Bernaard Maidoff's Cyramid a Bramid amatchedwa chinyengo chachikulu m'mbiri ya United States. Opitilira 3 miliyoni omwe adawonongeka pafupifupi $ 18 biliyoni. Chiwomba cha okhwima chimachitika, mabungwe othandizira, osagwirizana ndi andale, osakayikira kuti chitetezo chadothi. Dongosolo lachinyengo lidakhazikitsidwa mozungulira madoff a Deviulment Vllo mu 1990s, zidatha kuwulula mu Disembala 2008 - pafupifupi zaka 20 pambuyo pake.
Kuchuluka kwa piramidi
Bernard Lawrence Maidoff sekondale la sekondale, otsegulira Bernard L. Madoff Feend Syfritures llc mu zaka 22, kwa $ 5,000, zopezeka pa ntchito yanthawi yayitali pophunzira. Bungweli linayamba kutchuka pakati pa ogula. Poyamba, kampaniyo idatayika m'magulu owopsa pamakampani omwe sanaphatikizidwe pamndandanda wa ku New York Stock Exchart. Kukhazikitsidwa kwa malonda apakompyuta kunapangitsa kuti zichitike mpaka 6% pa NYSE. Kampaniyo idakula, kutenga nawo mbali ku Council of Diresers of Nasdaq kunamubweretsera ulemerero wa nthano yamoyo pa Wall Street.Mu 1987, Dow-Jones-jos sys adagwera, sinthanani mantha ndi Meadoff kuti mupeze ndalama zatsopano. Mosiyana ndi momwe malingaliro aomwe akumverera, ang'onoang'ono ambiri pamsika adawonetsa kukonzekera kwawo kumupatsa njira. Patsani phindu lachuma lazachuma silingathe, koma sanafune kukana makasitomala, adangopita ndikupita achinyengo.
Momwe chiwembu chimagwirira ntchito
Nsembe ya ndalama idamasuliridwa muakaunti yake mu Chase Manhattan Bank, akutsutsa kuti chiwembu chake chofuna kugulitsa ndichachikulu komanso chovuta kumvetsetsa. Mbiri yosangalatsa idamlola kukopa ndalama zambiri komanso kulipira 12-13% pa phindu. Ngati Bernard woyamba amayembekeza kuti abweze ndalama moona mtima akangochitika pamsika wa shuga umakhazikika, ndiye kuti sakanakhoza kukana ukulu wopindulitsa wopindulitsa.
Malingaliro ndi bizinesi ya mudoff amaloledwa kuti asamveke. Malire odalirika anali pafupifupi opanda malire. Mu 2000, zotetezedwa ndi zotetezedwa ndi kusinthitsa kusinthitsa kuwerengera kwa Harry Marccopolos, omwe adatha kumvetsetsa njira zanyengo. Koma mu 2002, ndalama zomwe zidakopa sizingathenso kuphimba mbali zolonjezedwa.
Mavuto azachuma mu 2008 adayika kumapeto kwa piramidi. Ngati ambiri omwe amathandizira amafunikira kulipira ndalama pafupifupi madola 7 biliyoni nthawi yomweyo, aadoff sakanatha kupeza ndalama. Pansi pa kukula kwa mutu wake, chinyengo chinavomereza kwa ana ake, ndipo nthawi yomweyo adalumikizana ndi akuluakulu aboma. Mwinanso, musachitike pamsika wamasheya ku Global Hights, ma meadoff ma meadoff pitilizani kugwira ntchito.
Mapeto
Ndalama zonse zosungidwa zinali makumi mabiliyoni ambiri. Kwa zaka 16 zapitazi, palibe amene amaganiza zachinyengo za bungwe, monga oyang'anirawo adalipira 15% pachaka. Malinga ndi zotsatira za kafukufukuyu, khotilo lidamulamula mpaka zaka 150. Anthu angapo adadzipha pambuyo pazotsatira za zochitika zidakonzedwa. Mu Epulo 2020 Maidoff adakwanitsa zaka 82, akupitilizabe kuweruza.
Ngati mumakonda bukulo, musaiwale kupereka zonga ndi kugonjera njira yathu, padzakhala zinthu zambiri zosangalatsa!