Makangizo a 2020
Kungochita kuchepetsa kuchuluka. Mu 2020, banki yapakati idachepetsa nthawi yoyamba - chizindikiritso chachikulu cha misika yazachuma - mpaka 4,25%. Kutsatira, mitengo yonse pa ngongole ndi madongosolo pang'onopang'ono. Mulingo wobweza ngongole wafika pamtengo wotsika - 7.3% pachaka. Palibe zoyeserera zotsirizira mitengo miyezi itatu yoyamba ya 2021. Wothandizirayo adatchula mobwerezabwereza kuti idzachita ngongole yofewa mu 2021, ndipo motero kusintha sikokanga.Kudzitchinjiriza "kukakamizidwa" mabanki kuti apititse patsogolo ntchito yakutali. Pa intaneti idayamba kusuntha zinthu zambiri zobanki zambiri zomwe zidapezeka kale. Ndikuwona kuti pa Bank Bank, zomwe zimachitika pakukula kwa ntchito za digito zidadziwika kale mu 2018. Mosiyana ndi magawo angapo otenga nawo mbali, zomwe zingatengedwe mwadzidzidzi ku ntchito ya digito sikofunikira. Mumtheradi mpaka pano zimapanga kubetcha pamagawo onse ofunikira bizinesi - mogwirizana ndi njira yake "ukadaulo wa ukadaulo". Timalankhulanso kuti mu 2021, kusinthika kwa digito kwa bizinesi ya banki ipitilira. "Horubadi" kuti zisachitike.
Pamunda wa zolipirira, "kusintha" kunali kuthekera kwa ntchito za mabanki onse olumikizidwa ndi dongosolo lazinthu mwachangu (SBP). Banki Yapamwamba, pakati pa yoyamba, idathetsa Commission of SBP. Kuphatikiza apo, tiribe kuletsa kwapamwamba pa kuchuluka kwa malipiro aulere. Ndi yabwino kwa makasitomala omwe amatanthauzira ndalama kudzera mu bump polipira pamwezi ndi kubweza kwanyumba. Pofika Disembala, gawo losinthana kudzera pa kapu ku banki ya kununkhira idafika pa 50% ya zolipira zonse za P2P ndikupitilizabe kukula. Ichi ndi chimodzi mwazinthu zokulirapo kwambiri kubanki.
Zochitika zazikulu mu 2020
Kuwongolera machitidwe malinga ndi mapulogalamu a ngongole. Choyamba, bank ya kuvomerezeka idachepetsa kubetcha malinga ndi mapulogalamu a ngongole zanyumba mpaka 7.84% pachaka. Kachiwiri, tinachepetsa kukula kochepa kwa zopereka zoyambirira ndi 10% ya mtengo wa nyumbayo. Chachitatu, ntchito zathu zapaintaneti zinalola kuti ntchito zambiri zizikhala bwino komanso kuchepetsa nthawi yokwanira tsiku limodzi.
Banki yapamwamba idayambitsa zopereka zatsopano - "Patsogola". Chinthu chachikulu cha ndalamayi - ndalama zomwe sizikufuna sizikhala kumapeto, koma kumayambiriro kwa mawu omwe ali pansi pa mgwirizano, tsiku lomwelo kapena lotsatira. Mu banki ya kununkhira ku Yeyoteinburg "kutsogolo" kunakhala zopereka zodziwika kwambiri mu Disembala.
Banki yam'mbuyo idabweretsa ngongole kwa mtundu watsopano - transcontinental. Ofesi yathu yekaterinburg idayamba kuchitika pa intaneti ndi obwereketsa omwe anali patali. Mothandizidwa ndi digito ya digito, banja, kukhala ku Canada, lomwe limapezeka kuti ali ndi nyumba yanyumba yokongola ya Yeniyorinburg. Banki yam'mbuyo inkagwiritsa ntchito digito iyi kutali kuyambira koyambira mpaka kumapeto.
Werengani zambiri za zotsatira za 2020 komanso zoneneratu za 2021, mutha kuwerenga pamutu wathu "Zotsatira 2020".