Amadziwika kuti pali ndalama zachindunji komanso zolembedwa. Koma pali kusiyana kotani pakati pa malingaliro awa? Tiyeni tiyese kuzindikira izi ndikuwafotokozera.
Kodi pali kusiyana kotani pakati pa ndalama zowongoka komanso zojambula
Lingaliro ili la ndalama zomwe zili mu bizinesi zinali za izi: Mwini aliyense kapena wotsogolera adalakalaka atapeza mwayi wopeza ndalama, yemwe amapereka ndalama ndipo sanafunse zomwe zili kumapeto.Izi ndizachidziwikire, nthabwala, koma ndi kachigawo kakang'ono. Kumvetsetsa kwenikweni, kugwiritsa ntchito ndalama motsogozedwa ndi izi, yemweyo anganenedwe, imakhalanso gawo lalikulu pantchitoyo ndipo limatifunsa kuti azichita nawo kasamalidwe kawo. Ndiye kuti, ndalama zomwe zagwiritsidwa ntchito, amafunsa, ndikuwongolera izi.
Sikuti nthawi zonse kuwongolera ndalama zimapangidwa ndi ndalama. Mwachitsanzo, coca-cola imayika mtundu ndi maphikidwe mu count. Ndipo McDonalds, otsegula malo atsopano, amalimbikitsa ukadaulo wake kuti adye mwachangu.Monga kale, mwina, zolipiritsa mwachindunji ndi munthu payekha. Nthawi zambiri timakambirana za makonzedwe achindunji pakati pa omwe amapereka ndalama ndi bizinesi. Titha kunenedwa kuti ndalama mwachindunji ndizotengapo gawo mwachindunji kwa wogulitsa pantchitoyo.
Ndi ndalama mwachindunji, tikuchita mwanjira iliyonse. Tiyerekeze kuti mnansi adaganiza zotsegula zokambirana zagalimoto kapena chochepa kwambiri, adapempha ndalama, ndipo okonzeka, amene adawapatsa adakhala woyang'anira mwachindunji pamikhalidwe inayake.
Pafupifupi bizinesi yayikulu yamtsogolo imayamba ndi chinthu chaching'ono, kuchokera pamasitepe oyamba. Monga momwe, apulo ndi μicrosoft adayamba mu garaja, ndipo Facebook ndi Twitter ili mwa wophunzira hostel. Panthawi ina, makampani onse aang'ono awa adakopa ndalama zolipiritsa. Ndipo adakula, nakhala atsogoleri a mabiramo awo.Chosangalatsa kwambiri ndikuti anthu omwe adayamikiridwa omwe amayamikirana ndi lingaliro, adakhala Bilioaires, ndikupangabe kubetcha. Ili ndiye ndalama yayikulu kwambiri munthawi yathu ino - kukhala pa nthawi yoyenera komanso pamalo oyenera, ikani ndalama mu mtsogoleri wamtsogolo, ojambula kusintha miyoyo yathu kapena zojambula zina.
Padendefolio
Zojambulajambula ndi zovuta kwambiri, ndipo nthawi yomweyo, zosavuta kuposa kubisala. Amapangidwa pambuyo pake pakukula kwa bizinesi, akamakopa ndalama zokonzedwa kale, zitha kunenedwa kuti zimalepheretsa, ndipo maubale omwe ali ndi oyang'anira amakhala oyenera.
Chiyembekezo cha nkhani yokhudza kugawana ndi mgwirizano woyenera wopereka ndalama. Onse amene amagula mapepala opangidwa amakhala ndi ufulu womwewo.
Maloto a kayendetsedwe ka bizinesi amakwaniritsidwa: amabwera othandizira omwe amapereka ndalama ndipo mosayerekeza amatha kukopa zomwe zikuchitika. Ndipo funsani zomwe ndalama zomwe zimagwiritsidwa ntchito, pafupifupi sizingatheke konse. Kodi kuvota ndi ruble - kugulitsa zotetezeka ngati sakhutira ndi kasamalidwe ka bizinesi.
Kugula magawo wamba kumapereka ndalama ufulu wochita bizinesi kudzera mu msonkhano wapadera wa ogawana nawo. Koma sizokayikitsa kuti ndizosangalatsa kwa aliyense. Osachepera bola ngati kasamalidwe kalikonse makombelo ake.
