Tinauza chaka ichi chaka chatha. Khotilo linapempha Tatyana kuchokera ku Minskanka ndi mwana wake wamkazi wazaka zinayi kuti amasule nyumba yogulidwa mwatsopano komwe mayiyo adakwanitsa kukonza. Chiwopsezo cha osaarium chinali cholakwika cha notary - mtsikana wachichepere yemwe sanawone pakupanga cholowa chake kuti nyumbayo idayesedwa kwa munthu wina. Pambuyo pa nkhaniyi, mlanduwo unapita ku Khothi Lalikulu ndipo adawaganizira. Pakadali pano, wolowa m'malo wolumikizana ndi dzina lake. Amadandaula: Chifukwa chiyani anthu anazindikira ubalewo kukhotilo konse wokhudzidwa ndi zolakwika za munthu wina? Ndipo kodi ndani adzaudindo?
Vuto lidatuluka
Kumbukirani momwe zochitikira zidachitikira. Mu 2016, Tatiana amagula kagulu kakang'ono kameneka mnyumba yakale ku Kizhevatov Street ku Minsk. Nyumba yokhumudwitsa, koma mtengo wake ndi wokongola kwambiri - $ 35,000 pamlingo. Wogulitsa ndiye mwamunayo wotchedwa Mykola, yemwe posachedwapa adamasulidwa m'ndende. Pamodzi ndi a Genency of Encren Exenter "molnar". Oyang'anira enieni amatsimikizira kuti nyumbayo imayeretsedwa mwalamulo, kuthandizidwa ndi kapangidwe ka zikalata, tengani $ 1,000 chifukwa cha ntchito zawo. Mwezi utatha kugulitsa, Tatiana amabwera kunyumba ndipo amapeza cholembera pakhomo ndi mawu akuti "nyumba iyi siyogulitsa."
Mlanduwo umayambitsa chowonadi chododometsa. Idafika kuti nyumba yachipinda ziwiri za Kizhevatov zinaliri za mayi wachikulire, A Antonina Petrovna, yemwe mu 2005, zaka zochepa asanamwalire, adatenga nyumba ndi Niene Naine Mikhailovna. Chifukwa chake, Nikolai (mwana wa Aronina Petrovna, yemwe anali kundende) adatsala opanda cholowa. Nina Mikhailovna amatanthauza kuwonongeka kwa Office No. 2 mwa oktykyky chigawo cha minsk ndi mawu onena za kuperekera satifiketi ya malamulo. Zowona, samatenga satifiketi ya manja ndipo kwa zaka zambiri sizipanga nyumbayo m'nyumba.
Mu 2016, Nikolai amabwera m'ndende ndipo amatembenukira ku ofesi yomweyo, komwe adapatsidwa satifiketi yoyenera cholowa monga wachibale wa womwalirayo. Pali cholakwika chapamwamba pano - popereka chikalata, chosatanira sanawone kuti zaka eyiti zapitazo, cholowa cholowa cha Nina Mikhailovna, m'bale wa Nicholas. Posakhalitsa pa Ufulu wa Mwiniwake, munthu amagulitsa nyumba ya Tatiana, ndipo zomwe zinachitika, tikudziwa kale.
Khothi Lalikulu: Anaphwanya Ufulu wa Wokhazikika
Mu 2019, khothi la Chigawo cha Oktykyky chimavomereza chosavomerezeka cha Nicholas kumanja kwa cholowa. Malinga ndi unyolo, kugulitsa kwa mgwirizano ndi kulembetsa kwa kusamutsa umwini wa Tatiana ndiwosavomerezeka. Umwini wa nyumbayo umadziwika kuti Nina Mikhailovna mu dongosolo la cholowa ndi chifuniro. Pambuyo pake, Khothi la Upen limasiya lingaliro la chigawo.
Kenako panali lingaliro la nkhaniyo pa Onliner. Ndipo tsopano, mosayembekezereka, wachiwiritsa wa Khoti Lalikulu Andrei Bunk amapanga zionetsero, zomwe zikuwonetsa: ufulu wa Tatiana ukuphwanyidwa monga wopeza wokhazikika. Mlanduwo watumizidwa ku Reviation. Mu Novembala 2020, bwalo la The Oktyky chigawo la Oktyky limalengeza chisankho chatsopano: kukana nina mikhalovna ponena. Izi zikutanthauza kuti nyumbayi ikakhalabe ku Tatiana, aliyense wamwamuna ndi mwana wawo wamwamuna amayesedwa kuchokera kunyumba zogulidwa mwalamulo. Zowona, chigonjetso ndikukondwerera molawirira. Kutsogolo akadali bwalo lamng'ono.
