2020 ya zama irin gwaji ga kowane nau'in kasuwancin, bangaren kuɗi ba banda ba ne. A farkon shekarar, hasashen sun kasance masu ban sha'awa sosai, amma duk da wannan, amma a bayyane yake na watanni 9, ya kasance a bayyane cewa yawan inshorar inshorar rayuwa , musamman. Don haka, a cewar watanni 9 na farko na 2020, ƙimar inshorar rayuwa ta karu da 4%, idan idan aka kwatanta da wannan lokacin a bara, da kuma kyautar NSH a lokaci guda sun nuna karuwar 29%. Inshorar rayuwa shine jagoran kasuwar inshora, da NSG, bi da inshorar rayuwa, abin lura na PPF Life Insurance LLC a cikin tattaunawa tare da Bankiros.ru.
Dangane da mai magana, mahimman abubuwan shahararrun manufofin inshorar ajiya sun san bukatar tanadin kuɗi don karar ajiyar kudi don yanayin tanadinsu ta hanyar annoba.
Koyaya, magana game da NSG sashin, ya kamata a haifa tuna cewa a yau akwai shirye-shirye guda 2 na inshorar rayuwa.
Nau'in farko shine shirye-shiryen gajere-gajeren lokaci tare da gudummawa na lokaci guda, ana bayar da yawanci a matsayin zabin kariya da ƙarin kudin shiga.
Nau'in na biyu: manufofin NCAj na dogon lokaci tare da gudummawa lokaci-lokaci (galibi kwata-kwata, Semi-shekara-shekara). An yi su da farko a kan taimako na kudi ga abokin ciniki a cikin yanayi masu lafiya da yawa, kazalika domin adana kudaden ta da samuwar tanadi. Irin waɗannan shirye-shiryen suna buƙatar mutum na mutum da kuma kulawa da abokin ciniki a duk faɗin kwangilar (shekaru da yawa), wanda ke da wuya a samar da iyakataccen kasi da kuma layin samfurin.
A saboda wannan dalili, aiwatar da wadannan manufofin yafi karamar ma'aikata ne masu karfin sadarwar kwangilar kwangilar kwangilar kwangila. Adadin gudummawa, saitin hadari, ajalin kwangilar) bisa ga bukatun, maƙasudin kuɗi na takamaiman abokin ciniki, amma kuma ci gaba da bibiyar manufar, zuwa Samu tallafi a cikin kari lokacin da haɗarin faruwa, kazalika da shawara akan duk matsaloli.
Sakamakon haka, tsarin NCG shine kayan aiki mai sassauci wanda ke la'akari da duk yanayin rayuwar, da sauri don ci gaba da cimma burin kuɗi na wani lokaci (a ƙarshen shirin, Abokin ciniki ya karɓi adadin tarin tarin kuɗi).
Masanin ya yi imanin cewa a cikin 2021, bukatun irin waɗannan shirye-shiryen zai ci gaba da girma. Garanti na wannan ci gaban shine bin manufofin manufofin NSG na dogon lokaci na dogon lokaci, saboda suna bayar da kariya ta kudi daga hadarin farko na kwangilar. Ikon zaɓi zaɓi da yawa da yawa cewa abokin ciniki ya shirya don saka jari a cikin tsaro da tanadi na gaba shima wata babbar fa'ida ga irin wannan shirye-shirye.
Ra'ayin Bankiros.ru:Duk da yawan adibas na adibas, ofishin banki ne wanda ya kasance mafi dogara hanyar adana kuɗi. Haka ne, yanzu an bar ragin don sha'awar mafi kyau, amma ribar da aka tabbatar. Latterarshe ba zai iya yin alkawarin ba a samfuran zuba jari. Duk wani samfuri tare da kalmar saka hannun jari yayi magana game da haɗarin. Ko da tare da adana hannun jarin su cikakke, daidai ne daidai da samun kudin shiga na iya zama kawai. Sabili da haka, ta hanyar saka hannun jari a kowane samfurin, mutum dole ne ya san haɗarinsa.