Amalonda pawokha, ovomerezeka ndi osaphunzira ayenera kukhala ndi nthawi yolipira ndalama zokakamiza inshuwaransi za 2020 mpaka March 1. Momwe mungawerengere kuchuluka kwa msonkho, momwe mungalipire, ndipo omwe amasulidwa kwa iye, adauza mu minde ya urbk ya FSZN, Tut.by.
Momwe mungawerengere kukula kwa zoperekazo
Makina a inshuwaransi akuyenera kugwiritsidwa ntchito posachedwa kuposa Marichi 1, 2021.Akatswiri aliyense payekhapayekha, maloya ndi zolemba zomwe amazindikira momwe mitengo ya inshuwaransi imalipira. Mkhalidwe waukulu ndi kuchuluka kumeneku sikuyenera kukhala pansi pa malipiro osachepera. Kuchuluka kwa zoperekazo ndi 35% ya malipiro ochepera (29% amapita ku penshoni, 6% ya 6% yotsala ya Inshuwaransi) imauzidwa mu Minsk City Adminity Adminity Adminity Adminity Admining Symment.
Masiku ano, ip, zosungira ndi maloya ziyenera kulipira ndalama zopereka kwa miyezi 12 kupita ku bajeti ya FSZN, koma kwa nthawi yayitali yogwirira ntchito ndalama. Mwachidule, pa nthawi yomwe sanagwiritsidwe ntchito, zopereka sizingalipire.
Kuchuluka kwa zopereka zochepa ndi 35% ya malipiro ochepera. Ngati ntchitoyi itachitika chaka chonse, kwa IP, maloya, osawerengera ndalama zochepa za 2020 ndi 1584.4.
Mu Januwale-Okutobala, malipiro wamba amatengedwa mu ma ruble a 375, zopereka kwa miyezi 10 zimapezeka ku 1312.5 Rubles (375) ndi 35% ndi miyezi 10). Ndipo mu Novembala ndi Disembala, "ochepera" anali ndi ma ruble a 388.42, m'miyezi iwiriyi ndikofunikira kulipira ma ruble 271.9.
Kuwerengera ndalama za inshuwaransi ku FSZN, mutha kugwiritsa ntchito chowerengera chapadera patsamba la Thupi.
Momwe Mungalipira
Mu Minsk Labani, FSZN akuti ndizotheka kubweza zopereka ku Banks - kuphatikizapo pama deals, kudzera mu ma ATM, komanso kudzera mu erap.
Ku Yerip, ndikofunikira kusankha: mtundu wa fszn wolipirira-kuti alembetse nambala ya olipira kwa FSZN (palibe chifukwa chosokonekera osavomerezeka), lembani kuchuluka kwa malipiro. Mutha kuwerenga zambiri patsamba la Thupi.
Mwa njira zina, momwe mungapererere zopereka - pa QR-code m'matumbo (ntchitoyi imapezeka kwa makasitomala oposa 10 mabanki), komanso pogwiritsa ntchito mabanki, pabpay.
Kodi chidzachitike ndi chiyani ngati ndalama
"Kuchuluka kwa zopereka zomwe sizinapangidwe panthawi ya maziko kumawonongeka. Kuchuluka kwa mabatani tsiku lililonse kwachedwa (kuphatikizapo tsiku lolipira) kuchuluka kwa 1/360 ya banki yotsitsimutsa kwa National Bank, ndikutsatira tsiku lobweza, limafotokozedwanso mu makonzedwe a Minsk a FSN. - Pakakhala ndalama zopereka ngongole pazolipira pa bajeti ya maziko, zimachitika ndikuwonjezera kubwezeretsa chuma cha wobwereketsa m'malamulo. "Amene amatulutsidwa kuti alipire zopereka
Kulipira ndalama za inshuwaransi, IPS, zomwe zimachitika nthawi yomweyo ndi ntchito zamalonda:
- khalani nawo ubale wogwira;
- Kodi eni malo (ophunzira, oyambitsa mabungwe aovomerezeka ndikugwira ntchito za atsogoleri a madongosolo alamulo awa komanso ndalama zomwe zingalimbikitsidwe malinga ndi malamulo;
- akulandira penshoni;
- khalani ndi ufulu wololera wosamalira mwana wazaka zitatu;
- Landirani ntchito yophunzitsa, yachiwiri, maphunziro apamwamba m'maphunziro;
- Kutenga nawo mbali pakukonzanso ntchito zamaphunziro apadziko lonse lapansi a EU.
Ngati tikulankhula za masabata ndi owotcha, ndiye kuti ndalama zopereka zokakamizana ziperekedwe kwa omwe alandila penshoni kapena ali patchuthi kuti asamalire mwana mpaka zaka zitatu.
Komanso ngati nkotheka kulipira kuposa dongosolo lochepera
IP, yomwe imadodometsedwa ndi kukula kwa penshoni yawo yamtsogolo, imatha kulipira zopereka zoposa 35% yachepa, zonsezi tsopano komanso atasintha. Kuchuluka kwake kuti apange zoperekazo ndikwakuti, pankhaniyi, amadzidalira ndalama zawo ayi. Komabe, ambiri a SP pafupifupi 95% - amapereka zochotsa ku FSzn pa thabwa pansi.Kodi ndi chiyani china chofunikira kudziwa za zopereka
Mu minsk makonzedwe oyang'anira, FSZN samalani ndi mfundo yofunika pa mitengo ya inshuwaransi.
- Nthawi yokwanira (yosalipirika) pazochita zawo zomwe amalipira zimatsimikizira popereka lipoti la mabungwe a Boma la Merzk ku FSZN pa malo olembetsa (m'madipatino ofotokoza za FSZN, ngati zitapita panjira zina. - Mkonzi.) kapena kudzera pa zikalata zaokha. .
Pulogalamu yolowera ya malembedwe a akaunti yanu imatha kupezeka patsamba la FSZN komanso pa korterate portel.
- Chidziwitso cholipira zoperekazo, komanso kuti mudzaze ndi kutumiza mawonekedwe a PU-3, mutha kupezeka m'madipatimenti a Speanicle City (Minsk, Ul. 113 ; telefoni 017-352 --010). Komanso dipatimenti ya kufunsana kudzera mu ntchito ya zoom imachitika muulere wa Wengumi, dongosolo lawo likhoza kupezeka pa webusaite ya FSZN (apa, mwachitsanzo, Webinirs kwa February). Tut.by.