Munthawi yazachuma, anthu aku Russia omwe amasunga safunafuna ndalama zambiri kuti alandire ndalama zowonjezera, kuchuluka kwa kuchuluka kwake kuteteza ndalama zambiri ku inflation. Chifukwa cha kuchepetsedwa kwa ma Curctions operekedwa ndi mabanki, chidwi cha madongosolo sichingatsimikizire kuwonjezeka kwakukulu kwa ndalama.
Chifukwa chake, posachedwa, nzika zinayamba kupeza zida zabwino kwambiri zopindulitsa zokhazokha, zomwe akaunti yanyumba imadziwika (IIS).
Kodi Iis imagwira ntchito bwanji?
Akaunti yapaderayi yapadera yomwe imagwiritsidwa ntchito poyendetsa chitetezo. Zimakupatsani mwayi wopeza zochulukirapo popanga bank, mwa kupeza zochotsa msonkho ku boma ndi zomwe amayembekeza ndalama zomwe zapezedwa.Nkhani yapadera yodziwika bwino imatha kutsegula nzika za ku Russia, zomwe zikupezeka kugula magawo, makampani ogwirira ntchito ndi chitetezo china. Mu ak mipiringidzo, mutha kutsegula banki, kubwezeretsanso ndikuwongolera maakaunti ogulitsa pa intaneti osachoka kunyumba.
Ndondomeko:
- Tsegulani ndikubwezeretsa Jes mu AK Bar ndi banki yaulere. Pangani zitheke.
- Gulani zotetezera kudzera mu mbiri yomalizidwa kapena mwanzeru.
- Pezani ndalama zomwe zimaperekedwa mu mawonekedwe a zolembedwa kapena ma coupons. Kuphatikiza apo, wogulitsa yemwe ali ndi ntchito yovomerezeka ndi chaka chilichonse kuchotsera msonkho wa 13% (mpaka ma ruble 52).
- Pamene nthawi yovomerezeka ya iis idzatha, ndi ndalama zawo ndipo ndalama zomwe zidalandilidwa.
Mitengo ya AK Bank ndi IIS
- SURFFI IIS "SAMULO YOPHUNZITSIRA"
- Taroff IIS "otetezeka"
- IIS imatha kutsegula munthu wamkulu yekha, yemwe nthawi yomweyo amakhala mmisonkho komanso nzika ya Russian Federation;
- Imodzi yakuthupi ili ndi akaunti imodzi yokhayokha;
- Pa iis imodzi simungaphatikize mitundu iwiri ya zodula;
- Akaunti yocheperako ya akaunti ndi zaka zitatu (ndi kutseka kwa IIS, kasitomala amataya misonkho);
- Mutha kubwezeretsanso akauntiyo mu ndalama zapadziko lonse mu kuchuluka kwa ma ruble 1 miliyoni nthawi ya kalendala;
- Mwini wake yekhayo amatha kupanga ndalama molunjika ku banki yake.
- Mtundu wokhazikika wa 13% ya kuchuluka kwa ndalama zomwe zimapangidwira mu chaka (mpaka ma ruble 400,000), koma osatinso ndalama zomwe zimaperekedwa ndi kasitomala wa NDFL pachaka).
- Kuchotsera kwa mtundu wa B - ndalama zomwe zalandilidwa pa chitetezo sizikugwirizana ndi msonkho wa 13%.
- mgwirizano pakutsegulidwa kwa IIS;
- Thandizani 2-ntfl kuchokera ku dipatimenti yowerengera ndalama zomwe zimasungidwa kuchokera kwa wogwira ntchito (kuchuluka kwake ndikubwezedwa ndi kuchotsera);
- Chilengezo cha msonkho wa 3-ndfl, chomwe chingachitike pa akaunti yanu pandekha pa Nalog.ru;
- Malipoti a Broker, madongosolo olipira kuchokera ku bungwe la banki, zikalata zina zomwe zimatsimikizira kuyambitsa ndalama kwa iis;
- Kugwiritsa ntchito kubweza kwa msonkho womwe akauntiyo imasonyezera kuti isamutse ndalama.
Zolemba zomwe zasonkhanitsidwa zitha kuperekedwa ndi njira iliyonse yabwino:
- payekha mu gulu la msonkho;
- Pa webusaitii ya msonkho wa ku Russia Nalog.ru;
- Mothandizidwa ndi NDFKA (Akbarsndflfl.ru).
Momwe mungabwezeretse nkhaniyo?
Makasitomala amatha kubwezeretsanso IIS ndi malipiro amodzi kapena ma tranche ang'ono nthawi iliyonse. Ndikofunika kukumbukira kukumbukira kuti pa kalendala yomwe simungathe kuwononga ma ruble opitilira 1 miliyoni.Mutha kubwezeretsanso akaunti yanu yogulitsa ndalama.Akbars.ru/iis mu tabu yofananira. Wosuta adzafunika kutchula nambala ya akaunti, msika (wosasunthika kapena wachangu), wathunthu. Mukamalipira kuchokera ku khadi la banki ya AK, Commission siyilipidwa.
Muthanso kupanga ndalama pa IISnso mu akaunti yanu yam'manja kapena pa intaneti "ak online".
Kodi mungabweretse bwanji ndalama ku akaunti yanu?
Kuchokera pa akauntiyo, ndalama zitha kukhala kutali kwambiri kudzera pa intaneti ya ak. Kasitomala amafunikira kutseka IIS ndikulumikizanso akaunti kapena khadi kuti asamuke ndalama.
Ngati wogulitsayo asankha kuthetsa mgwirizano kwa zaka zitatu kuyambira tsiku lotsegula akaunti, sichingawerengere misonkho ku Boma. Chifukwa chake, zopereka msonkho zidalandiridwa nthawi imeneyi, poganizira zabwinozo, zikufunika kubwerera.
Ngati Iis atseka patatha zaka zitatu atatsegulira, kasitomala akhoza kubwezeretsanso ndalama zomwe walandira kuti zibweretse ku banki. Izi zitha kuchitika kudzera mu banki kapena pa intaneti, komanso kulumikizana ndi dipatimenti.
Ndingatseke bwanji ndikupeza ndalama?
Ndalama zomwe zili muakaunti zitha kuwonetsedwa pa akaunti ya Metage (tsegulani dzina la kasitomala) kapena sinthani ndalama. Kuti titseke IIS, ndikofunikira kudziwitsa za broker za cholinga chake (likhale lofunikira kuti mulumikizane ndi ofesiyo). Kugwiritsa ntchito dzina la broker kumafunikira kufotokozedwa komwe ndalama zidzawonetsedwa kapena katundu wopezeka.
Monga lamulo, kutseka kwa IIS kumafunikira kuyambira masiku atatu mpaka mwezi umodzi. Munthawi imeneyi, broker imafotokoza bwino za fts ngati kasitomala amagwiritsidwa ntchito ndi misonkho, komanso amawerengera ndikusunga misonkho, zomwe zimasamutsidwa ku akaunti yomwe yatchulidwa.
Chonde dziwani kuti kuyambira nthawi yogwiritsa ntchito iis, kasitomala sangakhalenso wopanga ndikusangalala ndi akaunti yanu.