"Mukufuna kuti ndisasinthe mwachangu?"
Ndipo wolowa m'malo wa chifuno ndi chiyani? Chaka chapitacho, sitinapeze nina Mikhailovna, koma m'nkhani yolembedwa idalonjeza kuti ikumupatsa mawu ngati akufunika kulumikizana ndi zochitika zitolankhani ndikukhazikitsa zochitika. Ndipo posachedwa, mkaziyo adabwera kwa mkonzi. Anamuuza kuti bwanji osafulumira kulembetsa ufulu wa umwini ndipo zikuwoneka ngati zachilendo pankhaniyi.
- A A Antonina Petrovna, mayi wa msuweni wanga, nthawi zambiri ankabwereza kuti Nikolai sanali wabwino. Lumikizanani nawo gulu. Zachidziwikire, adadandaula kuti Mwanayo akhoza kukhala wopanda denga pamwamba pa mutu wake. Chifukwa chake, ndidaganiza zochoka kuchimwa ku dzina langa. Iye anali wodekha. Ndinavomereza kuti Nikolai adzakhala mu nyumba iyi momwe iye amafunira, koma moyang'aniridwa. Ndipo iye, inde, amadziwa za mgwirizanowu. A Antonia amwalira mu Novembala 2008, ndipo mu February Nikolai ali m'ndende.
Tsopano sindinapange bwanji nyumbayo zaka zonsezi. Mukuwona, Nikolai adakhala wakupha. Sindinkafuna kuti aganize kuti ndisankha mafunso ake kumbuyo kwake. Ndimaganiza kuti zituluka, timapita ku notinary tonse pamodzi, tidzapereka ufulu - awone kuti sindinabisa chilichonse. Ndafunsa kale notidary pakafunika kuyika nyumba munyumbayo. Yankho linatsatiridwa kuti: "Lamulo silinakhazikitsidwe ndi lamulo, zichitike zaka 100."
Mu February 2016, Nikolay akubwera m'ndende. Pa Ogasiti 17, ndimatilemba mu ofesi yonyansa. Ndipo kenako ndimazindikira kuti nyumbayo idagulitsidwa kale. Popanda kufunsana ndi ine, mu June nayenso adapita kwa novary ndikupereka ufulu kukhala cholowa monga wachibale wapafupi wa mayi womwalirayo. Popanda kuyang'ana zomwe zalembedwa m'buku la nkhosa, mwadzidzidzi adapereka satifiketi.
Kupanga nyumba, Nikolai kumanzere kudera la Grodno, adagula nyumba yammudzi kumeneko. Ndidayesa kulumikizana ndi wogula nyumbayo, kusiya cholembera pakhomo ndi nambala yafoni. Adayitanidwa ku Green Estate bungwe. Ndinawachenjeza kuti nyumbayo inali kutsutsana kuti zikhale zosatheka kuzigulitsa. Ndinauzidwa kuti: "Inde, cholakwika chinatuluka, koma osadandaula, tithetsa funso." Ndipo ndidachepa. Koma panali nthawi, palibe amene adandiuza, ndipo nthawi yochepa ikafika kumapeto, ndidaganiza zofunsira kukhothi.
Pokambirana nafe, Nina Mikhailovna amalankhula za zochitika zachilendo za kugulitsa nyumba.
- Olekanitsidwa kwa $ 35,000. Zimakhala $ 886 pa mita imodzi, pomwe mtengo wamba wamzindawu panthawiyo anali $ 1192. Chifukwa chiyani otsika mtengo komanso chofulumira chotere? Ndikufuna msana wanga kuti musinthe mwachangu? Kodi zikutanthauza kuti Nikolai adadziwa za chifuniro pa dzina langa, koma adabweza izi kuchokera kwa wogula? Mfundo yachiwiri: Kodi wothandizirayo ndi wogula alibe funso loti nthawi yonseyi ku Nikolai anali m'ndende, ndalama zolipirira, adalipira ndalama zokonza pano?
Mu Green Gency Estate "Molnar" zinthu zalembedwa kale. Monga, sakanakhoza kudziwa za wolowawirira wachiwiri. Oyang'anira alibe mwayi wolowa nawo, motero ndidayenera kudalira luso. Ndiye bwanji zokambirana izi "zowunikira zodzaza ndi nyumbayo" ndipo ena amati chiyero cha malonda?
