A Belausaya ndi vuto: Kodi banja la magalimoto limakhala bwanji ngati ma ruble 3200 pamwezi

Anonim

Tipitiliza kunena mbiri ya A Belanduans yomwe imathetsa mavuto azachuma. Lero tikambirana za Dmitry, yemwe, atapita angapo osachita kanthu kuti apeze ntchito, adalandira woyang'anira m'maiko a EU ndi banja lake.

Kuwonongeka kwa ntchito ndi mwayi watsopano

Olga ndi Dmitry amakhala ku Bobrurisk, ali 33, ali ndi zaka 37. Mu banja, ana atatu, atsikana onse. Wamng'ono alibe zaka zitatu. Olga tsopano akupanga mwana, amalemba myfin.by.

Dmitry zaka 5 zapitazo anali ndi ntchito yabwino kwambiri, ndalama zabwino komanso zodetsa nkhawa zimayang'ana m'tsogolo. Pazifukwa zina, zonse zinasinthiratu kwambiri. Popanda kukalanda, Dmitry sanakhale, koma sindinapeze malo abwino. Ndidayesa zosankha zonse: Woyendetsa minibucus ku regrokeus kusukulu ya ntchito yophunzitsa, adagulitsa mkaka ndikufunsa, adawerengedwa ndi amisiri (amadziwa kupanga china chake). Banja litadikirira mwana wachitatu, maluwa adasintha ntchitoyo, nthawi zina amatengedwa kawiri kawiri, koma sizinathe ndalama zokwanira.

A Belausaya ndi vuto: Kodi banja la magalimoto limakhala bwanji ngati ma ruble 3200 pamwezi 15121_1
Chithunzi ndi chofanizira, gwero: pixabay.com

Mapeto ake, ndimayenera kupita paulendo kumayambiriro kwa woyendayenda kumayambiriro ku Moscow, kenako ku Europe. Miyezi isanu ndi umodzi yapitayo - kumadzulo kwa kontinenti, kupondaponda Nyanja ya Atlantic.

Dmitry ili pafupifupi 2/3 ya nthawi zonse ndalama sakhala kunyumba. Nthawi zambiri imakwera banja lokwera mtengo kapena lalitali. A Olga Amakhala Ndi Ana Choyamba: Woyamba woyamba apita kusukulu, wapakatikati m'munda, wotsiriza - kunyumba.

Za moyo

Kubwerera ku "Twilk Juskk" ndi Olga, ndi Dmitry anali ndi chizolowezi chosungira ndikuganizira zonse za kopecks. Nthawi zovuta zitafika - zinali zofunika. Posachedwa, moyo unasanduka mwadzidzidzi, kupindula kwa ana akadali kochepa kwambiri "kutsitsa malamulo", ndipo okwatiranawo anali atatha kumangiriza ".

Nawa mikwingwirima yowala ku "zolemba zachuma" za ngwazi zathu:

Pakati pa zogula amapita ku sitolo yokha ya mkate, mkaka ndi zina zothamanga, kupatula alendo (kuyenda paulendo).

A Belausaya ndi vuto: Kodi banja la magalimoto limakhala bwanji ngati ma ruble 3200 pamwezi 15121_2
Chithunzicho chikusonyeza, gwero: Renum.ru

Zovala zidasinthidwa kugula pa cufar komanso yachiwiri. Tinayamba ndi kusaka kwa nkhosa zokhala ndi zigawenga pa malonda, ndiye kuti tikuyang'ana zinthu zapamwamba zomwe sizingagule zatsopano chifukwa cha mtengo kapena kuperewera kwa omwe amapereka. Anatenga ana ambiri. Komanso, atsikana atatu amasungidwa mwachilengedwe.

Tsopano olga amakumana ndi msika wogwiritsa ntchito zochitika zogwiritsidwa ntchito. Koma chachiwiri, iwo sanachoke: zovala zamkati, zinthu zazing'ono zazing'ono komanso zinthu zimangokhala "ogula" kugula kwatsopano. Komabe, mu mtundu uwu, ndalamazo ndizofunika kwambiri. Kuphatikiza apo, banja lomwe lili ndi ana atatu silinazengereze kuvala zovala ndi nsapato kuchokera kwa abale ndi abwenzi. Zotsatira zake, akulu ndi ana "amadzaza" zowoneka bwino kuposa kuchuluka kwa ena.

A Belausaya ndi vuto: Kodi banja la magalimoto limakhala bwanji ngati ma ruble 3200 pamwezi 15121_3
Chithunzi ndi chofanizira, gwero: pixabay.com

Ngwazi zathu zimamangidwa (ndi thandizo la boma) nyumba, koma ngakhale kuchuluka kwa kumaliza ndikofunikira. Komabe, yankho lalikulu ku "home" inali nyumba 5 km kuchokera mumzinda. Njira yogulira chiwembu, kufunafuna kanyumba kanu, mabungwe, ulemu, etc. Zinali zazitali kwambiri komanso zovuta. Pakadali pano, nyumbayo siikhala kundende, koma idayikidwa mu "khoma / pazenera / zenera, palibe kanthu."

