Me yasa nakasannin da ba kudi ba a Rasha - kasuwar biliyan, wanda ke sa hannu tare da stereotypes

Abin da mai ban sha'awa a cikin irin waɗannan ayyukan kuma me yasa bankuna suna sayan su ko ƙaddamar.

Tasharwa don Tips +

Me yasa bankuna na kan layi na kan layi da yawa kudi a cikin wannan kasuwa

A ranar 15 ga Fabrairu, 2021, Forbes, tare da batun kafofin, wanda ya ce a nan gaba na Alfa-banki zai sayi sabis na netletnet, wanda baƙi zuwa cibiyoyi zasu iya barin nasihu daga katin. Wakilan kamfanin ba su yi sharhi a kan wata hanya mai yiwuwa ba "Kodayake maigidan" ba su shirya ma'amala ba har zuwa karshen watan Fabrairu.

Bankin Alfa ba shine farkon bankunan Rasha waɗanda suke ƙoƙarin fassara nasihu zuwa tsarin da ba shi da kuɗi ba. Sberbank (sberbood da sbertips) da Tinkoff (girgizar) suna da ayyukan su. Bankin Standard na Rasha yana haɓaka sabis don biyan kuɗi marasa kuɗi a cikin haɗin gwiwa tare da Visa.

Don bankunan, aiki ti wani samfurin ne don jawo hankalin abokin ciniki zuwa ayyukansu na yau da kullun, wanda ya kafa "sabis na" "sabis kawai zai zama Evgeny Zagorukhiko. "Sau da yawa muna tashi daga bankuna lokacin da manajojin sun gaji da gaskiyar cewa ayyukan bankin suna sanya bankuna da baƙi," ya lura.

Biyan kuɗin tiping na kan layi shine wani yanki mai nuna fifiko wanda yake girma da farko saboda ƙi ga Russia daga tsabar kuɗi, sun bayyana mahalarta VC.ru. Bugu da kari, haramun na rospotrebnadzor a kan hada tukuna a cikin asusun da ya sa sabbin cibiyoyin neman sabbin hanyoyin motsa kansu.

Koyaya, babu wani daidaitaccen daidaituwa na wannan kasuwa:

• Cloudpayments - Diya "Tinkoff", wanda ke haɓaka kasuwar da ba kuɗen kuɗi ba a cikin rublean biliyan 120 a shekara, kusan rubleta biliyan 40 da ke zuwa don ba da gudummawa. A matsakaita, kasuwar kan layi tana girma da 15% a kowace shekara, wanda ya kafa wanda ya kafa, girgije da Shugabanci na Hemidayments.
• AIKI AIKIN SAUKI A CIKIN SAUKI NA BIYU A CIKIN HOACA A
• A cewar 2tip, kasuwar tip din kusan biliyan 130 a kowace shekara, wanda rabon da ba kudi ba biyan kudi bai wuce 15% ().
• Visa bashi da bayanai akan girman kasuwar. MasterCard bai amsa wa bukatar ba.
• Wakilan ytips sun gano yana da wahalar kimantawa.
• A Serbank, bai amsa wa bukatar ba. "Alfa Bank" A farkon shekarun 2020 an kiyasta kasuwa na

Ta yaya dabarun ayyukan yanar gizo suke aiki da samun kuɗi

Yawanci ayyuka don biyan bukatun kan layi suna dogara da lambar QR: Mai karɓa yana ƙirƙirar lambar a cikin asusun na sirri kuma yana nuna shi akan ƙirar wayoyin hannu ko kwafi (alal misali, a kan gwargwadon aiki, da kuma abokin ciniki suna laka lambar kuma ya fadi akan shafin biyan kudi.

Don haka aiki, alal misali, "Nasihu kawai", "No-Monette", girgizawa, 2tip, ytips da dandamali na MasterCard.

Akwai wasu hanyoyi don ɗaukar shawarwari:

• A cikin sabis daga Visa, mai siye yana samun adadin tip ɗin a tashar tashar POSP, kuma baƙo yana amfani da katin biya. Hukumar don fitowar kudi kusan 5%, girmansa na bayyana "matsayin Rasha" kamar yadda Bankin Takalwa.
• Tipbox da tukwici + yarjejeniyar haya wanda baƙon yake gabatar da adadin kuma yana amfani da katin ko wayo tare da NFC. Halin Haske na Tipbox ya kasance daga 2500 rubles a kowane wata, nasihu + 1000 ya tashi zuwa 8% daga tukwici, tukwici + ya daga 10% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20% zuwa 20%.

