M'miyezi isanu ndi umodzi yapitayo, ine ndi mkazi wanga timalowa m'madzi (1 miliyoni)
Tsopano tili ndi ngongole yaying'ono ya ₽ 250,000 komanso zokumana nazo zabwino zomwe ndikufuna kugawana ndi owerenga ADE.PE.
Zonse zidayamba ndi kuti tidaganiza zosintha nyumbayo
Odnushka mu nyumba yatsopano pansi pa pansi ndi mawindo m'bwalo. Titha kukambirana za zolakwa za nyumba zotere, koma tsopano sizokhudza izi. Sitinathenso kukhala komweko. Mwachizolowezi, ikani nyumba yogulitsira, koma pomwe iwo amayembekeza ogula, amayenda mozungulira mzindawo ndikuyang'ana nyumba yatsopano. Zidachitika kuti mu sabata tinapeza nyumba m'nyumba yamaloto. Maziko akale, koma denga lapamwamba, petrah, zabwino kwambiri mawu, ngakhale pakatikati. Vuto ndikuti sitinakhalepo ndi ndalama, ndipo mwiniwake sanafune kudikirira.
Tidawopa kuphonya mwayi wawo ndikupeza ngongole yoyamba
Sanataye, ndipo atangotsala pang'ono kunyamuka, pakati pa kuyenda adayimilira ndikuthamangira kukankha pepala. Mwana wamkazi adagona pakati pa ntchito.
Adaganiza zotenga ngongole. - miliyoni. Tinaganiza kuti timalalipira miyezi ingapo, kenako nyumba yathu yakale igulitsa ndipo timatseka ngongoleyo. Ndiwofunika kunena kuti, ngati nthabwala yakale yokhala ndi mahatchi ozungulira mu vacuum, zinthu zabwino zinali zochepa chabe m'malingaliro athu. Ngongoleyo idavomerezedwa ndi ife, ngakhale kuti mwangophunzira kwambiri (zinyalala, timaganiza kuti tikufuna kutseka chilichonse mu momuth). Nyumbayo idagulidwa, koma palibe amene adadzaona, milungu italimbikiti yotambalala kwa theka pozindikira kuti, zikuwoneka kuti.
Mavuto oyamba adayamba kale kugula nyumba yatsopano.
Ndidangomaliza kusamba kukhoma kuti ndiwone mapaipi amadzi adayikidwa. Zinapezeka kuti khomalo lidasungidwa ndikusamba. Pamodzi ndi khoma pansi, matayala ndi gawo lina la mgodi wa mpweya chinawonongeka.
Anali mu dziko lowopsa. Ingoganizirani nthawi yoyankhulirana ya Stalin, yomwe zaka 12 zomwe zidakhala msilikali kampani. Asirikali osayera kwambiri, achiwawa, owononga okhudzana ndi kuyeretsa. Ndipo zidzakhala theka la Bardaka yekhayo, yemwe timakumana nawo. Titha kulemba gawo lokonzanso ndalama zakale, motero ndidzangonena chinthu chimodzi: chifukwa chake simukadakonda kuyimbira nyumbayo. Zili ngati kuyesa kupita kukakhala m'chimbudzi cha anthu ku Shiri ya Rail.
Cholinga chimangotsukidwa ndi makoma ndipo pansi yokutidwa ndi chiuno chachikulu cha mkuwa. Tinali kuyembekezera zopitilira
Mtundu wathu wa chandelier. Ndi zabwino kuti eni akale, akuchoka, adagwera malirime awa. Zidapezeka pafupifupi.
Nyumbayo idangokhalabe malire a maloto, koma tsopano tidamvetsetsa chifukwa chake adafuna kugulitsa mwachangu komanso wotsika mtengo. Makoma adakutidwa ndi ife, utsi wa ndudu udapangidwa ndi mipata pansi kuchokera kwa oyandikana nawo kuchokera pansi, mpweya wabwino m'bafa zidasowa. Ndipo eni okalamba adatha kupirira chilichonse, kuphatikiza chandeliers, okonda chimbudzi, amasintha ndi kutembenuka. Panalibe ndalama yokonza, ndipo tinaganiza zotenga ngongole. Zachidziwikire, ndi ngongole yanyumba, palibe banki yomwe ikanavomereza banki, kotero ndidangogwiritsa ntchito kirediti kadi yomwe ndidapatsidwa miyezi ingapo yapitayo. Palibe chisankho chopambana, chidwi chomwe chilipo ndi chachikulu, kuyambira 25% pambuyo pa kutha kwa nthawi ya chisomo, koma timangofunika izi zikwi 100 izi, popeza malipiro ambiri amapereka ndalama zobwereketsa.
Ndalama zidapitilira sabata, ndipo kukonza sikunakhale patsogolo
Chidebe ichi chinali bafa yathu, kumira, ndipo nthawi zina ena amapitilira milungu iwiri.