Koma izi sizitanthauza kuti osewera nawo onse sakhudza kampaniyo. Ngati kampani ikugwira bwino ntchito, magawo ake ndi otsika mtengo, wina amabwera kudzagula bizinesi yonse, ndikupeza chitetezo pamsika. Ndipo ili ndi njira yachindunji yobwezera buku losayenera.Chilengedwe cha ntchentche ndi portfolio
Nthawi zambiri malire pakati pa zowongoka ndi ponterfoolio sangakhalepo, ndipo mtundu umodzi wa ndalama umatha kuyenda kupita kwina.Mwachitsanzo, pamavuto, monga zinaliri mu 1998 ku Russia, zotetezedwa zambiri za echelon yachiwiri idataya zakumwa zawo. Ndipo, osewera ochita ma stocky angachite zofuna kapena osavomerezeka adasinthira kwa eni padongosolo, kuchokera kwa ochita malonda - m'malo ogulitsa ndalama. Ambiri a iwo anali malo oyang'anira.Njira yosinthira ndiyotheka ngati gawo la ogulitsa ndalama limatha kwambiri ndi nkhani zatsopano. Ndipo izi sizili bwino nthawi zonse.
Ingoganizirani kuti wina nthawi ina atapereka ndalama chikwi chimodzi m'magawo a kampani yatsopanoyi, yomwe pambuyo pake idakhala Google. Mwinanso poyambira, ndalamazi zinali pafupifupi hafu ya bizinesi yonse. Ndipo, inde, adapereka ufulu wina wolamulira ndi kugwiritsa ntchito kampaniyo.Pang'onopang'ono, makampani amakopa atsopano komanso atsopano. Koma sizokayikitsa kuti tisayerekeze ololedwa koyamba, chifukwa mu ndalama, gawo lawo likukulirakulira. Mutha kuona momwe theka kapena lakhumi, kapena zana limodzi la likulu lovomerezeka la Google lero. Kodi nkoyenera kuda nkhawa za gawo lanu pa ndalama zotere?
Ngozi ndi phindu
Kugulitsa mwachindunji kumatha kubweretsa phindu lalikulu, koma amalumikizidwa ndi zoopsa zapamwamba. Kugulitsa pagawo kumatha kugulitsa mosavuta pazamwala, kutuluka, kuchepetsa zowonongeka ngati china chake chalakwika. Kupanda kutero, zinthu zili choncho. Gulitsani gawo mu bizinesi siophweka kwambiri. Ndipo ngati bizinesiyo siilendo yopanda tanthauzo, nthawi zambiri zimakhala zosatheka konse.
Pa ndalama mwachindunji, anthu amalandila ndi 20, ndi 30, ndi 50 peresenti pachaka, komanso, nchiyani, chomwe chimayitanidwa, kugwera pa golide. Koma nthawi yomweyo mutha kutaya zenizeni zonse zomwe zidayikidwa. Nthawi zambiri zimavomerezedwa kuti tikhulupirire kuti pafupifupi mabizinesi atsopano khumiwo amatseka chaka choyamba cha kukhalako.Kutetezedwa kwina kwa akatswiri otere, mwachindunji, osati mawerengero ochititsa chidwi - osati kokha kuwunika kwa ntchito, komanso kusokoneza mbiriyo. Pakakhala kuti palibe, koma mabizinesi khumi amasankhidwa, ndiye mwayi wotaya zonse ndi nthawi yomweyo. Ndipo mfundo yoti kuchokera ku malo osungirako a dziwe idzagwira ntchito, pamapeto pake zikuyenera kubisa ndalama zomwe zimagwirizanitsidwa ndi zolakwa ndi zolakwika.
Bizinesi yamtunduwu, ndiko kuti, kutengapo gawo kwa ndalama ndi ndalama mu bizinesi yakale, akatswiri azakudya amagwira ntchito yoyang'anira ndalama zambiri.
Kodi Mungapeze Bwanji?
Mwamwa, kuti muchite ku Russia kuti mugwiritse ntchito ndalama zambiri mwachindunji, kuti mugwiritse ntchito ndalama zapadera - ndikofunikira kupeza mawonekedwe a wogulitsa oyenerera. Kenako kugula ndalama zogwirizana ndi ndalama zogwirira ntchito limodzi ndi zotetezedwa zina zipezeka.
Koma muyenera kumvetsetsa kuti awa si mawu opanda pake. Mkhalidwe umafunikira kuti muwonetsetse kuti wogulitsa akudziwa ndi kumvetsetsa zomwe zimachita. Chifukwa chogulitsa ndalama zambiri zimagwirizanitsidwa ndi zoopsa zapamwamba.Kumbali ina, pansi paudindo wake, aliyense akhoza kutchulidwa kale, kuteteza ndalamazo kwa woyandikana nawo pagalimoto mu gareta posemphana, ndipo idzakhalanso ndalama mwachindunji.
Pofuna kuchitapo kanthu pantsfolio, muyenera kutsegula akaunti ya kumenyedwa ndikupezanso malonda ogulitsa masitolo. Koma anapereka zikalata zofunika kamodzi, wogulitsa amalandila zabwino zosatheka: Kugwiritsa ntchito ndalama ndi zotulutsa ndi zosavuta. Zimangokhala ngati bizinesi iliyonse, kuti apange chisankho choyenera chogulitsa.