Inyandiko y'igikombe: Ifaranga

Hejuru y'ibitekerezo.

Igitangwa cyamafaranga kubaturage ntikizarengana nta kimenyetso, none cyageze akanya gato iyo gitangiye kwigaragaza ahantu hose. Nzerekana ku mbonerahamwe nyinshi.

Ibiryo:

Igishushanyo imwe

Gukodesha (nigiciro cya 1Q. M Amazu arahinga):

Igishushanyo 2.

Ifaranga riteganijwe, igiciro cya lisansi (lisansi n'amavuta, gaze) birakura - iki kintu kirimo gukura - iki kintu kirimo kwiyongera ku isi, ndetse no mu bihe byose bidahwitse, ibiciro byakuze:

Igishushanyo 3.

Dore ifaranga riteganijwe muri Amerika nigiciro cya peteroli:

Igishushanyo Bane

... kandi igisubizo kiziguye kuri ibi ni ubwiyongere bwa leta ya Amerika nko kwerekana gutegereza ikindi gikorwa cyubukungu.

Igishushanyo bitanu

Kwitegereza abaguzi muri Amerika no mu Burayi byerekana ko icyifuzo cyatinze, cache uhereye kuri cheque muri Leta. Iyo gukingira bikubiyemo abantu benshi, iyi $$$ izajya mubukungu.

Noneho ikintu cyingenzi

Nizera ko iyi ari ingingo y'ingenzi kandi ku masoko, kandi cyane cyane ku isoko rya Dramokaraltal, kuko Ifaranga rishobora kuba 2.5-3.5%, na Us10y (Umusaruro w'igihe cy'imyaka 10) ntibishoboka kurenga 1.5-2%, bizashyiraho imvura y'ifaranga mu byuma:

• Iteganyagihe ryanjye ni gusubizwa zahabu hejuru ya $ 2000 (Gukura na $ 2200-2400) no gukura kwa feza hamwe nintego yegereye $ 32.
• Namuzaniye icyitegererezo cyunguka nyacyo vs zahabu:

Igishushanyo 6.

Byongeye kandi, kwiyongera gushika amafranga bizagira ingaruka ku yindi nganda:

• Ni akaga gusuzuma imigabane y'amashirahamwe y'ikoranabuhanga mu buryo bwikoranabuhanga bwikoranabuhanga, ariko hariho itandukaniro (Amazon (Amazon (Amzn), urugero, Microsoft) - Oya, kuko imwe yinjiza Uwiteka agaciro k'ibicuruzwa, nibindi bigurisha software nigicu).
• Ibiryo byo gucuruza, ibiryo byihuse, nabandi bagurisha abaturage ba ofilne barashobora gutsinda, kuko Margin yabo ni, nkitegeko, kwishyurwa kwishyurwa kubiciro byibicuruzwa, kandi birashobora guhindura izamuka ryibiciro kubaguzi niba ibiciro bizamuka hose.
• Amabanki n'amasosiyete y'ibicuruzwa, birumvikana ko azatsinda (arakura noneho kandi akura indi 10-25%).
• Kunganda, imikurire yimishahara nigiciro cyibikoresho fatizo ni cocktail mbi.

Byongeye kandi, gahunda y'ubuyobozi bwagade ni ukuzamura umushahara mibi mu gihugu. Ibi kandi ni inflogati (byongera ikiguzi no kugura imbaraga):

Igishushanyo 7.

Ingaruka zingingo ya kabiri hamwe nigisubizo cya Audilator

Ni ngombwa kubyumva:

• Ifaranga mu bicuruzwa nicyo kintu cyigihe gito, kandi kwiyongera kubiciro nyuma y'amezi 6-12. yishyuwe no gukura kwicyifuzo, ntegereje rero kwiyongera kwamafaranga, ntabwo ari ingaruka imyaka myinshi;

Igishushanyo umunani

• Isoko rishobora gutinywa n'ifaranga ryinshi, kandi ubwiyongere bw'ibiciro bizaba bigurishwa mu bubiko (butera amateka y'idolari badakomeye muri Werurwe-Kamena 2021);
• Gukura umushahara, umubare munini% nibintu bibi, nkuko ukeka (inguzanyo ihenze, ikiguzi cyagenwe), kandi iyi niyo mbaraga irenze intego 2% yagaburiwe. Isoko riratekereza ko igipimo kiziyongera muri 2023 gusa, kandi hano hazagomba byibura gushyira bidashoboka ko hazabaho cyane imigabane.

