Mu cyumweru gishize, twaganiriye kuri colts yambaye ku migabane ya Apple (NASDAQ: AAPL). Mu kiganiro cyabanjirije iyi cyagaragaye ko kugura imigabane 100 ya Apple bizatwara abashoramari ku $ 13.500, bifite akamaro kuri benshi.
Kubera iyo mpamvu, bamwe bahitamo kwishimira "bakwirakwije abakene." Kubwibyo, uyu munsi duhindukirira impinduro ya diagonal bakwirakwira, rimwe na rimwe rikoreshwa mugukoporora ikariso yapfutse ku giciro gito cyane.
Ingingo yuyu munsi igomba gufasha abashoramari kumva neza amahitamo ashoboka, kandi abakinnyi b'inararibonye - gutanga ibitekerezo byo kubeshya.
Gusimbuka
Gusimbuka byahinduwe nkimigabane miremire yigihe kirekire, kandi ni umutungo wigihe kirekire. Mu gice cyo kuvuga icyongereza, barashobora kandi kuboneka munsi yamazina yo gusimbuka cyangwa gusimbuka.Amahitamo yo gusimbuka (ubusanzwe amatariki yo gukura mubisanzwe aratandukanye kuva kumyaka imwe kugeza kumyaka) akoreshwa nabashoramari bizera ko ubushobozi bwigihe kirekire bwumutungo wibanze, nkibigega cyangwa amafaranga yimigabane (nibindi). Ubwiza bwo gusimbuka busobanurwa nigiciro cyabo cyo hasi ugereranije nigiciro (I.e. Bagurishijwe kubiciro byamasezerano).
Ariko, urukuta rwurukuta ntirufite foromaje kubuntu. Bihendutse - ntibisobanura ubuntu. Kimwe namahitamo yose, gusimbuka bifite itariki yo kurangiriraho "byahanuwe" bigomba gushyirwa mubikorwa.
Kubera ko ari ishoramari rirerire, abitabiriye amahugurwa bafite igihe kirekire cyo gusuzuma impinduka mu gaciro k'umutungo wibanze. Nubwo bimeze bityo ariko, umucuruzi arashobora gutakaza igishoro cyose gishora imari mugihe igitego giteganijwe kitagaragara mugihe cyo kurangirira.
Kubwibyo, mbere yo kwimuka gusimbuka, umushoramari agomba kwerekana neza igipimo cyuruzitiro cyangwa ibitekerezo. Amahitamo maremare afasha gusa kugera ku kigereranyo cyifuzwa hamwe nunguka.
Abashoramari bifuza kumenya byinshi kubyerekeye ingamba zo kugura zisimbuka zishobora guhamagara Amahitamo Ajyanama (OIC) kurubuga rwa CBE yisumbuye, CBOe ku masoko yisi yose cyangwa {{{}}}}}}}}}}}}}}}}} س.
Digonal Deubit Sprord Sprord Imigabane
- Igiciro: $ 136.91;
- Urutonde rwumwaka: $ 53,15-145.09;
- Kwiyongera ku mwaka: + 71.12%;
- Guhuza umusaruro: 0.60%.
Ubwa mbere, umucuruzi agura umuhamagaro "muremure" ufite ikiguzi gito cyo kwicwa. Muri icyo gihe, igurisha "igihe gito" guhamagara hamwe no gutera imbere cyane, gukora diagonal ikwirakwira.
Muyandi magambo, amahitamo yo guhamagara (muriki gihe, kumurongo wa pome) ufite ibiciro bitandukanye hamwe namatariki arangiye. Umucuruzi afungura umwanya muremure muburyo bumwe hanyuma agafunga undi kugirango yunguke muburyo bwa diagonal ikwirakwira.
Izi ngamba zigabanya ibyago byombi ninyungu zishobora kubaho. Umucuruzi ashyiraho umwanya kuri debut (cyangwa ikiguzi), nikihe cyigihombo ntarengwa.
Abacuruzi benshi bakoresha ubu buryo bwo kwigirira icyizere cyerekeye umutungo wibanze, I.e. Impapuro za Apple.
Aho kugura imigabane 100 ya Apple, umucuruzi agura amahitamo "mumafaranga", aho guhamagara guhamagara bikora nka "surrogate" yimigabane ya aapl.
Mugihe cyo kwandika, imigabane ya Apple yatwaye $ 136.91.
Ku cyiciro cya mbere cyiyi ngamba, umucuruzi arashobora kugura amahitamo yo guhamagara "mumafaranga" (kurugero, amasezerano, hamwe nitariki yo kurangiriraho ku ya 20 Mutarama 2023 no kugabanuka k'amadorari 100). Kugeza ubu, itangwa ku giciro cy'amadolari 47.58 (impuzandengo y'aho abaturage n'ubu). Muyandi magambo, nyirubwite yuburyo bwo guhamagara, burangira mugihe kitarenze imyaka ibiri, bizatwara umucuruzi ku $ 4758 (aho kuba $ 13,691).
Delta yiyi nzira (yerekana agaciro k'impinduka ziteganijwe mugiciro cyo guhitamo mugihe agaciro k'urufatiro rufatizo ari amadorari 1) ni 0.80.
Reka dusubire kurugero: Niba imigabane ya aupl izakura kumadorari 1 kugeza $ 137.91, noneho igiciro kiriho kizakura nimitwe 80. Nyamuneka menya ko impinduka nyazo zishobora gutandukana bitewe nibindi bintu tutazahagarara muriyi ngingo.
