A karshen 2020, sama da 400 mazaunan yankin Ivanoovo sun rage nauyin biyan kuɗi a kan jinginar gidaje, masu gyara a VTB. Adadin lamuni tare da rage farashin yana da juji miliyan 593. Wannan sau 3 ne fiye da adadi na 2019 ta girma da yawan ma'amaloli.
Lissafin Refingancing don kowane ma'amala na uku VTB a yankin Ivanoovo a 2020. Raba a cikin jimlar bankin bashin bankin bankin bashin a yankin idan aka kwatanta shi da shekarar 2019 zuwa 30% zuwa 30%. Matsakaicin girman girman irin wannan ma'amala shine 1.5 miliyan ruble (+111 dubu a kowace shekara).
Matsakaicin ƙara ya faɗi akan yankin Moscow, inda abokan ciniki suka sake sarrafawa ga ɓoyayyun labarai dubu 18, a cikin Tatarstan - Bilystan - kashi 8.9 biliyan 7.8, a cikin Krasssosh territory - biliyan 7.4.
Gabaɗaya, ƙasashen VTB sun rage shawarar wajan abokan ciniki zuwa 44 biliyan 255 na rubles. Wannan shine mafi girman mai nuna alama a cikin kasuwar banki - kusan kowane ma'amala na biyu don sake jinginar jinginar gida a Rasha a cikin 2020 ya faɗi akan VTB. A cikin jimlar yawan ma'amaloli na banki, gwargwadon gyara kayan ya girma daga 13 zuwa 27%. Matsakaicin matsakaicin lamuni shine miliyan 2.2 (+200 dubu a kowace shekara).
"Muna daukar shi da muhimmanci cewa jinginar gida ba kawai ga sabbin abokan ciniki bane, har ma da sabis na kwarai ga masu karbar bashi, daidai da matsakaicin kudaden a kasuwa. Sabili da haka, a cikin 2020, mun cika kulawa ta musamman ga shirye-shiryen rage yawan kuɗi, kuma suna cikin buƙatar abokan ciniki waɗanda suka yi jingina a shekarun da suka gabata. Muna tsammanin cewa a cikin 2021, bukatun sake fasalin zai ci gaba, amma zai zama matsakaici. Ba mu tsammanin karin ragi mai kaifi a cikin Yawan, shirin fifikon jinginar da aka fi so a ranar 1 ga Yuli, Bugu da kari, muhimmin sashi na masu ba da bashi ya riga ya amfana da yarda da sababbin yanayi, "Evgeny Dychkin, Mataimakin Shugaban Kasuwancin Kasuwanci, Mataimakin Shugaban VTB.
A cikin vTB, sake fasalin jingina na wani banki da aka bayar don siyan gidaje ko kuma an gina gidaje na tallafi na 5% a cikin tsarin tallafi na jihar da yara da ke da iyalai. Ga abokan ciniki suna karɓar albashi a VTB, farashin zai zama 8%, don masu ba da bashi da sauran bankunan - 8.2%.