Palibe zosangalatsa zokwera mtengo kuchokera kubanja kwa nthawi yayitali. Nyanja sinawone zaka zambiri, tchuthi chinathamangitsa atakwera mliri. Malo odyera amangopita kukatenga nawo mbali pamasewera aluntha. Ku Bobrusisk, uku ndi: "wolimba mtima", "Sherlock". Mwa njira, ngwazi zathu zimatenga nawo mbali mobwerezabwereza komanso zopambana mu Quizzs pa wayilesi. Zotchinga zotsika mtengo, koma zosangalatsa.

Pa kayendetsedwe ka bajeti

Olga ndi Dmitry, ngakhale ali ndi bizinesi komanso kulondola, ndalama sizinakhazikike tsopano. Zoposa zomwe zidayesedwa kale, zidakhala zovuta komanso ndi mantha, ndikofunikira kusamala nthawi zonse, kuyika machitidwe onse.

Chifukwa chake, mtengowo sunajambulidwe, koma ali ndi malire patali pa kuchuluka kokwanira. Mwachitsanzo, kwa Kingwergarten ya mwana wamkazi wapakati pa ma ruble 50. (Zocheperako pang'ono, koma ozungulira mpaka akuluakulu), chifukwa chokulira mwana - ma ruble 20. Mwezi wotsatira amayendera ma ruble 75. (ndi malire) pazowononga izi. M'malo enanso. Ngati pali zambiri zokhudzana ndi mtengo wake - kuchedwetsa zambiri. Ndalama zotsalazo zimagwera m'gulu la "Ndalama Zina", zomwe ndizofunikira nthawi zonse. Ndalama za nthawi imodzi zikukonzekera pasadakhale.

A Belausaya ndi vuto: Kodi banja la magalimoto limakhala bwanji ngati ma ruble 3200 pamwezi 15121_4
Chithunzi: Myfin.by.

Chifukwa chomveka, tinali ndi ndalama zonse zopeza ndalama komanso ndalama kwa miyezi yambiri. Izi sizitanthauza kuti mwezi uliwonse umakhala ndi ndalamazi pazolinga izi, koma zambiri, zonse zili choncho.

Chuma Dmitry ndi Olga

Ndalama za Olga - Kulola Kusamalira Ana: Zinali 488.96 ma ruble, mu February adadzuka mpaka 540.48 ma rubles. Panali ma risiti ena, kuchuluka kwa chaka chomwe chimapangidwa pa 655 rubles. kapena 529,58 ma ruble. Pafupifupi mwezi.

Ndalama za Dmitry ndizovuta kuziganizira. Amalandira pafupifupi 1,200 - 1,300 Euro mu miyezi yogwira ntchito. Koma gawo la nthawi limawononga kunyumba, nthawi yambiri imapita pamsewu (ndegeyo sikumawuluka, mtengo wokwera mtengo), pali nthawi ya chiyembekezo chosaperekera. Phatikizani m'mabanja omwe amapeza ku Europe komanso mitengo ina, zenizeni zina. Chifukwa chake, tinasamukira ku ruble zomwe amabweretsa m'banjamo. 350 Ruble anatuluka. pachaka.

Kuwerengetsa chaka chatha

Tidapempha kuti apange tebulo lofanana ndi lomwe limatchulidwa m'nkhani ya banja la Gaastarbaritir, kuti muyerekeze bwino.

Ndalama mu ruble

Izi sizinaphatikizepo mtengo womanga ndi makonzedwe. Chifukwa chaka chino banjali lidaganiza kokha kuti lisasungire izi. Koma nthawi zina "ndalama zina" zimatuluka

: Tinakhala pokonza Dmitry kukachoka, kugwiritsa ntchito malembedwe osiyanasiyana, anali kugwiritsa ntchito ndalama mosayembekezereka, chinthu sichinakonzeke.

Zotsatira zake ndi chiyani?

Pazidziwitso zomwe zimapezeka kuti tinapeza kuti banja lachifumu losowa, lomwe ndi ndalama zokwanira. Zokwanira ndi zowonjezera komanso nthawi zonse. Khalani pa 1/3 ya ndalama zawo. Komabe, pazifukwa zina, amakhulupirira kuti nyumbayo idzamalizidwa pamavuto aliwonse. Ngati sichoncho pano, ndiye kwina. Mwa njira, Dmitry wapereka kale chilolezo chokhazikika pantchito.

Werengani zambiri