A shekarar 2020, bankunan da suka ba da lamuni na 189 na lamuni ga mazauna yankin Orburg, wanda shine 11% fiye da shekara guda da suka gabata. A lokaci guda, ƙimar karɓar rarar lada ta ragu - don 2019 Adadin lamuni ya haifar da adadi na Kasuwanci na 2018 15%. A cikin shekarar da ke cikin gida, an sami jinkirin da ba da gudummawa, wanda yake da alaƙa da ƙuntatawa saboda ƙuntatawa na pandmic da raguwa a buƙatun mabukaci.
Mai sanyawar Receail ya ba da gudummawa ga gabatarwar bashin saƙo (PDN) a cikin 2019, waɗanda ake buƙata don ƙididdige bankuna da MFIs lokacin da yanke shawara kan lamuni ya bayar. Tunawa, Pdn shine halin matsakaicin biyan kuɗi na kowane wata na mai ba da bashi akan dukkan lamuni da bata damar zuwa matsakaicin matsakaicin wata-wata. Lokacin da ba da rance ga citizensan ƙasa da babban matakin PDN (fiye da 50%), masu karɓar kuɗi ya kamata ya samar da ƙarin jari.
"Lissafin PDN yana taimakawa bankuna da MFIs don kimanta hadarinsu. Idan mai ba da bashi yana da babban adadin tsaro, wataƙila cewa na iya samun wahala dawowa. Sabili da haka, mai ba da ɗan ƙasa dole ne "daskare" babban birni don rufe asarar mai yiwuwa. Haka ne, kuma masu karbar karbar bashi ya kamata su fahimci hakan kafin ganin rancen kudin shiga da kuma kashe Alexander Sayar da bata na Rasha a yankin Oriyg.
Gabaɗaya, jigon aro a yankin Oronburg bara ya karu da kashi 12% a cikin 2019 kuma ya kai biliyan 25% na Janairu 1, 2021. Rage bashin da ya wuce a shekara kusan bai canza kuma ba ga Janairu 1, 2021 ya yi wa kashi 4% ba. An sauƙaƙe matakan tallafin jihar na 'yan ƙasa waɗanda suka yi karo da matsaloli wajen biyan bashin bashin saboda cutar ta Pandmic. Don haka, a cikin 2020, mazauna Orburg sun shigar da fiye da aikace-aikacen 34,000 don sauya yanayin yarjejeniyoyi. Kashi biyu bisa uku na bankunan bankunan da aka yarda dasu. Citizensan ƙasa sun tsara lamuni akan shirye-shiryen bankuna a cikin adadin kuɗi sama da 6, a cewar dokar game da Haske na Bashi - a cikin adadin ruble miliyan 890.