VTB yana inganta yanayin bayar da lamuran jingin gida a ƙarƙashin shirin "Nasara kan ƙa'idodi". Yanzu abokan ciniki za su iya warware matsalar ta hanyar bayar da bashi ga takardu biyu kuma tare da rage gudunmawar farko na 20% na darajar abu.
"Nasarar nan da ke shirin" Shirin form ne daga cikin mafi mashahuri VTB a layin jinginar gida kuma ya shafi samun mafita ba tare da tabbatar da samun kudin shiga da aiki ba. A karshen shekarar 2020, rabonsa a cikin jimlar bankin bankin ya wuce 30%. Abokan ciniki sun ba da fassarar sau dubu 115 a cikin adadin juji na 287.
Don samun yanke shawara kan aro, abokin ciniki yana buƙatar takaddun biyu kawai - fasfo da sarkar. Abokin ciniki yana karɓar yanke shawara akan aikace-aikacen a cikin sa'o'i 24. Za'a iya bayar da tsabar kudi na tsawon shekaru 20 tare da matsakaicin adadin 500 dubu zuwa 30 miliyan rububs. A farkon gudummawa fiye da 50% na farashin Apartment, ana rage karfin aro ga mafi karancin darajar kashi 7.4% a shekara. Hakanan, shawarwarin yana ba ku damar yin jinginar gida a matsayin ɓangare na shirin "a da ƙasa da kasuwar ƙasa na farko tare da yanki na Mita 100. m a cikin kudi daga 7.6%. Bugu da kari, masu karbar bashi waɗanda suke karɓar jinginar hidimar ɗalibin Yakubu na iya amfani da shirin: kudi a ƙarƙashin tallafin "5%, a cewar da "Farta Gabas Rasgage" - 1%.
"VTB ne ke haifar da rikon jinginar jingina na mahimman masu karbar bashi. Abokan ciniki na bankin da suke son samun jingina da sauri kuma tare da mafi ƙarancin kunshin takardu na iya sanya shi a koyaushe a fasfon mu da sarkarmu. Yanzu mun rage musu da girman mafi qarancin gudummawar farko na shirin zuwa 20%, zaka iya amfani da kowane shirin jinginar gida da ragi, gami da rangwame na 0.3 PP. Lokacin yin aikace-aikace don jinginar gida. Ana samun yanayi zuwa masu karbar bashi har zuwa 31 ga Maris na wannan shekara. A lokaci guda, mun lura cewa muna bin ingancin fayil ɗin jingina. Raunin lamunin da aka ba da izini tare da 20% a VTB ba shi da bambanci, da kashi 15% na ma'amaloli na yau da kullun, "Mikhail Seroshtan ta kasance a kan saba da sashen ba da labari. Shugaban Bankin VTB.
VTB yana ɗaya daga cikin shugabannin cikin jingina na jingina. A karshen shekarar 2020, abokan ciniki sun ba da lamuni dubu 354 dubu bakwai da kashi 935. Wannan shi ne babban sakamako a cikin tarihin bankin, wanda kusan 40% sama da dabi'u na 2019. WTB Mortgage ya girma da kashi 18% sama da shekara kuma kusan sun isa ruble 2 tiriliyan.