Biometrics a Rasha ya zama ƙari, gami da jihar - tuni daga wannan shekara, Banks za a iya aiwatar da amfani da tsarin biometric guda (EBs) duk ayyukan 'yan ƙasa da kamfanoni. A baya can, yana yiwuwa ne kawai don buɗe asusu, yi aro ko sanya fassarar (abubuwan da aka halatta a cikin 279-FZ). Tun daga Yuni 2021, ilimin halittu domin nesa da kwangila zai iya amfani da masu aikin sadarwa. Wanne ya hana gabatarwar tsarin halittar jihar na jihar ko zai zama da amfani ga amfanin kasuwancin, masana na Fastocin filastik "da aka gano.
Matsalar mabuɗin don amfani da EBs, da farko ta bankunan, ya kasance tushen tushe mai amfani. Duk da gaskiyar cewa a matakin jihar an fara gabatar da su a Rasha a 2018, ayyukan da yawan jama'a suka ragu. Don haka, matakin shigar azanci baya kai ga rikodin rikodin 200,000, taron mahalarta taron sun lura: A cikin bazara na 2020, adadi ya kusan dubu ne dubu. Kuma wannan an ba da cewa bayanan a cikin ebs za a iya mika wuya a cikin rassan 13,000 na bankunan 231 Banks a duk faɗin ƙasar.
Wannan baya nufin cewa ba a amfani da fasahar bankunan Rasha a cikin ƙa'idar - a maimakon EBS, ɓangaren na EBS, da kuma cikawarsu tana da girma. Mafi yawan aiki har yanzu suna "Sber", wanda ya riga ya tattara bayanai daga abokan ciniki da yawa (ainihin adadin bankin bai bayyana ba), VTB yana haɓaka tsarinta. Don amfani da tsarin halittar halittar kansa a shekarar 2020 a shekarar 2020, sun yanke shawarar yin tinkoff bankin, Artem Kharchenko, shugaban sashen bunkasa zamba da kungiyar kudi.
Ba za a iya faɗi cewa daga bankunan ebs bankunan ba ne: Don haka, VTB yana amfani da shawarar da ke tattare da EBS, in ji Gregory Salnikov, shugaban Bankin Bankin Abokin Ciniki. Rajistar kuɗi da kuɗi dangane da ayoyi da aka ƙaddamar da Rosbank a cikin 2019. Amma su, har ma da goyon bayan mai gudanar da mai gudanarwa da dama dama don rage farashi a kan yawan rassan, magana game da matsaloli.
Tsada da rashin jin daɗiKamar yadda Kirill Kirill, shugaban aikin cigaban dijital, sadarwa 2020, Dokar ta fadada yiwuwar amfani da fasahar kayan tarihi a cikin jama'a, kuma suna tsara amfanin su dalilai na kasuwanci. Ana tsammanin canje-canje da aka yi zai haifar da kasuwar wayewa don tsarin biometric tsarin a Rasha, fayyace Kosolopov.
Har yanzu ba da fatan masaniyar kasuwanci ba, kuma ba lallai ba ne kawai don biyan rokon ga EBS (Biyan kuɗi zai zama 200 ga Robles Misali, ga masu aiki na waya, yin amfani da tsarin bai yi amfani da mafi yawan tattalin arziƙi ba saboda hayar da Haɗin kai, don hulɗa na doka tare da hukumomin zartarwa Pjscrafon. Dangane da gyara ga doka "a sadarwa", dole ne a yi amfani da EBs don kammala kwangilar sadarwa ta mutane da kamfanoni. A sakamakon haka, a cewar Danilov, yayin da amfani da tsarin halittar tsarin halittu ya rage. Hanyar wata hanya don nuna alama ta nesa don nuna alamun wayar salula na iya zama madadin sa hannu na lantarki (maɓallin za a iya tabbatar da shi a cikin tsarin ECI tare da asusun miliyan 100). Koyaya, wannan hanyar ba ta cire daga dokar ba. Tun da farko, canje-canje a cikin doka "kan sadarwa" ya soki a cikin kungiyar Skolkovo, bisa kimanin masana na Mulkirai na iya haifar da asarar masu aikin sasaki na Mayun kasa.
Don isar da masu biyan kuɗi na kayan bita ma suna da tsada: Kudinsu na iya farawa daga $ 500, wanda ya kasance babban nauyi sosai na matsakaici da ƙananan kamfanoni.
Amma ga bangaren banki, farashin gabatarwa da amfani zai iya wuce gona da iri, musamman idan ba muna magana ne game da manyan 'yan wasan masana'antu. Gaskiyar cewa tsari na aiwatar da ganewa yana da tsada sosai da cin kwayar halitta, ba mai araha ga kananan kungiyoyi, ba da damar zuwa Sergie Sefers. A halin yanzu, zai kasance a cikin bankunan da zasu iya ma'ana don ƙara haɓaka gabatarwar Biometrics - da farko dangane da hana zamba. Misali, a cikin Bankin Tinkoff "ya ba zai yiwu a rage yawan zamba na bashi a sau 8, kusan binciken bincike 5,000 ne kawai don watan.
Karka yarda da tsoroBa babban cikas bane ga ci gaban biometrics, ciki har da jihar, shi ne tushen citizensan ƙasa. Zai zama kamar an adana bayanan sirri a cikin rufar da aka ba da gudun hijira a cikin tashar Aia, kawai ana adana samfuran da ake amfani da shi a cikin Ebs. Tarin bayanan biometric na 'yan ƙasa na faruwa ne a matsayin ingantacciyar hanyar kariya ta tsaro, tana ƙarfafa Kirl Kosopov.
Koyaya, a cewar Nafi, da ƙaddamar da tsarin biometric guda, wanda ya samu a Rasha tun na 2018, tsoro rabin Russia. Ainihin, tsarin biometric ba a amince da shi ba saboda yiwuwar leaks na bayanai da sa ido. Hakanan, masu amfani ba su da fa'ida ce kawai ta amfanin mutum daga amfanin sabon fasaha.
Rashin bude binciken kimiyya a Rasha, sakamakon gwajin na gwaje-gwajen data kasance, in ji Danil Nikolaev, darektan NP "Societyungiyar Babi ta hanyar Rasha". Wannan tsirara baya kara kwarin gwiwa. Ba a ambaci gaskiyar cewa lokacin da gwaji tsarin biometrics, na hali ana yiwuwa: Daga gwada algorithms daban-daban har zuwa yanayin da suka fusata don gwada bukatun na ƙasa da na duniya.
Koyaya, abubuwan fitarwa na iya ƙarfafa citizensan ƙasa daga jihar - alal misali, ko rajista a cikin tsarin wajibi ne don samun yawancin sabis na jama'a ga mutane, muna murna da tushe Gregory Salnikov. Hakanan, karfin gwiwa na iya zama ragi akan biyan kuɗi zuwa jihar don ilimin halittar jiki.
An buga ta: Olga Blinova