Maballin maɓalli na sabis na ba da kuɗi "

• Hanyoyin haɗin: 3700. Daga cikinsu akwai Onteriya Mario da Motoss, Salon Salons Aldoplala da farin lambu, maritt da Hyatt.
• Bar shawarwari: Masu amfani da 135,000 a wata.
• Nemi tukwici: 22,000 a wata.
• Matsakaicin adadin tip: 200 dunless.
• Hukumar don kammalawa: 5% na adadin good.

Da girgizar.

• Abokan hulɗa da juna: 800. Daga cikinsu - LMoDa, Gett, Igoods, gidajen cin abinci, hanyoyin cinikin Ginza da Faransa.
• Bar nasihohi: Sabis yana ba ku damar fassara nasihu ba tare da rajista ba, don haka babu bayanai da adadin masu aika aiki.
• Nemi tukwici: 21,000 a watan Janairu 2021.
• Matsakaicin adadin Tipov: 163 rubles a cikin Janairu 2021.
• Hukumar kare: 5% ga masu karba - Masu karbar katin Tinkoff, har zuwa 10% ga abokan cinikin sauran bankunan.

2tip.

• Cibiyar sadarwa: 500. Daga cikinsu akwai hanyar sadarwar kwastomomi, gidajen abinci daga rukunin Novikov, kamar yadda Marriott Center. Guverning abokin tarayya na 2Tip ya lura cewa masu cibiyoyin cibiyoyin na iya haɗa sabis da yawa, don haka jerin abokan ciniki zasu iya shiga.
• Bar shawarwari: Masu amfani 8000-9000 a wata ..
• Nemi tukwici: kusan 11,000 a wata ..
• Matsakaicin adadin tip: 300-400 rubles.
• Hukumar: 5% na nasihun da aka samu.

Visa da daidaitaccen Rasha

• Abokan hulɗa da juna: 460, wanda ke amfani da tashoshin biyan kuɗi 1400.
• Bar shawarwari: fiye da masu amfani da 8,000 a kowane wata.
• Nemi tukwici: Ba a raba bayanai ba.
• Matsakaicin adadin tip: 142 rubles.
• Hukumar: daga 5% na fitarwa zuwa katin.

Ytips.

• Cibiyar haɗin kai: 200. Daga cikinsu - Baffers Topgun, Kayan ado mai kyau Fen bushe mashaya, tsire-tsire & abokai dakuna. Dangane da wakilin sabis, sun yi ƙoƙarin haɗa Pharachies, amma "ba su tafi ba."
• Bar shawarwari: kimanin 15,000 a wata.
• Nemi tukwici: 700 a wata.
• Matsakaicin adadin tip: 140 rubles.
• Hukumar: 10% ko 7% don cibiyoyin sadarwa fiye da cibiyoyi uku. "Yanzu muna son bayar da baƙi na cibiyoyin kanmu - lokacin canja wurin abokin aikin zai iya ganin nasihu a kan wannan adadin, sanya kasuwar," wakilin ytips ya raba.

Wakilan "A'a-Monette" da "sberfiod" (sberfood da sbertips) bai amsa haruffa vc.ru. MasterCard bai samar da sharhi a lokacin rubuta bayanin kula ba.

Abin da ke hana ci gaban ayyukan da ba sa kudi ba

Babban mahalarta kasuwar kasuwar suna kiran stereotypes na cibiyoyin gudanarwa da jira.

Ga masu, haɗa tsarin da keɓaɓɓe na kan layi ba aiki ne na fifiko ba, galibi suna ƙoƙarin jinkirta haɗin, in ji wakilin ytips.

Juyawar sun rikitar da Hukumar kuma damu da tambayar ko haraji daga tukwici da aka karɓa ta hanyar sabis na kan layi ba dole ne ya biya haraji ba. A sakamakon haka, sun yi imanin cewa zasu iya samun ƙarin idan sun dauki tsabar kuɗi ko ɗaukar canji zuwa katin.

Don ci gaba, akwai kuma rashin sha'awa ga cibiyoyin da kansu wajen inganta nassoshin marasa kudi tsakanin baƙi, in ji kimanin shekaru daga 2TIP. Ofaya daga cikin waɗannan hanyoyin shine buga lambar code a kan bincike na farko, amma ba a lura da wuraren tallan tallace-tallace a cikin ma'aikatar ba, ya yi bayani.

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