Nkhani za momwe wina adagula galimoto, kwakanthawi ndidayenda pamenepo, kenako ndidaphunzira kuti galimotoyo yakonzedwa ndi banki, sipanakhalepo izi. Monga lamulo, wogula za m'mbuyo m'galimoto amaphunzira kukhothi. Nthawi zambiri nkhani zonsezi ndizofanana: Khotilo limaganiza kuti banki ndi galimoto imadziwika kuti ndi malonda. Ndipo nthawi zambiri, kubweza ndalamazo kwa wogula galimotoyo ndi mbiri yakalephera. Osati kale kwambiri kale, panali owerenga angapo auto.tut.by nthawi yomweyo. Chifukwa chiyani vuto ngati ili ndi momwe ingapewere.
"Poyamba, bankiyo idafuna kunyamula galimoto, tsopano - pamafunika ndalama."
Chaka chatha, Alexey ndi Julia adachokera ku Vitebbk adagula Volkswagn Polo 2012 kwa madola 5,000. Galimoto yomwe ili pachilengezo idagulitsidwa ndi Minsk Okhala, monga momwe mtengo ndi mtengo sunali, kugulitsako kunachitika mwachangu. Mu Marichi 2020, Julia anaika galimoto kuti akawerenge, ndipo mu Ogasiti, banjali linaphunzitsidwa kukhothi lomwe Volkswagen linagawidwa ndi banki.
- Zinapezeka kuti poyamba galimoto yathu inali ya Kampani ya R1-Car LLC, yomwe mu 2014 idapereka ngongole ya madola 70 ku Balalikar Bank of Balalikasi wa mabizinesi ang'onoang'ono (tsopano ndi lingaliro la banki.) , Ndiye kuti mapangano angapo adalonjeza, kuphatikizapo galimoto iyi, - amauza Alexey nkhani yagalimoto, yomwe adaphunzira kale mukagula kale. " anagula.
Koma nkhani yonseyi siyingakhale ndi chidwi ndi munthu wina ngati litafika: Kampani "P1-auto" adachedwa ngongole, ndipo bankyo idabwezera kukhothi. Khotilo, pakati pa zinthu zina, adaganiza zokokera pa malo osungirako ndalama. Apa panali kuti zidapezeka kuti magalimoto olimba sakhalanso. Mu 2019, bankiyi idapempha ku dipatimenti yoperekera zokakamiza zokhudzana ndi ziwonetsero zomwe zimachitika m'malo a Eductivement. Mwachidule, adafunsidwa kuti apeze munthu yemwe ali ndi galimoto.
"Galimoto itatha, kumangidwa kudakhazikitsidwa," Alexey amapitilira. - Ndiye kuti, titha kugwiritsa ntchito, koma zinali zosavuta kuzigulitsa. Zinaganiza kuti galimotoyo ikhoza kuyika malonda ndipo bank itenga ndalama zolipira ndalama zobwezera ngongoleyo. Timakhala opanda ndalama, ndipo popanda galimoto. Mwa njira, panali magalimoto anyumba angapo ndipo onsewo adagulitsidwa popanda chilolezo cha banki, koma sanavutike aliyense.
Malamulo amakhazikitsa kuti pankhani ya kusintha kwa malo osungira ndalama (...) ufulu wa kusungitsa umakhalabe wamphamvu. Chifukwa chake, ufulu wa ndalama umatsatira chinthucho komanso mwini watsopano wa malo ogulitsa ndalama mosasamala kanthu za zomwe zapezekazo amapeza ndalama zomwe zilipo (gawo 1 la orgagor) Khodi Yachiweniweni).
Zowona, ndipo pankhaniyi sizinathe. Chowonadi ndi chakuti m'nyengo yotentha Alexei ndi Yulia adapita pagalimoto iyi ku Russia. Paulendowu, galimotoyo idasweka ndipo sinathe kubwerera ku Belarus ku Belarus. Pakadali pano, banjali linaphunzira za mlanduwu.
"Tidapeza mwayi woperekanso, koma panalibe kukonza, ngati moona mtima, palibe chofuna kuchita," alexey sabisala. - Galimoto, kwenikweni, si ya ife. Koma tili ndi ngongole yomwe tinatenga kuti tigule.
Zotsatira zake, bankiyo idapemphanso Khothi kuti abwezeretse ndalama kwa ogula. Khotilo lidakana mlandu.
