Sakamako da hasashen banki daga banki: rage farashin, Digitalization da Transcontinental Mortgage

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Sakamako da hasashen banki daga banki: rage farashin, Digitalization da Transcontinental Mortgage 15911_1
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Mabuɗin Asalin 2020

Yi la'akari da rage farashin. A shekarar 2020, Babban bankin ya rage yawan keɓance a karon farko - babban mai nuna halin kasuwar kudi - har zuwa 4.25%. Biyo shi, yawan biyun akan rance da adibas a hankali ya ragu. Matsakaicin adadin jinginar jingina ya kai rikodin ƙarancin darajar - 7.3% kowace shekara. Babu wasu abubuwan da ake bukata don ƙarin rage ragin ragi a farkon watanni uku na 2021. Mai tsara takardu ya ambaci cewa zai gudanar da manufofin bashi mai taushi a cikin 2021, kuma saboda haka canje-canje masu kaifin ra'ayi suke da shi.

Shafin kai "ya tilasta" bankunan don ya kai karfin aiki mai nisa. A kan kan layi ya fara matsar da samfuran banki da aiyukan banki da yawa waɗanda aka samu kawai a layi. Na lura cewa a Bankin Absolut, da ake lura da ci gaban ayyukan dijital an lura da baya a cikin 2018. Ya bambanta da yawan mahalarta kasuwar kasuwa, karbuwa na gaggawa ga tsarin aikin dijital ba a buƙata. Imani ko da haka ya yi fare akan digitization a cikin duk mahimman wuraren kasuwanci - daidai da dabarun motsa jiki ". Mun tsinkaya cewa a cikin 2021, canjin kasuwancin dijital zai ci gaba. "Rollback" zuwa layi ba zai faru ba.

A fagen saƙo tsare, "juyin juya halin Musulunci" shine halin kwamitocin don dukkan bankunan da aka haɗa da tsarin biyan kudi (SBP). Cikakken bankin, a cikin na farko, ya soke Hukumar don canja wurin zuwa SBP. Bugu da kari, ba mu da wata ƙuntatawa akan adadin biyan kuɗi kyauta. Ya dace da wadancan abokan cinikin da suka fassara kudi ta hanyar biyan kuɗi na kowane wata da kuma farkon biyan jinginar gida. A watan Disamba, rabon da ke canzawa ta hanyar hula ga bankin da ya kai kashi 50% na biyan P2P da kuma ci gaba da girma. Wannan shine ɗayan ayyukan girma da sauri a banki.

Abubuwan da suka faru a 2020

Inganta yanayi gwargwadon daidaitattun shirye-shiryen rabin gida. Da farko, banki na Absolut yana rage cinikin bisa ga daidaitattun shirye-shiryen rabin gida zuwa 7.84% na shekara. Abu na biyu, mun rage mafi karancin girman gudummawar farko ga 10% na farashin gidan. Abu na uku, a zahiri an yarda da ayyukanmu ta yanar gizo a cikin ayyukan da ke nesa da rage lokacin damar zuwa ma'amala na kwana 1.

Cikakken bankin ya ƙaddamar da sabon gudummawa - "Ci gaba". Babban fasalin wannan ajiya - biyan sha'awa baya a ƙarshen, amma a farkon ajalin a ƙarƙashin kwangilar, a wannan rana ko na gaba. A cikin banki na Orolut a Yekaterinburg "Ci gaba" ya zama mafi mashahamar gudunmawar a watan Disamba.

Cikakken banki ya kawo jinginar gida zuwa sabon matakin - transcontental. Ofishinmu na Yekisterinburg da farko ya gudanar da yarjejeniyar jinginar kan layi tare da masu karbar bashi da ke kan wata nahiya. Tare da taimakon Yarjejeniyar Dijital, 'Yan wasan masu aure, kasancewa a Kanada, aka samu dukiya a cikin jinginar gida a cikin asalin ƙasashen Turai Ekaterinburg. Cikakken banki ya ciyar da wannan ma'amala na dijital daga farkon zuwa ƙarshe.

Kara karantawa game da sakamakon 2020 kuma a kan hasashen 2021, zaka iya karanta a kan taken "sakamakon mu 2020".

Kara karantawa