane kuri sisitemu zacyo, kandi kuzuza ibyuzuye biri hejuru. Imyitozo iracyakomeza kuba "Sber", imaze gukusanya amakuru kubakiriya benshi (umubare wa banki ntagaragaza), VTB itera sisitemu. Kugira ngo bakoreshe gahunda yayo yo mu maso muri 2020 muri 2020, bahisemo kuri banki ya tinkoff, Artem Kharchenko, umuyobozi w'ishami ry'imiterere y'iterambere ry'inguzanyo n'umuryango w'imari.

Gregory Salnikov, umuyobozi wa Banki y'abakiriya ba Salnikov, avuga ko muri Banki y'abakiriya ba Salunt Salnikov, VTB iranga banki y'abakiriya ba Sabbid. Kwiyandikisha ku nguzanyo bishingiye kuri ebs byatangije rosbank muri 2019. Ariko, na bo nubwo bashyigikiye regilator hamwe ni amahirwe yo kugabanya ibiciro kumubare wamashami, vuga ku ngorane.

Bihenze kandi ntibyoroshye

Umuyobozi wa Kirill, umushinga w'umushinga w'iterambere ry'iterambere, amatumanaho n'itumanaho rusange rya federasiyo y'Uburusiya, byemejwe mu Kuboza 2020, byemejwe mu Kuboza 2020, ku ya 20 Ukuboza, amategeko agura ibintu bya biometric mu ruhame rubanda, kandi agenga kandi akoresha imikoreshereze rusange intego z'ubucuruzi. Biteganijwe ko impinduka zakozwe zizakora ku isoko ryimibare kuri sisitemu biometric mu Burusiya, byasobanuraga kosolapov.

Ibinyabuzima bya Leta biracyasa nubucuruzi nkunda, kandi ntabwo ari ngombwa kwishyura gusa ku bujurire ku birota (ubwishyu buzaba amafaranga 200 ku bujurire). Kurugero, kubatwara itumanaho, gukoresha sisitemu ntabwo bigaragara ko ari ingirakamaro mu bukungu kubera ibiciro by'ubukungu na Afurika. Dukurikije ubugororangingo ku mategeko "ku itumanaho", abarotsi bagomba gukoreshwa mu gusoza kure cyane itumanaho haba ku bantu ndetse n'amasosiyete. Kubera iyo mpamvu, nk'uko Danilov, mu gihe ikoreshwa rya sisitemu zayo za biometric zikomeje. Ubundi buryo bwo kumenyekanisha kure kubatwara itumanaho bushobora kuba umukono woroshye wa elegitoronike (urufunguzo rushobora kwemezwa murwego rwa ECI hamwe na konti 100). Ariko, ubu buryo bwakuwe mu mushinga w'itegeko. Mbere, impinduka mu mategeko "ku itumanaho" kunegura muri Fondasiyo ya Skollage, ukurikije ibigereranyo by'inzobere zibihugu bigamije guhindura abantu ba mobile.

Kububiko bwa biometric ubwishyu nabyo birahenze: Igiciro cyabo gishobora gutangira $ 500, gikomeje kuba umutwaro ukomeye mubisosiyete bisanzwe kandi bito.

Ariko ku nzego za banki, ikiguzi cyo gutangiza no gukoresha gishobora kuba hejuru cyane, cyane cyane niba tutavuga abakinnyi bayobora inganda. Kuba uyu munsi inzira yo gushyira mubikorwa indangamuntu ihenze kandi itwara igihe, idashobora kuba ishyaka rito, ryemeza ko SergeI ishyaka. Hagati aho, byari kuba muri banki byumvikana ko imbaraga zo gushyira intangiriro ya biometrics - cyane cyane mu bijyanye no gukumira uburiganya. Kurugero, muri TInkoff Bank "Biometrish yatumye bishoboka kugabanya umubare w'inguzanyo z'inguzanyo mu bihe 8, iperereza rigera ku 5.000 ryatangijwe ukwezi gusa.

Ntukizere kandi utinya

Ntabwo ari inzitizi ikomeye mu iterambere rya biometrics, harimo na leta, ikomeje kutizera abaturage. Byasa nkaho amakuru yihariye muburyo bwihishe kandi yimuwe bubikwa muri Serivisi rusange ya POSTAL, gusa imitekerereze yatunganijwe mumaso nijwi ryabaturage babikwa muri ebs. Icyegeranyo cyamakuru ya biometric rwabaturage kibaho nkuburyo buringaniye burinzwe, bushimangira Kirill Kosolapov.

Ariko, nk'uko Nafi, gutangiza gahunda imwe ya biometric, yinjije mu Burusiya kuva muri 2018, atinya kimwe cya kabiri cy'Abarusiya. Ahanini, sisitemu yibinyabuzima ntabwo yizewe kubera amakuru ashoboka no kugenzura. Kandi, abakoresha ni inyungu zidasanzwe zidasanzwe zo gukoresha ikoranabuhanga rishya.

Umuyobozi wa NP "umuryango w'ibinyabuzima w'Uburusiya" w'ikizamini. Ibi byarateganijwe byongera umukoresha. Kutibavuga ko iyo ugerageza sisitemu yibinyabuzima, amakosa asanzwe arashoboka: Kugerageza algorithm zitandukanye mu bihe bibi kugeza igihe protocole yo gupima ibisabwa mu bipimo by'igihugu ndetse n'amahanga.

Ariko, umusaruro urashobora gushimangira abaturage gukoresha EBS muri leta Gregory Salnikov. Nanone, imitekendeka irashobora kugabanuka kwishura leta kubinyabuzima bifatika.

Byoherejwe na: Olga blinova

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