"Tsopano galimoto imangoyenera, ndipo popeza idalembedwa pa ife, tidzalandiranso msonkho," alexey mantha.
"Choyamba, galimotoyi idakhazikitsidwa kubanki imodzi, kenako mbali inayo"
Wowerenga wina, Yuri, analinso chimodzimodzi. Kumapeto kwa chaka cha 2019, adafunsa mnzake yemwe akuchita posankha magalimoto, pezani mgalimoto yoyenera kwa iye. Anasankha chevrolet OrLo 2011 amasulidwe. Galimoto imatenga madola ochepera 10,000.
"Galimoto idagulitsidwa ndi minskin arseniya, koma sanali Mwini wake, akukumbukira Yuri. - anali ndi mphamvu ya loya wovomerezedwa ndi olembera. Kuphatikiza apo, mnyamatayo sanabisirepo kuti galimotoyo idakhazikitsidwa ndi banki, koma, malinga ndi iye, ngongole idawerengedwa kale kale. Chikalata cha izi adasunga chithunzi. Zinali zonena za chaka cha 2015 kuchokera ku Belgazprombank mu apolisi apolisi a pamsewu atatsala pang'ono kuletsa chikole. Tsanja zonse zikugwirizana, kotero sitinakayike.
Mu Novembala 2019, Yuri adayikapo galimotoyo, ndipo mu Okutobala 2020 adayitanidwa ku khothi ngati wotsutsa pa suti ya malingaliro a banki: zidakwana kuti galimoto idakali yopanda pake. Zinachitika bwanji?
Pambuyo pake zidapezeka, mu 2012 Oleg (mwini wagalimoto) adagula galimotoyi pa ngongole, ndiye kulipila ndikudulidwa m'galimoto. Ndiye kuti, ankhondo omwe adagulitsa galimotoyo ndi Proxy, adapereka chikalata choona. Ndizo pa nthawi yogulitsa galimoto inali kale pa lonjezo pa ngongole, koma kale lingaliro la banki. Ndalama zobwereketsa ndi madola 100,000. Ndalamazo zimakongoletsedwa mu Julayi 2019, ndiye kuti, miyezi ingapo isanagulitse galimoto.
- adayamba kudziwa momwe zidachitikira. Wogulitsa a Arson adanenanso kuti sakudziwa za lonjezo latsopano, mwini wa Oleg akutsimikizira kuti adayamba kubweretsa galimoto kuchokera ku chipangano kuti, amaganiza kuti amatha kuligulitsa kale, "Yuri akupitilizabe. - Koma kwenikweni zidapezeka kuti khotilo linaganiza zobwerera chevrolet tollando pobweza ngongole. Amayerekezedwa pa madola 7350.
Malinga ndi Yuri, mwini woyambayo adalonjeza kuti athetse vutoli ndi banki kuti ichotse galimoto pachikuto, koma osachita izi.
"Ndine mphunzitsi, mkazi wanga ndi dokotala kuti agule galimotoyi, tinatenga ngongole yogula," Yuri amadandaulira. - Tipitiliza kulipira, ngakhale galimoto si ya ife. Osati kale kwambiri, lamba losakhwima litasweka mkati mwake, koma ine sindikumuwona iye, kotero ine sindiri ndi lingaliro ili, kotero nkoyenera galimoto iyi ndi mtengo, sitimachigwiritsa ntchito.
Zinthuzo zikakonzekera kale kufalitsa, Yuri adati adaganiza zowombolera galimoto kuchokera ku banki, ndikupanga mtengo wanyumba.
"Mwakutero, tinagula galimoto yomweyo kachiwiri," driver akuti. - Ndi mwiniwake wakale, Oleg, anativomereza mpaka Meyi 31, kuti abwezera ndalamazi, adalemba kwa mkazi wanga, yemwe amalipira ndalamazi.
Zitha, mutha kugulitsa mgwirizano uliwonse ndipo palibe chomwe chidzakhala chiyani?
Monga mukuwonera, zinthu zololera kuvutika koposa zonse mu nkhani zoterezi, koma osagula oyang'anira kwambiri. Banks, ngakhale akukumana ndi zovuta zomwe kukhazikitsidwa kwa nyumba yanyumba, amatetezedwa ndi lamulo. Nthawi yomweyo, ogulitsa, ngakhale kuti mgwirizanowo umasokonekera (nthawi zonse malo a ngongole silingakhale ovomerezeka popanda chilolezo cha banki), si udindo pa izi.