Rero, Delta yo guhitamo iriyongera nkuko amasezerano agenda yiyongera mumafaranga. Abacuruzi bazakoresha ibyo basimbuka, kuko nka Delta yegereje 1, imbaraga zihitamo zitangira kwerekana urujya n'uruza rw'impapuro z'ibanze. Muri make, Delta muri 0.80 izaba ihwanye na nyirubwite rwa pome 80 (bitandukanye 100 hamwe nahamagaye bisanzwe).
Nkicyiciro cya kabiri cyiyi ngamba, umucuruzi agurisha manda yigihe gito "hanze y'amafaranga" (urugero, amahitamo ku ya 19 Werurwe 2021 n'imyigaragambyo ya $ 140). Premium iriho kuri iyi nzira ni $ 4.30 US $. Muyandi magambo, umugurisha ugurisha azahabwa amadorari 430 (ukuyemo komisiyo).
Ingamba zizirikana amatariki abiri yo kurangira, rero biragoye cyane kwerekana formula nziza yo kuruhuka, niyo ngingo yiki gikorwa.
Abahuza cyangwa imbuga zitandukanye barashobora gutanga inyungu zabo bwite hamwe no gutakaza. Kubara amafaranga yiciro hamwe nigihe ntarengwa cyo kurangiza (ni ukuvuga gusimbuka ibice) mugihe cyo kurangira igihe gito, icyitegererezo gisabwa kugirango ubone "hafi" kumena ".
Ubushobozi ntarengwa
Inyungu nini irashobora gukurwaho niba ikiguzi cyibikorwa kingana nigiciro cyibiciro byigihe gito cyita ku ishyirwa mu bikorwa ryayo.Muyandi magambo, umucuruzi yifuza ko igiciro cyimpapuro za Apple gikomeza gusoza bishoboka kubarizo zigihe gito cyo guhitamo (murubanza rwacu - $ 140) guhera ku ya 19 Werurwe 2021, ntiturangaye.
Murugero rwacu, amafaranga menshi yinjiza agaragaza $ 677 ku giciro cyamadorari 140 mugihe cyo kurangiriraho (usibye komisiyo nibindi bikoresho).
Nigute twaje kuri ubu busobanuro? Ihitamo ryugurisha (ni ukuvuga umucuruzi) yakiriye $ 430 kugirango amahitamo yagurishijwe.
Hagati aho, imigabane ya Apple yazamutse kuva $ 136.91 kugeza $ 140. Iri ni itandukaniro rya $ 3.09 kuri 1 Apple Share (cyangwa 309 z'amadolari ku migabane 100).
Kuva kuva kuri Delta ndende ya Delta ari 0.8, ikiguzi cyo kumara igihe kirekire kiziyongera $ 247.2 (309 * 0.80). Wibuke ko mubikorwa bishobora kuba byinshi cyangwa bitarenze agaciro.
Turabikuye ku 430 na 247.2.20 Amadorari hanyuma ubone $ 677.2.
Rero, ntanubwo yinjiza $ 13691 mumigabane 100 ya pome, umucuruzi akora inyungu uko byagenda kose.
Muyandi magambo, premium umucuruzi yabanje kubona kugurisha igihe gito (I.e. $ 430), ku ijanisha rirenze kugaruka ku ishoramari rya $ 13,691 mu migabane 100.
Byaba byiza, umucuruzi yizera ko guhamagara igihe gito bizarangira "hanze y'amafaranga." Noneho arashobora kugurisha umuhamagaro umwe umwe (mugihe nyuma yimyaka ibiri yamasezerano atazarangira).
Gucunga umwanya
Gucunga umwanya uhuza hamwe no kubara imboga ya diagonal ikwirakwira birashobora gutera ingorane kubacuruzi batangiye.
Niba ku ya 16 Werurwe, umugabane wa Apple uzarenga amadorari 140, umwanya uzazana amafaranga make, kubera ko amahitamo yigihe gito azaba adaharanira inyungu kubagurisha.
Byongeye kandi, umucuruzi arashobora kumva ko ari ngombwa gufunga ibikorwa mbere ya gahunda niba igiciro cya Apple kizimye, kandi guhamagara igihe gito bizana "mumafaranga". Muri iki gihe, ibikorwa byose biri hagati yiseswa, kubera ko umucuruzi arongera atangira cyangwa na gato azahitamo ubundi buryo.
Hamwe na cole isanzwe itwikiriwe, umucuruzi ntirushobora kwanga ubwishyu ukurikije amahitamo, kubera ko yamaze kugira imigabane 100 ya Apple. Ariko, kubijyanye no guhamagarwa "umukene", umucuruzi ntabwo akwiriye ibi bintu, kubera ko atagifite imigabane anapl.
Ku ya 16 Werurwe, aya masezerano yahise azatangira gutakaza amafaranga niba umugabane wa pome uzagwa hafi $ 132 cyangwa munsi. Igiciro, igiciro cyumugabane gishobora kugwa kuri 0, kigabanya ikiguzi cyo guhamagara igihe kirekire.
Hanyuma, tugomba kandi kwibutsa abasomyi gusimbuka "kwimbitse mumafaranga" amahitamo akwirakwizwa cyane hagati yo kugura no kugurisha. Kubwibyo, igihe cyose umucuruzi yagura cyangwa agurisha amahitamo nkaya asimbuka, umuntu agomba kwibuka amafaranga yo gucuruza.
Soma ingingo zumwimerere kuri: gushora.com