Momwe Mungatsegulire Yemwe ACD - Malangizo Omaliza

Kuyambira 2015, chida chatsopano cha ogulitsa awonekera - maakaunti omwe ali payekha. Amapangidwa mothandizidwa ndi boma kuti ipangitse kuchuluka kwa kuchuluka kwa ndalama zotetezeka. Iis akuti kulembetsa kokha. Ndalama, zomangira sizoyenera izi. Mukatseka akaunti imodzi, mutha kutsegula watsopano. Maubwino amsonkho akuwagwira ntchito, motero boma limabweza msonkho kapena satenga kuchuluka kwa malonda.

Banki ya ICD ikuganiza kuti mugwiritse ntchito algorithm yapadera kuti mupeze chuma chopindulitsa kwambiri. Ntchito yapadera yazachuma sekondi iliyonse imawerengedwa ndi zinthu zosiyanasiyana, zimapereka chidziwitso pazinthu zothetsera ndalama zambiri. Ogulitsa amatha kusankha magawo kapena kulumikizana ndi deta yabwino kwambiri yokwanira. The Icd imapereka phindu lokhazikika, lomwe ndi labwino kuposa mabanki. Otsatsa ndalama amapeza mwayi wobwezeretsanso ndalama, sangalalani.

Kodi Iis imagwira ntchito bwanji?

Moscow ngongole imapereka mwayi wolandila ndalama pazopeza zomwe zimapangidwa ndi zolipiritsa, phindu lomwe limalandira kuchokera ku AZ ndikugulitsa ndalama zotetezeka. Wogulitsa akhoza kupeza ndalama zothandizira kuchitira 12% pachaka ndi 13% yazobwezera. Pafupifupi, ndalama ndi 15% yokhala ndi vuto lathunthu.

Ndalama zogulitsa zimadalira njira yomwe mwasankha. Zosankha zodziwika bwino zomwe zimafunsidwa ndi Acd ndizokhazikitsidwa ndi kasamalidwe kochokera. Zochitika:

• Nthawi yopanda malire;
• Russia ya Russia ngati akaunti ya ndalama yoyambira;
• Kuchuluka kwa ndalama zocheperako ndi ma ruble 50, komanso kuchuluka - 1 miliyoni;
• Zaka zitatu za Seta;
• Munthu m'modzi akhoza kutsegula IIS yokha.

Kusankha wogula, mosavuta akhoza kusamutsidwa kuchokera ku wina kupita ku wina. Banki imakupatsani mwayi kuti musinthe ndalama ku akaunti kuti mupitilize kugwira ntchito ndi mitundu yosiyanasiyana ya katundu.

ICB Mitengo ya IIS

Mukatsegula IIS ku ICD, ikufunsidwa kuti isankhe imodzi mwa njira ziwiri. "Ndalama za Moscow" ndi "likulu la Moscow". Kusiyana kwakukulu kumakhala kopindulitsa komanso mtengo woperekedwa ndi ndalama, zoopsa.

"Ndalama za Moscow" zimatanthawuza ndalama 7% osaganizira kuchotsera msonkho. Kutha ndalama kumatha kuchitika mu ndalama yachisanu, ndalama, strass "banki ya Moscow". Mukamagwiritsa ntchito mitengo iyi, kuyikapo malowo ndi 1.5%, ndipo kuwongolera ndi 0,5% kotala iliyonse.

Njira yachiwiri "Capitan capital" imalola kupeza ndalama zopeza 10% pachaka. Mutha kupanga ndalama mu zomangira, za a -z, pif, ma ruble. Kulipira ndi 0,75% ya kuyika ndi 0,1% yoyang'anira. Mu mitengo iyi, kuchuluka kumatengedwa kuwonjezera pa kutha kwa akaunti ya munthu aliyense. Mwachitsanzo, ngati mungathetse mgwirizano ndi gulu lazachuma pachaka, mudzafunikiranso kulipira 2% ya ndalama zomwe zili pa akauntiyo.

Pali mapulani a mitengo yopanda pake "MKB Online" kuti apereke chithandizo m'misika yazachuma. Kuchuluka kwa Commission kumawerengedwa ndi kuchuluka kwa kuchuluka kwa chilichonse chomwe chimachita bwino, ndi 0.1%. Ngati ndi kotheka, kukonza magawo okhudzana ndi kuvomerezedwa kwa ndalamayo ndikofanana ndi ma ruble 3,000 adongosolo limodzi.

Kodi Mungatani Kuti Muzitsegulira Yej?

ACD imapereka kutsegula akaunti popanda kuchezera ku banki. Izi sizifunikira kutsegula akaunti, kubwerezanso ndi kuchotsa ndalama. Ntchito zonse zimapangidwa pogwiritsa ntchito PC kapena foni yam'manja. Nthawi iliyonse, wogulitsa akhoza kupempha lipoti papepala. Pankhaniyi, muyenera kuyendera maofesi amodzi a banki.

Moscow ngongole yoyambirira ikuganiza kuti akauntiyo imagwira ntchito, kupanga ndalama zochepa mu rubles 1000. Malumikizidwe ambiri amakhala ndi mwadzimwa.