Ndipo Alexey, ndi Yuri adanenedwa mawu m'malamulo opanga malamulo, koma palibe zotsatira zomwe zidapangitsa.
Mitundu ina yamalamulo yamalamulo imatsogolera ku mavutowa. Mpaka chaka cha 2013, chipata cholonjeza chidajambulidwa polisi magalimoto ndipo sakanatha kutengedwa popanda chilolezo cha banki. Ndiye kuti, kugulitsa galimoto ngati ngongoleyo kwabwezedwa, zinali zosatheka. Kenako muyeso unali utathetsedwa.
Koma mutha kuyang'ana galimoto yogwiritsidwa ntchito: kuyambira 2016, kabungwe ka katundu wosuntha ukugwira ntchito ku Belarus. Mmenemo, pagalimoto ya Vin-Code, mutha kupeza chidziwitso chokhuza ngati galimoto ili yolemedwa ndi chinsinsi cha liti komanso omwe mgwirizano wa mgwirizano wa mgwirizano unathetsedwa komanso ukamaliza. Mtengo wa funso kuti mupeze gawo limodzi ndi galimoto imodzi imakhala yochepera 20 rubles. Dziwani kuti palibe ngwazi za ngwazi za nkhaniyi musanagule registry sichikuwoneka: akuti sakudziwa za kukhalako kwake.
Kuphatikiza apo, tsopano akugwira ntchito yolembedwa, yomwe imakhudza kugula ndi kugulitsa magalimoto. Mwa zina, zimayang'aniridwa kuti zimagulitsidwa ndikugulitsa ndizofunikira kuti zidziwike za chipani chachitatu. kuti malonda ali ndi zoletsa. Chikalatacho chikafika, ogula magalimoto otayira azitetezedwa kwambiri.
Woyimira mlandu:
Ndipo momwe mungakhalire tsopano kuti mupewe mikhalidwe yotere, ndipo choti muchite ngati mudagula kale galimoto ndi nkhani yoyipa?
Monga loya wa Falyshev imati, ndizotheka kulembetsa mfundo zina zofunika mu mgwirizano womwe wagulitsidwa ndipo tsopano - malamulo amalola. Makamaka, mu zitsanzo za mgwirizano uno pali ndime iyi: Khalani ndi mkangano wa milandu, wopanda ufulu uliwonse ndi zonena za magulu achitatu "(Kuthetsedwa Kwa Unduna wa Ntchito Zamkati Zapakati Za Kachitatu
- Chifukwa chake, ngati mgwirizano wotere walembedwa ndi wogulitsa, wolembetsedwa mwa apolisi amsewu, ndipo pambuyo potumiza umwini, zidapezeka kuti ndime yomwe ili mu mgwirizano, wogulitsa anali mwadala Polemba kuti galimotoyo idadulidwa, titha kuyankhula za malonda omwe ali m'manja mwa chinyengo, - atero loya. - Khothi litha kuzindikira zosintha zosavomerezeka (zojambulajambula. 180)
Ngati malondawo ndiosavomerezeka, gulu linalo liyenera kubwerera kwa wozunzidwayo yemwe walandila kuchokera ku malonda awa, ndiye kuti, kuchuluka komwe galimotoyo idagulitsidwa.
- Ngati, mu mgwirizano wogulitsa, chinthu chotere sichinalembetsedwe kapena galimoto idagulitsidwa mu satifiketi, kenako zimavumbula kuti Iye wagawidwa ndi banki, - muthanso kuyankhulanso za malonda omwe ali ndi chidwi Zachinyengo, koma, kutengera zolemetsazi, ndizovuta kutsimikizira izi, "Pavelshessav nthawi yomweyo amachenjeza.
Chifukwa chake, malinga ndi loya, adzakhala wokhulupirika kwambiri pa kugula makina osokoneza bongo kuti apange zochita ziwiri zosavuta:
- Chongani mu registry ya malo osungidwa;
- Lowetsani pantrant yogulitsa yomwe wogulitsa amatsimikizira kuti galimotoyo siyikulemedwa ndi ufulu uliwonse ndi zomwe zimachokera ku zipani zachitatu, komanso kulembetsa vuto laogulitsa ngati litakhazikika. Tut.by.