Abarusiya barenga kimwe cya kabiri cy'Abarusiya bateganya kugura imodoka bazifashisha inguzanyo

Anonim

Inzobere zinzobere za banki zakoze ubushakashatsi mugihe bamenye ibyifuzo bya ba nyir'imodoka. Byaragaragaye ko ubwinshi bwabajijwe (56%) gutegura kugura imodoka barateganya gukoresha amafaranga yinguzanyo. Abasigaye 44% basaba kugura imodoka kubijyanye no kuzigama buriho.

Abarusiya barenga kimwe cya kabiri cy'Abarusiya bateganya kugura imodoka bazifashisha inguzanyo 13184_1

Kuva muri ubwo bushakashatsi abitabiriye amahugurwa bateganya gukoresha amafaranga yatijwe, 36% bakoresha amafaranga y'inguzanyo. Igice: 24% muri bo bazahindukirira Banki ku nguzanyo y'imodoka, kandi 12% bisigaye bifashisha inguzanyo y'umuguzi. Kugura imodoka rwose ku nguzanyo. Muri icyo gihe, 20% gusa by'ababajijwe gusa: muri bo 14% bazatangwa n'inguzanyo y'imodoka, naho 6% ni inguzanyo y'amafaranga.

Menya ko abayitabiriye ubushakashatsi kumyaka 18 kugeza 30 (24%) bashishikajwe no gutanga inguzanyo ku mubare wuzuye wabonetse ugereranije nicyasebambere (13% byabajijwe mu cyiciro cya 56+). Muri icyo gihe, abagabo bakunze kuba abagore (49% barwanya 40%) barateganya kugura imodoka ku kiguzi cyabo.

Abarusiya barenga kimwe cya kabiri cy'Abarusiya bateganya kugura imodoka bazifashisha inguzanyo 13184_2

Benshi mubababajijwe barashaka gufata inguzanyo kugeza 500.000 - 59% byabaguzi bashoboye bahisemo igisubizo nkiki. Inguzanyo ku bunini bwa 500.000 kugeza kuri miliyoni y'amaharamiro ya gahunda yo gutanga icya gatatu cy'ababajijwe (33%), 7% by'ababajijwe biteguye gufata amafaranga 1-1.5 muri banki Amafaranga.

Abagabo biteguye gushushanya inguzanyo nyinshi kurusha abagore. N'urubyiruko (imyaka 18-30) bashishikajwe no gufata inguzanyo ku masabuto 500.000.

Abarusiya barenga kimwe cya kabiri cy'Abarusiya bateganya kugura imodoka bazifashisha inguzanyo 13184_3

Mugihe usuzumye ingingo yinguzanyo kubabajijwe, igipimo gito (79%) nibyingenzi, kubura ingwate (46%) nibisabwa nindi mubwishingizi (40%).

Abarusiya barenga kimwe cya kabiri cy'Abarusiya bateganya kugura imodoka bazifashisha inguzanyo 13184_4

Igishimishije, kumyaka 18-30 yimyaka, kubura umusanzu wambere nubwishingizi (26%) bifite akamaro kanini, kubarusiya, imyaka 31-45 yabaye ingenzi kuruta igihembo ntarengwa cyinyandiko (38%), na Kubabajijwe imyaka 31-55 - Umuhigo udahari. Ibishoboka byo kudakora casco nibyingenzi kubagabo (45%), kubura umusanzu wambere - kubagore (20%).

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