Umwaka ushize, Sber yakomeje kuguma umwe mu basoreshwa munini wa Siberiya. Nk'uko bimeze bityo, nk'uko ibitangaza bya 2020, banki yinjiye hejuru-5 mu karere ka Siberiya no muri Top 2 - muri Novosibingk.
Sber, nubwo umwaka utoroshye ku bukungu bwose, nishyuye imiliyari 422.4 z'amafaranga y'inyungu, muri bo 211 azajya muri bije.
Uyu munsi, ibinyabuzima byo kuzigama bikubiyemo ibigo birenga 60 bivuye mu nganda icyenda - ubu ni ubuzima, uburezi, ubumuga, ibiryo, imitungo, ubwikorezi, umutekano, umutekano.
Rero, mu nzego zitangwa, savingsarket yashyizwe muri Top-2, nyuma yo kurangiza amategeko arenga miliyoni umwaka ushize umwaka ushize. Nanone, itsinda ryabanje muri Siberiya mu rwego rw'ubucuruzi, nko gutanga amasahani yarangiye.
Uyu mwaka hateganijwe gutangiza serivisi nshya "Scooter": Mu mpeshyi bizagaragara mu mijyi itanu ya Siberiya, ishingiye ku gitsina, mu minota 15-20, itangwa ry'ibiryo mu iduka riregwa ku muguzi.
Ibindi bigo by'ibinyabuzima - Sber ya EpTek - irashaka gukoresha ihuriro 9 mu mwaka wa none. Ati: "Eaptec" izatanga ibihumbi birenga ibihumbi 70 bidasubirwaho kubakiriya.
Muri uyu mwaka, nk'uko abantu 37% baturage ba Siberiya bifashishije urusobe rw'ibinyabuzima bya Sberbank muri uyu mwaka, abantu miliyoni 5 bakoresheje amakuru.
Birumvikana ko mugihe cya Pandemic, serivisi zubuvuzi zari zikenewe cyane, kandi hano ibinyabuzima bya Sberbank nabyo byaje kuba uburebure.
Ati: "Twateje imbere serivisi e-imiti no mu gitsina, no mu gice cyo kugurisha, no mu gice cy'imikoranire n'uturere. Gusaba kwacu gutanga serivisi 24/7 data inama hamwe na muganga aho ariho hose. Niba umuntu afite ikibazo runaka, nta mpamvu yo gutegereza - birahagije kwandika gusa inama muri porogaramu no guhita ubibonye. Dufite kandi umwe wambere watangije ubwenge bwubukorikori mubice byose, gusesengura amashusho ya CT. Rebsn Galkina, witwa Tatwana Galkina Sbernjenk yagize ati: "Umuyobozi wa Banki ya Banki ya Siberiya afata ibyemezo bikwiye maze asuzugura diagsoese."
Sber ahagarika ikibazo cyo kugabanya ibiciro - kubika impapuro, usige plastiki. Kurugero, hateganijwe gutunganya ibikombe bya plastike byakoreshejwe mu mikorere, kandi amakarita ya banki yavuye mu gukoresha imyirondoro y'idirishya, izakoreshwa na banki n'abafatanyabikorwa bayo.
Ibikorwa bya banki bigamije kuzamura ibidukikije, gutera ibiti no kwitabira ibindi mishinga ibidukikije. Rero, tubikesheje uruhare mu gukemura muri izo mishinga, impapuro miliyoni 600 zazigamye muri Siberiya, zihwanye no kubungabunga ibiti ibihumbi 50.
Ijambo rya Tatiana Galkina ryakomeje kubaga umuyobozi wa Sergey Kuznetsov, wavuze uko muri 2020 ubucuruzi bw'isosiyete ikora neza.
Umwaka ushize, ingano yo gutanga banki ya Siberiya Pjsn Sbernk igera kuri miliyari zirenga 670, kandi amafaranga ashinzwe hamwe na konti za EScrow yanditswe ku rwego rwa miliyari za miliyari 29.4, zingana na + 45% ku rwego rwa 2019.
Banki yitabiriye gahunda zifasha muri leta, yatanzwe n'abakiriya 17.000 amafaranga arenga miliyoni 31.3. By'umwihariko, Sber yagize uruhare muri gahunda nk'iyi yo "gutangira" (kuguriza kuri 2% - miliyari 25.4 Rable) no gutanga inguzanyo zo kwishyura (kuri 0% - Miliyari 3,7.
Banki ya Siberiya yakomeje kwitabira inkunga y'umushinga. Muri 2020, bateje inkunga imishinga 143, 70% barenze muri 2019. Kandi umwaka ushize, banki yateje inkunga imishinga 120 hamwe nicyitegererezo, ni inshuro 3 zumubare wa 2019.
Umuyobozi wungirije wa Banki ya Siberiya Pao Sberbank Maxim Volkov yavuze ku bucuruzi bwa banki.
Mu gihe icyorezo, banki byakomeje gufatanya cyane n'abakiriya be ba kera kandi bakurura abashya. Rero, abakozi ba Banki bahawe amakarita iburyo bw'imishinga, bahora bava mu mbaraga z'inguzanyo kandi batanga pansiyo mu nzu.
Umuyoboro w'ishami wa banki wakomeje imirimo yuzuye igihe cyose, usibye icyumweru kimwe mu ntangiriro za Mata, iyo 19% by'ibigo by'imari byavumbuwe.
Muri 2020, umugabane winguzanyo kumurongo wiyongereye ugereranije nigihe cyashize nimibare 22 yijanisha kandi bingana na 72% yumubare winguzanyo watanzwe.
Kandi yakuze kandi amajwi yatanzwe na Banki yinguzanyo - yiyongereye inshuro 1.2 kandi agera kuri miliyari 215. Inguzanyo zinguzanyo zatanzwe muri 2020 kuri miliyari 168 z'amafaranga 168, ni inshuro 1.7 kurenza ibihe byabanjirije.
Muri 2021, hateganijwe kuvugurura igice cyibiro byibisubizo muburyo bushya: 3 Ibiro nkibi bizaba muri kazori ka kabiri, 5 - i Kemerovo, Tomsk, Barnaul na Krasnoyarsk mu gihembwe cya gatatu nabandi bandi 34 mu gihembwe cya IV.
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