Amene adakonza, akudziwa kuti zili ngati tsoka lachilengedwe. Imodzi imalira wina, osawona wina aliyense pamphepete. Pansi, makhoma, matayala m'bafa, apulosi kukhitchini, khitchiniyo pakhitchini, khitchiniyo pa kukhitchiniyo. Chifukwa chake, tinkafunikira malo komwe mungayende. Damn amadziwa zomwe tidaganizirapo (kwambiri, timangofuna kusintha kwambiri), koma tidagwiritsa ntchito ndi khadi yachiwiri ya ngongole. Nthawi ino khadi ya mkazi. Ngongole ina yokwana 150 idakwera mpaka 4 miliyoni, ndipo ndikuchulukitsa kuchuluka kwa mphindi 4.5 miliyoni pamwezi ndikofunikira kuti mupereke 35 miliyoni, panali chidwi pa mphuno pabanki. Koma pamapeto pake tidatha kuletsa kukonza kosavuta komanso kusuntha.
Zinadziwika kuti kugulitsa kumachedwa, ndipo palibe ndalama zomwe zatsala ngakhale chakudya
Panalibe ndalama zosinthira ndi galimoto, motero zinthu zomwe tidaziika maphwando ang'ono usiku panjinga la ana komanso kung'ung'udza kwathu.
Apa tinazindikira kuti tsopano tafika. Kugulitsa nyumba yakale sikunasunthe. Nthawi ya Chisomo pa Banknotes idatha, mpaka 35 zokha zomwe zidawonjezedwa 5.5 Malipiro a pamwezi pamwezi. Chifukwa chake tapereka mizimu ₽ 46 . Chotsani pamsewu wopita kuntchito, chindapusa cha mafoni ndi intaneti, ndipo ndi china chake. Ine ndi mkazi wanga tinali nditabwera, ndinakhala ndi chikonzero chopita m'thumba la ndalama.
Ndi ngongole yanyumba, mpaka pano sitingachite kalikonse, kotero chinthu choyamba chidabwera makhadi a ngongole. Ndipo adalowa modekha
Kutalika komwe mwana wamkazi amakhala miyezi ingapo. M'malo mwake, ichi ndi khitchini, osati ana, koma kunalibe malo ena oyera m'nyumba panthawiyo.
Mwachidziwikire, sizinathe kupitilizabe. Ngongole zimayenera kupatsidwa, kuwonjezera apo, mwachangu. Ndi kukonza - kumaliza. Zimapezeka kuti mutha kumasula ndalama zambiri ngati mutsatira malamulo osavuta.
- Osapita kumalo osungira tsiku ndi tsiku, ndikugula zinthu kwa sabata limodzi. Izi zisanachitike, ndinathamangira ku shopu kunyumba pafupifupi tsiku lililonse. 1.5 Nthawi 1 1. Zikuwoneka kuti palibe chapadera, koma pa sabata ndidatuluka 10,000. Kusintha kugula kotereku kwa kampeni imodzi, ndidasunga ₽ 5,000, popeza zogulitsa za sabata idatuluka mu ₽ 4.89 zikwi.
- Osagula zinthu za Nachom mu sitolo yodula, koma kuti mupeze mitengo m'masitolo komanso m'misika. Choyamba - nyama: zimatengera pakati pakugwiritsa ntchito ndalama zilizonse. M'masitolo akuluakulu 1 makilogalamu a ng'ombe zabwino ₽ 450-630. Banja la anthu 3 patsiku limafunikira pafupifupi 1.5 makilogalamu. Zili choncho kuti ilinso ₽ 6.5 zikwi chimodzi pa sabata. Ngati titenga nyama yokwanira ndi nyama yatsopano ndikuwumitsa magawo, mutha kuchepetsa ndalama zokwana ₽ 3,2.
- Osamapulumutsa zinthu m'chiyembekezo kuti adzasowa, koma gulitsa chilichonse chomwe chimagona kunyumba kwa miyezi isanu ndi umodzi. M'mbuyomu, zinthu zosafunikira tidagawana ndi abwenzi, makolo kapena amangopitilira khonde. Tsopano ndakhala ndikufufuza kwakukulu - phindu lomwe zinthu zambiri zimagona pambuyo poyenda mabokosi. Zinapezeka kuti njinga ya ana, maovololo ndi nyumba zimagulitsidwa bwino. Ndidapaka utoto ndi kamera yakale ya makamera ndi ma jekete, ndipo mkazi wanga adapereka zodzikongoletsera zomwe ndidazimitsa. Paubululu wa Banja, adaganiza zogulitsanso ndi iPad, yomwe, chifukwa cha mafoni, palibe amene amagwiritsidwa ntchito. Zotsatira zake, tinali otha kudziunjikira ndalama zokwanira kuti titseke chimodzi mwazovala. Ngongole ya ₽ 100,000 ndi pamwezi mu kuchuluka kwa ₽ 5.5,000.