Koma mafunso ambiri ochokera ku Nina Mikhailovna ngakhale ogulitsa nyumba, koma ku Ophunzira a Office Nambala 2:
- Katswiri yemwe adalakwitsa adalekanitsidwa ndikudzudzula kuntchito. Zinapezeka kuti kukhothi, anthu amakangana wina ndi mnzake, ndani chifukwa cha kulakwitsa kumene kuvutika. Chifukwa chiyani khothi silikhala ndi mafunso kwa wochita zenizeni?
Kulipira kwa inshuwaransi: ndipo choyamba kutsimikizira kuwonongeka
Nanga bwanji za inshuwaransi? Ku Belaus, sitatayere iliyonse imangomaliza ntchito ya inshuwaransi ya boma ngati kuwonongeka kwa magawo achitatu chifukwa cha cholakwa. Malire audindo ndi osachepera masauzande ambiri. Kuphatikiza apo, chipinda cha belarisary chiuno chimachepetsa mgwirizano wowonjezera wa inshuwaransi pazomwe zimaposa 1000. Malipiro a inshuwaransi ndi otheka ngati khothi lipangitse ubale wapakati pa zochita za ophunzitsidwa ndi kuwonongeka kwa kuvulaza.
Mu 2017, Nina Mikhailovna adapempha Belgosstrakh. Khotilo lidazindikira ukadaulo wosasamala za notiry, yomwe idapangitsa kuphwanya ufulu wa katundu, koma adakana kulipira. Tidzamva tanthauzo la matoma a zikhomerizi: "Kuchuluka kwa kuvulaza ufulu wa wozunzidwayo kumatsimikiziridwa kuchuluka kwa omwe atumizidwa ndi wozunzidwayo kuti abwezeretse malamulo ophwanyika. Wolemba mlanduwo sanapereke khothi la umboni kuti limakhala ndi ndalama zobwezeretsa ufulu wophwanya lamulo la inshuwaransi. "
Umu ndi momwe chimanda cha chipinda cha Minsk City cha Elena Methelskaya adayankha pa nkhaniyi:
"Inshuwaransi ya ngongole yaboma, komanso inshuwaransi ambiri, ndi ubale womwe umakhala wokhazikika malinga ndi lamulo, chifukwa ndi zokhudzana ndi kubweza kuwonongeka. Munthawi yomwe tafotokozazi, ntchito yodziwikitsa ntchito idauzidwa, monga momwe malamulo amafunira. Koma kuti njira yama inshuwaramu imapeza, chifukwa chowononga katundu ndi kukula kwake kuyenera kukhazikitsidwa ndi khothi.
Mwambiri, ngati timalankhula za inshuwaransi yazosatero, zaka ziwiri zapitazi m'chipinda chodziwikiratu cha Belawarian adachitika kuti asinthe njira izi zoteteza zofuna za makasitomala. Chifukwa chake, kuyambira Januware 3, Lamulo lokonzanso bwino lomwe lili ndi malire a ngongolezo, kungoyankhula - zochita zazomwe zidakutidwa, kuphatikiza inshuwaransi yokutidwa, ndi zofunikira za kukula kwa inshuwaransi pansi pa mgwirizano. Monga kale, chipinda cha ku Belariwarian chipata cha belariwar chili ndi bungwe la inshuwaransi, ntchito yowonjezera ya inshuwaransi pamlanduwo, ngati lingaliro la inshuwaransi litakhala pansi pa mgwirizano wapadera silikhala lokwanira. Kuti mupeze inshuwaransi, kuvulaza konyansa ndi kukula kwake, monga kale, kumakhazikitsidwa ndi khothi.
Kusintha kofunikira kwambiri kudakhudzidwa ndi nthawi yochepa kuti mupereke zofunikira pakulipira kwa malipiro a inshuwaransi. Nthawi imeneyi yachulukana kuchokera kwa zaka zitatu mpaka khumi (zomwe zimawerengedwa kuyambira tsiku lomwe The Offini idayambitsa kuvulaza kwa nyumba yamakasitomala, i. kuyambira tsiku la a inshuwaransi). Ndikofunikanso kuti pulogalamuyi yolipira inshuwaransi yomwe kasitomala imathanso kutumizanso kwa zaka khumi. Mu inshuwaransi, milandu yokhazikitsa nthawi yayitali yomaliza imakhala yovuta kwambiri, koma zosintha izi zidaleredwa, pofotokoza za zochitika zomwe anthu amabwera ku Nonary. "
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