Mabanki a Central Central amawopa kwambiri chifukwa cha kufalikira kwa osadziwika komanso zachinsinsi, zomwe zili ngati ndalama zawo zapa digito. Nthawi yomweyo, palibe mutu wa Bank of Central Bank amadziwa, chifukwa chiyani dzikolo likufuna CBDC
M'malo mwa CBDC, mumafunikira "Cash"
Katswiri wazachuma, wofufuza za Sukulu ya Copenhagen Sukulu ya Bizinesi, Lars Christensen ali ndi chidaliro kuti mabanki apakati samazindikira chifukwa chake amafunikira ndalama za digito (CBDC), zomwe zingafanane ndi ndalama zopitilira muyeso. Adanenanso izi patsamba lake pa Twitter, komwe adafotokoza mwatsatanetsatane.
Lowani nawo njira yathu ya Telegram telel kuti mudziwe zomwe zidalipo za Crypton.
Malinga ndi a Kristensen, mabanki a Central Central akufuna kuti akwaniritse zofuna za ogula za ndalama zamagetsi. Panthawi ya mliri, ndalama zamagetsi zakula kangapo kangapo, koma sikuti mabanki onse anali okonzeka kukonza zochitika zingapo. Kristensen amakhulupirira kuti kuthetsa vutoli, ndalama za digile yapakati sikofunikira (CBDC). Ikuganiza kuti kugwiritsa ntchito digito (CBD Cash).
Katswiri amafuna kusintha njira yamagetsi yokwanira kuwerengera pakati pa ogwiritsa ntchito ndi mabanki. Pachifukwa ichi, nzika ili yonse, bizinesi kapena kampani iyenera kulembetsa chikwama chake chamagetsi kuti ndalama zakubanki zilandiridwe pa kusamutsa ndalama. Nthawi yomweyo, mabanki sayenera kuyitanitsa Commission kutanthauzira kapena iyenera kukhala zero. Ogwiritsa ntchito okha amatha kusinthana ndalama zamagetsi pamakampani ena kapena ndalama.
Kristensen amakhulupirira kuti kupatsidwa ndalama zamagetsi kuyenera kuwongoleredwa, kotero titha kutenga njira yopanga zopanga zopanga. Koma kuchuluka kwa kutulutsa kumatsimikizika ndi banki yapakati.
Njira yotere, malinga ndi katswiriyu, ilola kuti mabanki athandize kukonza ndalama za mayiko, komanso kuchepetsa kuchuluka kwa ndalama za pepala.
Banks apezanso moni
Katswiri wachuma ndi wolemba mbiri wakale a George Senegin akukhulupirira kuti kugwiritsa ntchito njira ya CBD kudzathandizanso anthu akuluakulu kuwongolera ndalama, block wallets.
Pakadali pano, ngakhale kapena akatswiri kapena okhawo omwe sanakumbukire pa akaunti ya CBDC. Komabe, banki yayikulu ikugwira ntchito mwachangu pa chitukuko cha ndalama za digito, ndipo mayiko ena amayesedwa kale ndi CBDC.
Chifukwa chake, ku Japan, ayamba kale kuyesa ndalama zawo za digito. Maiko angapo monga Turkey, Germany ndi ena akutukuka.
Mtsogoleri wopanda malire pamtunduwu amakhalanso China, zomwe zamaliza kale kuyesedwa kwa digito Yuan. Russia ikuyang'anabe ku CBDC ndipo sikufulumira ndikukhazikitsa kwa ruble ya digito.
Kodi chuma cha Russia chikusintha bwanji, ngati CBDC imapangidwa ndikumasulidwa kumsika, werengani pano.
Mabanki a Post Alibe Chifukwa Chomwe Afuna Cbdc - Woyamba pa Beennrypto.