Morgan Stanley yamaze gusuzuma ifaranga muri Gicurasi 3,5%, ariko birashobora gusuzugura ibimenyetso:

Igishushanyo icyenda

Ariko hazabaho umubare muremure? Ntekereza ko nta.

• Nizera ko Fed itazazamura ibiciro - bamaze gutanga ko ifaranga rya 2.5% kuri bo ni ihame, niba arigihe gito. Kandi icy'ingenzi - niba uzamuye amafaranga mu bukungu kuri 0.5-1%, bizasenya cyane kubisabwa, ndatekereza rero ko kugenzura ibisabwa, kuzamura QE Pace.
• Ibi bivuze ko isoko rishobora kuzerera cyane mumezi abiri, ariko niba hari ikosora (kandi hano ntabwo ari 5%, na 10-15% na S & P, biguza neza ububiko.
• Kubera iki? - Kuberako biracyari abashoferi bashinzwe gukura, no kubaga kubiciro fatizo nibiryo nigihe gito.
• Ibipimo biri hejuru no mu rwego rwo hejuru mu bukungu bw'Amerika, hakurikijwe inkunga mu bijyanye n'abanyapolitiki kugira ngo tuganire ku misoro, ni ukuvuga ibintu bibi, "bibi, ibyiza" byokuza "nimpamvu ituma Amerika isoko.

Muyandi magambo, amakuru yerekana ko ategereje kuzamuka kw'ibiciro, birashobora kuganisha ku kugwa kwa USD kugeza kuri 1.25, biganisha ku gukurikiranwa n'ibikoresho by'ibiceri mu bice bibi, kandi iyo ifaranga rizajya mu bihugu 2 -2.5%, isoko ryimigabane rishobora kwerekana ubugororangingo bufatika (Werurwe-Gicurasi).

Mubyongeyeho, ubu amahirwe yamateka yo kugura igiterane mubice byagaciro nibigo bifitanye isano, kandi mugihe bikosowe muri Amerika, birakwiye kugura faam, bishobora kuba umushyitsi mukuru / kugura ibitabi birumvikana, kuko Imigabane iracyafite ubwishingizi bwo kwirinda ifaranga, kandi imibunda yo muri Amerika iri hejuru ya 2% ifite akamaro hamwe no gukira ibisabwa (kuko utegeka ko inguzanyo = igice cyimiterere mubihugu byateye imbere).

Iyi ni maneuver, naje gukina buhoro buhoro, kandi umuhamagaro wingenzi Macroeconomic:

• Ubu ndi mu buryo buhebuje mu bihe birebire n'ibigo bifitanye isano (Exxon (NYSE: CHEVER), Chevron (NYSE: FCORANT-MCMORANT-MCSEORT-NCSE: FCX ), nibindi), ntegereje ko amavuta azakomeza kurenga $ 60 na Brent, mbere yuko gukosorwa bibaye.
• Mfite umwanya wunguka muri Amazon na Alibaba (NYSE: BABA), inyungu mubindi faamg, ariko ndumva ko mbona ko kugurisha igice cyimigabane yumurenge ku gihinja cyamezi 2-3.
• Mu minsi yashize, ndambaza igihe kirekire muri zahabu, ifeza n'umutungo ufitanye isano nisaha y'amezi 6.
• Yaguze imigabane ya McDonald (NYSE: MCD) mwizuba :)

Ubu isura yanjye yumvikana neza (hanze yumvikanyweho), ariko kubitekerezo nkibi kandi urashobora kubona byinshi niba birimo kwishyuza. Tuzareba :)

Amahirwe masa kumasoko!

Soma ingingo zumwimerere kuri: gushora.com