Muri 2021, abaturage bo mu Burusiya bazatangira kwishyura imisoro mishya kubitsa muri banki. Uburyo umusoro uzabarwa, hamwe namafaranga agomba kwishyurwa, kandi birashoboka kubona kugabanyirizwa - byinshi mubikoresho.
Dukurikije amategeko ashaje, ni ukuvuga, mbere ya 1 Mutarama 2021, umusoro wabitsa wagiye mu isanduku gusa niba inyungu irenze urugero rwa banki nkuru (CB) wongeyeho amanota 5. Umusoro wa 35% wishyuwe neza uko urenze. Hamwe nibyo, niba umuntu adatuye, ni ukuvuga, kwishyura imisoro mu kindi gihugu, igipimo cyari 30% gusa. Twabibutsa ko umuturage ashobora gufatwa nk'uwabaye mu Burusiya iminsi 183 mu mezi 12 akurikira.
Ariko, hamwe nintererano nkiyi, imisoro ntabwo yakoze, kimwe no ku gipimo cya Banki Nkuru ya 4.25%, ishingiro risoreshwa ritangirana na 9.25% na hejuru. Noneho amabanki ntabwo ashishikajwe no kubitsa bitagitanga, bityo rero abasoreshwa babitsa batishyuye.
Ni iki kizahinduka?Hahinduwe neza, kubara urufatiro rusoreshwa. Noneho bizaba kimwe kubantu bamenyekanye nabaturage, naho abadafite statut nkuyu. Iyi ni 13% NDFL. Muri icyo gihe, itegeko "hiyongereyeho 5" ntirisabwa.
Kubwinyunjatswe ku nyungu kubitsa, leta yashyizeho amafaranga adafitanye isano, ayabarwa kuburyo bukurikira: Igipimo cyingenzi cya Banki Nkuru ku ya 1 Mutarama kigwira umubare wa miliyoni 1. Niba umubare wabitsa ari amafaranga miliyoni 1, cyangwa munsi yayo, umusoro ntabwo ari ngombwa.
Urugero rwo kubara: Ku ya 1 Mutarama, 2021, igipimo cyingenzi ni 4.25% kuri buri mwaka. Bisobanura ko umusoro uzaregwa uruhare rutarenze miliyoni 1 42.5 amafaranga ibihumbi 42.5.
Dufate ko ufite miliyoni 1.1 kuri konti yawe, bivuze ko shingiro risoreshwa - 13% byinjiza uva mu 57.5 amafaranga ibihumbi. Niba ijanisha ryintererano yawe ari 5% kuri buri mwaka, noneho umusoro wishyura uzaba 373 Kopecks 75 Kopekes (13% yinjiza amafaranga ibihumbi 275 kuri 5%).
Birakwiye kwibuka ko niba ishyirahamwe ryimari ritanga kubitsa ku nyungu hejuru yibipimo ngenderwaho bya Banki Nkuru, amafaranga yinjiza ashobora kurenza amafaranga adasoreshwa.
Muri Serivise y'imisoro (FTS), hagaragaye ko umusoro ku bikoresho ugomba kwishyura wigenga, ariko itangazo ntabwo rikenewe. Ibi bizatwara banki aho umusanzu wakozwe. Niba bigaragaye ko amafaranga arenze urufatiro rudasoreshwa, noneho umusoro uzabona.
Menya ko umwaka utaha, amategeko mashya ntazishyura imisoro, nkuko bishyurwa umwaka ushize. Ni ukuvuga, kuri 2021 igomba kwishyura muri 2022 gusa.