- Osagula zida, ndikung'amba kapena kufunsa wina kwakanthawi. Zili ngati ipad, yomwe inali yagona ndi katundu wakufa pafupifupi zaka 1.5. Kutsuka kwabwino kutsuka kuti mupange kuyeretsa, kubowola, chopota, screwdriver. Ndidatenga njira yonse yokonza ndikuyenda. Ndinafunikira zinthu zonsezi nthawi zonse 1-2, koma sindinapitirire ₽ masauzande ambiri pa chilichonse.
- Osaphatikizapo mabatire okwanira mphamvu zonse ndikuzigwiritsa ntchito kuzizira. Tinali ndi mwayi kuti madzi ndi mitate mita amaikidwa mu nyumba zonse. Tatsala pang'ono kukhota mabatire, timaika zinthu zonse zofunda zomwe zinali mnyumbayo, ndikuwoloka mabiliyoni 1.5,000.
- Osathira madzi mosagonjera, koma muziwononga ndi malingaliro. Ichi ndi muyeso womwe umachitika mwadzidzidzi, koma tinthu tating'ono timadetsa kamodzi pa sabata, kuwononga madzi otsika mtengo: adagula chida chapadera chomwe simuyenera kusambitsa mbale. Zachidziwikire, timagwiritsa ntchito kusamba tsiku ndi tsiku, koma osamba, adakana. Mwana wanga wamkazi nawonso sanasambe, koma ufa wam'masamba. Zonsezi zitha kuwoneka zazing'ono, koma kuchuluka m'malo mwa ma ₽ 11 zikwi zokwanira pa nyumba ziwiri zomwe timalipira zikwi 4,000.
- M'malo mwa zinthu, osagula atsopano. Monga munthu aliyense, Jeans atatali kuposa miyezi ingapo sakhala ndi moyo. Anavala pakati pa miyendo, mawondo amatsukidwa. Nthawi zambiri ndimangogula zatsopano, ndipo zonse zidapita kwa ine. Tsopano, pamene mathalauza otsatira atabuluka, ndinangogula singano ndi ulusi. Komanso ndalama zabwino.
Tinakhala miyezi itatu ndipo tinathyoka
Mwana wamkazi adasuntha ndi kama m'chipinda chogona. Ndipo kukhitchini, pamene wopanga mutu "amadzitengera yekha, kenako ndalama zonse zomwe zapulumutsidwa kwinakwake."
Zachidziwikire, zinali zotheka kupempha thandizo kwa makolo ndi abwenzi, koma tikhulupirira kuti amagwiritsa ntchito ndalama, kuti agwere, motero kupita kwao. Ndipo zopotozedwa bwino mpaka banki idawonjezera ngongole pa khadi la mkazi wake. Komanso kuphatikiza ₽ 50,000 pofika nthawi imeneyo tidatopa kale kusiya chilichonse, kuti asathane. Ndalama zidawulukira m'masiku angapo, ndipo sindingakumbukirenso chimodzimodzi. Komabe, tili ndi vuto laling'ono ndipo tinayambiranso. Komanso kulandira. Zachidziwikire, ngati simugwiritsa ntchito makumi asanu ake. Ndikokwanira 1-2 pa sabata kuti mudzipereke nokha mwayi wogwiritsa ntchito ndalama pazokha kuti musaswe lalikulu.
Kugulitsa nyumbayo sikunathetse mavuto athu, ngakhale zidakhala zosavuta
Chipinda chino chikuyembekezerabe koloko. Pakadali pano, zomangamanga zonse ndi zonyansa zimalira pano. Monga nthawi zonse, chinsinsi cha nyumba zomangidwa bwino ndi zipinda 1 ndikuti chipinda cha 2-chogona.
Popita nthawi, tinapeza wogula nyumba, koma, mwachangu kuti mugulitse, adakwanitsa kuchepetsa mtengo wake, motero sindinkatseka ngongole zonse. Koma atabweza bwino ngongole zanyumba zambiri zomwe timavomereza ngongole. Tinatha kutseka kirediti kadi ndi kubera kwa 23% pamwezi. Inde, ndipo "aulere" pang'ono pa kukonza kosatha. Tsopano tiyenera kukhala ndi mabanki № 250,000. Kulipira pamwezi, umodzi ₽ 5.8,000 ndi zopindika. Chifukwa chake, mwina, posachedwa, mudzatsekereza ndi zikwi za 170, kuti mudzatsirize kusuntha. Mwina tidzabwera komweko, koma sitikudziwa kale momwe tingathetsedwe nawo.
Titha kuganiza kuti chipinda chachikulu cha nyumbayo chakonzeka. Kukhitchini tsopano pali njira, kumira, pansi, batire yatsopano komanso ngakhale kulongosola mutu.
Sititchulapo aliyense kuti atitsatire, koma zidzakhala zabwino ngati izi ndizothandiza kwa munthu wina, chifukwa tonsefe timakumana m'mavuto, osafuna. Ndipo ngati muli ndi maupangiri angapo pazachuma ogwira mtima, tidzakhala okondwa kuti tidzawawerenga.