Kutsegula akaunti:

1. Khalani kasitomala wa banki, kupereka deta ya pasipoti ndi dzina la alendo.
2. Sankhani mitengo yabwino kwambiri.
3. Tsitsani pulogalamu yapadera.
4. Kudutsa njira yolembetsa.
5. Pezani kufunsana momwe mungasungire ndalama popanda kubwereza akaunti.

Kuphatikiza apo, zingakhale zofunikira kuvomera kuti pakhale chidziwitso chamunthu komanso kulumikizana, kuvomereza kugwiritsa ntchito fanizo la siginecha yake. Palinso mtundu womwe mungaganize zomwe mungapeze kusankha koyenera kuti mugwiritse ntchito ndalama, poganizira nthawi, kuchuluka kwake, mitundu ya lipoti.

Ngati mukufuna kupeza kufunsa, mutha kupeza nthambi yapafupi ndi bankiyi, pitani ku ofesi. Padzaperekedwa kuti mudzaze pulogalamuyi. Chotsatirachi chimaphatikizapo kufotokoza zambiri zodalirika.

Nditapereka fomu yotsegulira mu banki yam'manja, "ndalama" zidzawonekera ndipo akaunti yomwe ili ndi udindo watulutsidwa. Pambuyo pa kutsegula, akauntiyo idzafika SMS, akaunti yakusintha idzagwira ntchito. Kuyambitsa ku ICD nthawi zambiri kumatenga pafupifupi ola limodzi, koma nthawi zina zimatenga masiku atatu.

Zikalata zotsegulira

Mwa zikalata zoyenerera - pasipoti ndi alendo. Mungafunike scan kapena chithunzi cha tsamba loyamba ndi chithunzi ndi yomwe yafotokozedwayo. Nthawi zina imapemphedwa. Ndiosavuta kugwiritsa ntchito zopereka kwa iwo omwe ali ndi foni yam'manja, chifukwa pamene ntchito pa intaneti idzafunika kulowa nambala yafoni.

Kodi mungapeze bwanji msonkho?

Nzika zakuthupi zomwe zimakhala ndi "zoyera" zoyera zitha kuwerengera kulandira msonkho. Kuti muchite izi, muyenera kupanga chilengezo cha 3-nfdl, perekani ndi woyang'anira msonkho. Pambuyo pake, macheke a zolemba. Kubwezera kwakukulu kuli ndi ma ruble 52 pachaka. Zimatsimikizika ndikuti ndizotheka kuchotsera ndalama zochepa.

Kuphatikiza apo, konzekerani:

• mgwirizano ndi banki;
• 2-ndfl kuchokera kumalo a ntchito;
• Tingachotse ku akaunti ya ndalama;
• buku la layisensi;
• Kugwiritsa ntchito kuchotsera.

Phukusi lonse la zikalata zopezera kuchotsera msonkho kuchokera ku ICB imaperekedwa mpaka Epulo 30 cha chaka kutsatira mawu akuti. Mutha kulembetsanso ntchito m'miyezi 36. Atatsegula akaunti ya ndalama.

Momwe mungabwezeretse nkhaniyo?

Pambuyo kutsegula akaunti yanyumba ku ICD, muyenera kungosamutsa ndalama kuti mumve zambiri. Amatha kupezeka mu pulogalamuyi kapena kuphunzira panthawi yamapeto a mgwirizanowo. Nthawi zambiri, ntchito zapaintaneti, kugwiritsa ntchito Bankir kapena Bashier kugwiritsidwa ntchito kubwezeretsanso.

Kodi mungabweretse bwanji ndalama ku akaunti yanu?

Banki ya Moscow imapereka njira zingapo:

• kudzera mu pulogalamu yam'manja;
• nokha mu ofesi;
• pafoni.

Ngati mungaganize zopeza njira yopitilira zaka zitatu mutatsegulidwa kwa akauntiyo, mwayi wopeza phindu lonse la msonkho ndi boma. Akapezeka, adzabwezeretsedwa ndi zindapusa ndi zilango.

Mukamatseka ICB patatha miyezi 36, mutha kukhazikitsanso zida, abweretseni ku khadi kapena akaunti yakubanki. Mukamagwiritsa ntchito nthawi zambiri, ntchito zantchito sizisintha.

Ndingatseke bwanji ndikupeza ndalama?

1. Tisanatseke, muyenera kusiya njira kuchokera ku akaunti kapena kuwamasulira.
2. Pambuyo pake, kugwiritsa ntchito kwalembedwa m'dzina la broker, kuwonetsa cholinga chake ndikuwonetsa deta ya akaunti yomwe katundu adzawonetsedwa.
3. Imadikirira yankho. Nthawi zambiri imasiya masiku atatu mwezi usanachitike.
4. Broker atalandira mawu, amafufuza mfundo yoti amapeza ndalama. Pankhani yogwiritsa ntchito mapindu amenewo, kuchotsedwa kwawo kumachitika.
5. Ndalama zomaliza zimamasuliridwa mu akaunti yomwe yatchulidwa m'mawuwo. Pa ntchito yotere, kukhalapo kwanu kwa ogulitsa nthawi zambiri kumafuna.